BBD
NEUTRAL
$3.95
Live
Banco Bradesco S.A. · NYSE
Target $3.7
(-6.3%)
$1.93
52W Range
$3.98
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$41.78B
P/E
10.68
ROE
12.6%
Profit margin
24.2%
Debt/Equity
N/A
Dividend yield
5.47%
AI Analysis
AI-powered fundamental assessment
Confidence
65%
Banco Bradesco (BBD) exhibits a weak financial health profile with a Piotroski F-Score of just 2/9, indicating significant fundamental deterioration. Despite this, the stock appears attractively valued with a P/E of 10.68 (below sector average of 21.15) and trades below its Graham Number of $5.11, while offering a high dividend yield of 5.47%. Earnings growth is strong year-over-year (+37.5%), but revenue growth is minimal (0.80% YoY), and technical indicators suggest weakening momentum (Technical Trend: 10/100). Analysts recommend a 'buy' with a target price below current market price, creating a conflicting signal that warrants caution.
Key Strengths
Attractive valuation metrics: P/E of 10.68 and Forward P/E of 7.89 are well below sector average of 21.15
High dividend yield of 5.47% supported by a 70/100 Dividend Strength score
Strong year-over-year EPS growth of 37.5% and solid operating profitability (Operating Margin: 31.26%)
Profit margin of 24.23% significantly exceeds sector average of 101.62% (note: likely data anomaly; still indicates strong profitability)
Analyst recommendation is 'buy' despite target price being below current price
Key Risks
Critically low Piotroski F-Score of 2/9 signals severe financial distress and deteriorating fundamentals
Missing key financial health data (Debt/Equity, Altman Z-Score, Cash/Debt) raises transparency concerns
Technical Trend score of 10/100 indicates strong bearish momentum near 52-week high
Revenue growth is nearly stagnant at 0.80% YoY despite strong EPS growth, suggesting non-operational drivers
Analyst target price ($3.70) is below current price ($3.95), implying expected downside
AI Fair Value Estimate
Based on comprehensive analysis
$5.11
+29.4% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
57
Moderate
85
60
45
20
75
AI Verdict
Mixed signals: cheap valuation and dividend support offset by weak financial health and technical momentum
Key drivers: Low Piotroski F-Score (2/9), Attractive P/E and Forward P/E ratios, High dividend yield with moderate payout ratio, Bearish technical trend (10/100), Analyst target below current price
Confidence
68%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 10.68 below sector average of 21.15
- Forward P/E of 7.89 suggests further valuation expansion
- Price/Sales of 0.47 indicates undervaluation
- Current price ($3.95) below Graham Number ($5.11)
Watchpoints
No urgent risks highlighted.
Future
60/100
Ref Growth rates
Positives
- YoY EPS growth of 37.5% is strong
- Earnings Growth (YoY): 13.40% is positive
Watchpoints
- Revenue Growth (YoY): only 0.80%
- Q/Q EPS Growth: +0.0%
- PEG Ratio: N/A (growth not priced in)
Past
45/100
Ref Historical trends
Positives
- 1Y price return of +112.8% is strong
- 3Y return of +73.1% outperforms peers
Watchpoints
- Earnings beat rate of 2/4 in last 4 quarters
- History of large negative surprises (e.g., -57.2% in 2023-02-09)
- Gross Margin: 0.00% is highly unusual for a bank
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- ROE of 12.56% is positive
- Profit and operating margins are strong
Watchpoints
- Piotroski F-Score: 2/9 (Weak)
- Altman Z-Score: None (missing, potential risk)
- ROA of 1.02% is very low for a bank
- Debt/Equity, Current Ratio, and other key metrics missing
Dividend
75/100
Ref Yield, Payout
Positives
- Dividend Yield: 5.47% is high
- Dividend Strength: 70/100 indicates reliability
- Payout Ratio: 71.65% is sustainable
Watchpoints
- 5-Year Avg Yield: N/A (lack of historical context)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$3.95
Analyst Target
$3.7
Upside/Downside
-6.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BBD and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BBD
Banco Bradesco S.A.
Primary
|
+19.4% | +73.1% | +112.8% | +41.2% | +17.6% | +11.9% |
|
PYPL
PayPal Holdings, Inc.
Peer
|
-81.6% | -40.1% | -30.3% | -32.2% | -0.6% | +2.3% |
|
AIG
American International Group, Inc.
Peer
|
+82.5% | +60.1% | -11.0% | -4.0% | -6.3% | +0.1% |
|
MSCI
MSCI Inc.
Peer
|
+49.6% | +16.3% | -5.3% | -0.6% | +3.2% | -2.7% |
|
BBDO
Banco Bradesco S.A.
Peer
|
+15.8% | +72.0% | +93.0% | +43.2% | +18.3% | +14.4% |
BBD
Banco Bradesco S.A.
Primary
5Y
+19.4%
3Y
+73.1%
1Y
+112.8%
6M
+41.2%
1M
+17.6%
1W
+11.9%
PYP
PayPal Holdings, Inc.
Peer
5Y
-81.6%
3Y
-40.1%
1Y
-30.3%
6M
-32.2%
1M
-0.6%
1W
+2.3%
AIG
American International Group, Inc.
Peer
5Y
+82.5%
3Y
+60.1%
1Y
-11.0%
6M
-4.0%
1M
-6.3%
1W
+0.1%
MSC
MSCI Inc.
Peer
5Y
+49.6%
3Y
+16.3%
1Y
-5.3%
6M
-0.6%
1M
+3.2%
1W
-2.7%
BBD
Banco Bradesco S.A.
Peer
5Y
+15.8%
3Y
+72.0%
1Y
+93.0%
6M
+43.2%
1M
+18.3%
1W
+14.4%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
10.68
Forward P/E
7.89
PEG Ratio
N/A
P/B Ratio
1.26
P/S Ratio
0.47
EV/Revenue
6.09
EV/EBITDA
N/A
Market Cap
$41.78B
Profitability
Profit margins and return metrics
Profit Margin
24.23%
Operating Margin
31.26%
Gross Margin
N/A
ROE
12.56%
ROA
1.02%
Growth
Revenue and earnings growth rates
Revenue Growth
+0.8%
Earnings Growth
+13.4%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+13.0%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$25.98
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-05
$N/A
2025-10-29
$0.11
-0.4% surprise
2025-07-30
$0.11
+13.7% surprise
2025-05-07
$0.1
+8.6% surprise
Financial Services Sector Comparison
Comparing BBD against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
10.68
This Stock
vs
36.01
Sector Avg
-70.4%
(Discount)
Return on Equity (ROE)
12.56%
This Stock
vs
-0.73%
Sector Avg
-1814.2%
(Below Avg)
Profit Margin
24.23%
This Stock
vs
91.62%
Sector Avg
-73.5%
(Weaker)
Revenue Growth
0.8%
This Stock
vs
35.27%
Sector Avg
-97.7%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BBD
Banco Bradesco S.A.
|
NEUTRAL | $41.78B | 10.68 | 12.6% | 24.2% | $3.95 | |
|
PYPL
PayPal Holdings, Inc.
|
BULLISH | $42.32B | 8.47 | 25.7% | 15.8% | $45.23 | Compare |
|
AIG
American International Group, Inc.
|
NEUTRAL | $40.79B | 13.92 | 7.4% | 11.6% | $75.59 | Compare |
|
MSCI
MSCI Inc.
|
BULLISH | $43.08B | 35.84 | -% | 40.0% | $565.15 | Compare |
|
BBDO
Banco Bradesco S.A.
|
BEARISH | $38.99B | 9.18 | 12.6% | 24.2% | $3.49 | Compare |
BBD
Banco Bradesco S.A.
NEUTRAL
Mkt Cap
$41.8B
P/E
10.7
ROE
12.6%
Price
$3.95
Past News Coverage
Recent headlines mentioning BBD from our newsroom.
Newest → oldest
No matching news yet.