BCS Barclays PLC - Fundamental Analysis
BEARISH
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BCS Stock | Fundamental Analysis & Investment Insights
NYSE
Financial Services
Banks - Diversified
Current Price
Live
$26.2
Analyst Target
$23.26
-11.2%
Downside
52W High
$26.64
52W Low
$12.14
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$90.49B
P/E
12.02
ROE
9.4%
Profit margin
26.6%
Debt/Equity
N/A
Dividend yield
1.71%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
Barclays PLC (BCS) exhibits weak financial health with a Piotroski F-Score of just 2/9, indicating significant fundamental deterioration. Despite strong recent price performance and a low forward P/E of 8.96, the stock trades above both the Graham Number ($17.26) and intrinsic value estimate ($15.26), suggesting overvaluation. Profitability margins are strong, but ROA is extremely low at 0.44%, and earnings growth is negative both year-over-year and quarter-over-quarter. Combined with bearish insider activity and weak technical trend scores, the risk-reward profile is unattractive.
Key Strengths
High profit and operating margins (26.57% and 34.43%) indicate strong pricing power and cost control
Low forward P/E of 8.96 suggests potential value relative to earnings expectations
Conservative payout ratio of 21.31% supports dividend sustainability
Strong recent price momentum with +82.1% 1-year return
Analyst recommendation is 'buy' despite conflicting valuation signals
Key Risks
Piotroski F-Score of 2/9 signals severe financial weakness and high risk of underperformance
Stock trades at a significant premium to Graham Number ($17.26) and intrinsic value ($15.26)
Negative earnings growth (YoY: -2.60%, Q/Q: -5.80%) raises concerns about profitability trajectory
Extremely low ROA of 0.44% indicates poor asset efficiency
Bearish insider sentiment with net selling activity in the last 6 months
AI Fair Value Estimate
Based on comprehensive analysis
$16.26
-37.9% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
40
Weak
28
35
65
18
52
AI Verdict
Overvalued with weak fundamentals
Key drivers: Low Piotroski F-Score, Negative earnings growth, High price relative to Graham Number, Bearish insider and technical signals
Confidence
80%
Value
28/100
Ref P/E, PEG, Graham Number
Positives
- Low forward P/E (8.96)
- Dividend yield of 1.71%
Watchpoints
- Price/Book of 4.32 is high
- Current price ($26.20) significantly above Graham Number ($17.26)
- Intrinsic value estimate ($15.26) implies 41% overvaluation
Future
35/100
Ref Growth rates
Positives
- Revenue growth of 5.90% (YoY)
Watchpoints
- Earnings growth YoY: -2.60%
- Q/Q earnings growth: -5.80%
- PEG Ratio: N/A (no growth expectation data)
Past
65/100
Ref Historical trends
Positives
- 5Y price return: +313.1%
- 1Y return: +82.1%
- Recent quarters beating estimates (3/4)
Watchpoints
- Erratic historical earnings surprises (including -144% in 2014)
- Most recent Q/Q EPS growth: -11.1%
Health
18/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- ROE of 9.37% is positive
Watchpoints
- Piotroski F-Score: 2/9 (Weak)
- ROA: 0.44% (very low)
- Gross Margin: 0.00%
- Altman Z-Score: None (missing, potential risk)
Dividend
52/100
Ref Yield, Payout
Positives
- Payout ratio of 21.31% is sustainable
- Dividend yield of 1.71% provides modest income
Watchpoints
- Dividend Strength score: 25/100
- 5-Year Avg Yield: N/A (lack of history or consistency)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$26.2
Analyst Target
$23.26
Upside/Downside
-11.2%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BCS and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BCS
Barclays PLC
Primary
|
+313.1% | +229.8% | +82.1% | +34.6% | +2.2% | +0.1% |
|
MMC
Marsh & McLennan Companies, Inc.
Peer
|
+70.2% | +16.8% | -16.1% | -20.3% | -10.3% | +1.5% |
|
PNC
The PNC Financial Services Group, Inc.
Peer
|
+70.2% | +54.3% | +16.8% | +14.6% | +6.1% | +2.6% |
|
BNS
The Bank of Nova Scotia
Peer
|
+76.6% | +68.7% | +49.2% | +32.2% | +1.1% | +1.9% |
|
MCO
Moody's Corporation
Peer
|
+81.5% | +64.7% | +0.2% | -1.8% | +0.2% | -1.7% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.02
Forward P/E
8.96
PEG Ratio
N/A
P/B Ratio
4.32
P/S Ratio
3.48
EV/Revenue
15.54
EV/EBITDA
N/A
Market Cap
$90.49B
Profitability
Profit margins and return metrics
Profit Margin
26.57%
Operating Margin
34.43%
Gross Margin
N/A
ROE
9.37%
ROA
0.44%
Growth
Revenue and earnings growth rates
Revenue Growth
+5.9%
Earnings Growth
-2.6%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-5.8%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$50.45
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-10
$N/A
2025-10-22
$0.56
+2.9% surprise
2025-07-29
$0.63
+4.5% surprise
2025-02-13
$0.21
+12.3% surprise
Financial Services Sector Comparison
Comparing BCS against 208 companies in the Financial Services sector
(5 bullish, 111 neutral, 92 bearish)
P/E Ratio
12.02
This Stock
vs
30.37
Sector Avg
-60.4%
(Discount)
Return on Equity (ROE)
9.37%
This Stock
vs
-7.62%
Sector Avg
-222.9%
(Below Avg)
Profit Margin
26.57%
This Stock
vs
82.75%
Sector Avg
-67.9%
(Weaker)
Revenue Growth
5.9%
This Stock
vs
28.35%
Sector Avg
-79.2%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BCS
Barclays PLC
|
BEARISH | $90.49B | 12.02 | 9.4% | 26.6% | $26.2 | |
|
MMC
Marsh & McLennan Companies, Inc.
|
NEUTRAL | $90.07B | 21.92 | 28.7% | 15.6% | $182.81 | |
|
PNC
The PNC Financial Services...
|
NEUTRAL | $87.7B | 14.42 | 11.5% | 29.9% | $223.18 | |
|
BNS
The Bank of Nova Scotia
|
NEUTRAL | $93.29B | 18.17 | 9.0% | 24.6% | $74.87 | |
|
MCO
Moody's Corporation
|
BULLISH | $87.55B | 38.61 | 54.9% | 29.9% | $479.48 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-08 | Nealon (Denny) | Purchase | 11 | $255 | |
| 2025-11-28 | Nealon (Denny) | Sale | 500 | $11,380 | |
| 2025-09-23 | Nealon (Denny) | Purchase | 4 | $84 | |
| 2025-09-08 | Nealon (Denny) | Purchase | 21 | $418 |
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning BCS from our newsroom.
Newest → oldest
No matching news yet.