ACR ACRES Commercial Realty Corp. - Fundamental Analysis
BEARISH
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ACR Stock | Fundamental Analysis & Investment Insights
NYSE
Real Estate
REIT - Mortgage
Current Price
Live
$19.94
Analyst Target
$24.5
+22.9%
Upside
52W High
$24.61
52W Low
$15.64
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$148.08M
P/E
21.44
ROE
7.0%
Profit margin
32.2%
Debt/Equity
2.84
Dividend yield
N/A
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
ACR exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant operational and balance sheet concerns. Despite strong recent earnings growth and profitability margins, the company's high leverage (Debt/Equity of 2.84) and extremely low valuation multiples like Price/Book of 0.32 suggest deep underlying risks. The absence of an Altman Z-Score due to insufficient data further clouds solvency assessment, while technical indicators and insider sentiment are neutral-to-bearish. Although the stock appears undervalued relative to the Graham Number ($35.84) and analyst target ($24.50), erratic earnings surprises and lack of dividend support undermine confidence in sustained recovery.
Key Strengths
High profitability margins: Gross margin at 35.64%, operating margin at 20.31%, and net profit margin at 32.15% exceed sector averages.
Strong year-over-year earnings growth: YoY EPS growth of +320.8% and revenue growth of 10.40% indicate recent top- and bottom-line momentum.
Significant earnings surprise in recent quarters: One quarter reported a +10,000% beat, showing potential for upside volatility.
Valuation appears attractive relative to Graham Number: Current price of $19.94 vs. Graham fair value of $35.84 implies ~79% upside.
Analyst target price suggests upside: Single analyst target of $24.50 implies ~23% potential appreciation.
Key Risks
Critically low Piotroski F-Score of 2/9: Indicates severe financial distress and poor fundamental health.
High leverage with Debt/Equity ratio of 2.84: Increases vulnerability to interest rate shocks and refinancing risk.
Erratic and volatile earnings performance: History of large negative surprises (e.g., -291.1%, -180.7%) undermines earnings quality.
No Altman Z-Score available: Prevents reliable assessment of bankruptcy risk, a critical gap for a highly leveraged REIT.
Bearish technical trend (0/100) and declining short-term price action: 1-month return of -10.1% and bearish technical signal suggest weakening momentum.
AI Fair Value Estimate
Based on comprehensive analysis
$26.5
+32.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
36
Weak
68
54
30
18
10
AI Verdict
High risk, low reliability investment with speculative upside potential.
Key drivers: Low Piotroski score, High earnings volatility, Strong margins, Attractive valuation relative to Graham, Leverage concerns
Confidence
75%
Value
68/100
Ref P/E, PEG, Graham Number
Positives
- Price/Book ratio of 0.32 indicates deep discount to book value
- Current price below Graham Number ($35.84) suggests undervaluation
Watchpoints
- High P/E of 21.44 and Forward P/E of 23.28 despite low growth
- PEG ratio unavailable, suggesting unreliable growth-adjusted valuation
Future
54/100
Ref Growth rates
Positives
- Revenue growth of 10.40% YoY
- Earnings growth of 272.20% YoY and 85.10% QoQ
Watchpoints
- Earnings growth driven by low base and erratic performance
- No consistent forward guidance or growth trajectory
Past
30/100
Ref Historical trends
Positives
- Some history of beating earnings estimates (e.g., +10,000% surprise)
Watchpoints
- Only 1 out of last 4 quarters beat estimates
- Frequent and severe negative earnings surprises
- Unstable earnings progression over 25 quarters
Health
18/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 75.88 and quick ratio of 70.32 (extremely high, though likely due to accounting structure)
Watchpoints
- Piotroski F-Score of 2/9 indicates weak financial health
- No Altman Z-Score available for distress risk assessment
- High Debt/Equity ratio of 2.84
Dividend
10/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- Dividend Strength score of 0/100
- No dividend yield or payout data available
- Payout ratio is 0.00%, indicating no current dividend
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$19.94
Analyst Target
$24.5
Upside/Downside
+22.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ACR and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ACR
ACRES Commercial Realty Corp.
Primary
|
+57.5% | +101.6% | +11.1% | +4.0% | -10.1% | -1.9% |
|
AXR
AMREP Corporation
Peer
|
+169.5% | +58.9% | -33.1% | -12.4% | +9.4% | -5.1% |
|
AEI
Alset Inc.
Peer
|
-99.6% | +19.6% | +100.0% | +96.6% | -21.4% | -17.7% |
|
BHR
Braemar Hotels & Resorts Inc.
Peer
|
-22.4% | -28.9% | +25.3% | +27.1% | +3.2% | +1.0% |
|
AOMR
Angel Oak Mortgage REIT, Inc.
Peer
|
-15.4% | +78.5% | +3.5% | +1.3% | +4.8% | -1.5% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
21.44
Forward P/E
23.28
PEG Ratio
N/A
P/B Ratio
0.32
P/S Ratio
1.66
EV/Revenue
14.99
EV/EBITDA
N/A
Market Cap
$148.08M
Profitability
Profit margins and return metrics
Profit Margin
32.15%
Operating Margin
20.31%
Gross Margin
35.64%
ROE
7.03%
ROA
1.67%
Growth
Revenue and earnings growth rates
Revenue Growth
+10.4%
Earnings Growth
+272.2%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+85.1%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
2.84
High debt
Current Ratio
75.88
Strong
Quick Ratio
70.32
Excellent
Cash/Share
$5.88
Quarterly Earnings History
EPS performance vs analyst estimates
2026-03-04
$N/A
2025-10-29
$1.01
+10000.0% surprise
2025-07-30
$0.04
-77.1% surprise
2025-04-30
$-0.86
-291.1% surprise
Real Estate Sector Comparison
Comparing ACR against 56 companies in the Real Estate sector
(1 bullish, 9 neutral, 46 bearish)
P/E Ratio
21.44
This Stock
vs
49.55
Sector Avg
-56.7%
(Discount)
Return on Equity (ROE)
7.03%
This Stock
vs
-75.75%
Sector Avg
-109.3%
(Below Avg)
Profit Margin
32.15%
This Stock
vs
24.96%
Sector Avg
+28.8%
(Superior)
Debt to Equity
2.84
This Stock
vs
3.28
Sector Avg
-13.3%
(Lower)
Revenue Growth
10.4%
This Stock
vs
108.53%
Sector Avg
-90.4%
(Slower)
Current Ratio
75.88
This Stock
vs
8.3
Sector Avg
+814.5%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ACR
ACRES Commercial Realty Corp.
|
BEARISH | $148.08M | 21.44 | 7.0% | 32.2% | $19.94 | |
|
AXR
AMREP Corporation
|
BEARISH | $110.26M | 10.77 | 8.0% | 22.9% | $20.78 | |
|
AEI
Alset Inc.
|
BEARISH | $90.26M | - | -10.5% | -105.0% | $2.32 | |
|
BHR
Braemar Hotels & Resorts Inc.
|
BEARISH | $223.77M | - | -1.9% | -1.0% | $2.92 | |
|
AOMR
Angel Oak Mortgage REIT, Inc.
|
BEARISH | $226.97M | 11.83 | 6.7% | 50.9% | $9.11 |
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
1 analysts
Citizens
2025-10-31
Market Outperform
Market Outperform
JMP Securities
2025-09-11
Market Outperform
Market Outperform
Past News Coverage
Recent headlines mentioning ACR from our newsroom.
Newest → oldest
No matching news yet.