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ZBAO

BEARISH
$0.72 Live
Zhibao Technology Inc. · NASDAQ
$0.61 52W Range $1.35

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 24, 2026
Market cap
$23.95M
P/E
N/A
ROE
-99.7%
Profit margin
-19.5%
Debt/Equity
1.12
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
95%
ZBAO exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9 and a catastrophic ROE of -99.67%. While the company shows strong top-line revenue growth of 40.70%, this is completely offset by negative net profit margins and a lack of liquidity, as evidenced by a current ratio of 0.86. The technical trend is maximally bearish (0/100), with a devastating one-week price drop of 29.4%. Overall, the company is destroying shareholder value at an alarming rate despite its low Price-to-Sales ratio.

Key Strengths

Strong YoY Revenue Growth (40.70%)
Very low Price-to-Sales ratio (0.07)
Healthy Gross Margin (42.40%)
Positive Operating Margin (2.25%)
Micro-cap size allows for high volatility spikes

Key Risks

Extreme financial instability (Piotroski 1/9)
Severe equity erosion (ROE -99.67%)
Liquidity risk with Current Ratio below 1.0 (0.86)
Strong bearish price momentum (1Y -45%, 1W -29.4%)
Negative net profit margins (-19.52%)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
17
Weak
Value
30
Future
40
Past
10
Health
5
Dividend
0
AI Verdict
High Risk / Speculative
Key drivers: Revenue growth, Financial distress, Price collapse
Confidence
90%
Value
30/100

P/S is 0.07, but P/B is 8.23, suggesting the stock is expensive relative to its crumbling book value.

Positives
  • Extremely low P/S ratio
Watchpoints
  • High P/B ratio (8.23)
  • No earnings to support valuation
Future
40/100

Growth is present but inefficient and non-profitable.

Positives
  • Strong revenue growth (40.7%)
Watchpoints
  • Inability to convert revenue to net profit
  • Negative ROA
Past
10/100

Consistent long-term value destruction.

Positives
No standout positives identified.
Watchpoints
  • 5Y Change -80.5%
  • 1Y Change -45%
Health
5/100

Severe financial distress and liquidity concerns.

Positives
No standout positives identified.
Watchpoints
  • Piotroski F-Score 1/9
  • Current Ratio 0.86
  • ROE -99.67%
Dividend
0/100

Non-dividend paying stock.

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • 0/100 strength score

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$0.72

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for ZBAO and closest competitors.

Updated 2026-04-23
ZBA
Zhibao Technology Inc.
Primary
5Y
-80.5%
3Y
-80.5%
1Y
-45.0%
6M
-28.0%
1M
-6.9%
1W
-29.4%
ICM
Investcorp Credit Management BDC, Inc.
Peer
5Y
-38.0%
3Y
-22.1%
1Y
-20.1%
6M
-37.2%
1M
-31.5%
1W
+22.0%
BTM
Bitcoin Depot Inc.
Peer
5Y
-96.6%
3Y
-96.7%
1Y
-70.3%
6M
-90.4%
1M
-49.9%
1W
+8.7%
GSI
Garden Stage Limited
Peer
5Y
-99.1%
3Y
-99.1%
1Y
-77.5%
6M
-33.8%
1M
-21.4%
1W
+9.7%
MIG
Mawson Infrastructure Group Inc.
Peer
5Y
-99.5%
3Y
-92.5%
1Y
-43.0%
6M
-72.2%
1M
+94.4%
1W
+89.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
8.23
P/S Ratio
0.07
EV/Revenue
0.24
EV/EBITDA
-1.55
Market Cap
$23.95M

Profitability

Profit margins and return metrics

Profit Margin -19.52%
Operating Margin 2.25%
Gross Margin 42.4%
ROE -99.67%
ROA -11.02%

Growth

Revenue and earnings growth rates

Revenue Growth +40.7%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
1.12
Moderate
Current Ratio
0.86
Weak
Quick Ratio
0.65
Poor
Cash/Share
$0.84

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets
$0.3B
Liabilities
$0.2B
Equity
$0.0B
Debt/Equity
11.76x

Financial Services Sector Comparison

Comparing ZBAO against 612 companies in the Financial Services sector (113 bullish, 251 neutral, 248 bearish)
Return on Equity (ROE)
-99.67%
This Stock
vs
-1.21%
Sector Avg
+8118.3% (Excellent)
Profit Margin
-19.52%
This Stock
vs
49.39%
Sector Avg
-139.5% (Weaker)
Debt to Equity
1.12
This Stock
vs
1.5
Sector Avg
-25.6% (Less Debt)
Revenue Growth
40.7%
This Stock
vs
38.97%
Sector Avg
+4.4% (Growing)
Current Ratio
0.86
This Stock
vs
3.6
Sector Avg
-76.0% (Weaker)

Similar Companies

Peer comparison within the same industry

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
ANNUAL REPORT
2026-01-09

ZBAO filed its annual report on Form 20-F on January 9, 2026. Due to the limited information provided, specific financial highlights and risk factors are unavailable for summary.

20-F
ANNUAL REPORT
2024-10-31

ZBAO filed its annual report on Form 20-F on October 31, 2024. This filing provides the company's comprehensive financial performance and risk disclosures for the fiscal year.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning ZBAO from our newsroom.

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