No connection

Search Results

CBAN

NEUTRAL
$19.89 Live
Colony Bankcorp, Inc. · NYSE
Target $23.12 (+16.3%)
$14.63 52W Range $21.61

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026
Market cap
$420.91M
P/E
12.43
ROE
8.9%
Profit margin
21.7%
Debt/Equity
N/A
Dividend yield
2.36%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
CBAN presents a conflicting profile characterized by a very weak Piotroski F-Score of 2/9, indicating significant deterioration in fundamental financial health. While the stock trades below its Graham Number ($25.44) and maintains a reasonable P/E of 12.43, the divergence between strong revenue growth (33.9%) and stagnant earnings growth (2.4%) is concerning. Technical trends are heavily bearish (10/100), offsetting the 'Strong Buy' analyst consensus. Overall, the valuation is attractive, but the underlying financial health metrics suggest high operational risk.

Key Strengths

Strong year-over-year revenue growth of 33.90%
Attractive valuation with P/B of 1.11 and P/E of 12.43
Trading below the Graham Number defensive fair value of $25.44
Sustainable dividend payout ratio of 29.06%
Positive long-term price performance (133.7% over 3 years)

Key Risks

Critically low Piotroski F-Score (2/9) signaling weak financial health
Severe bearish technical trend (10/100)
Significant divergence between revenue growth and earnings growth
Poor recent earnings track record (only 1 beat in last 4 quarters)
Low analyst coverage (only 2 analysts) reducing the reliability of the 'Strong Buy' rating
AI Fair Value Estimate
Based on comprehensive analysis
$21.2
+6.6% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
56
Moderate
Value
82
Future
55
Past
60
Health
20
Dividend
65
AI Verdict
Speculative Value
Key drivers: Low valuation multiples, Poor fundamental health score, Strong top-line growth vs weak bottom-line conversion
Confidence
90%
Value
82/100

Ref P/E 12.43, PEG 2.11, Graham Number $25.44

Positives
  • P/E below sector average
  • Price below Graham Number
  • Low Price/Book ratio
Watchpoints
  • Trades above growth-based intrinsic value ($16.96)
Future
55/100

Ref Revenue Growth 33.90%, Technical Trend 10/100

Positives
  • High YoY revenue growth
  • Positive Q/Q earnings growth
Watchpoints
  • Bearish technical trend
  • Low YoY earnings growth relative to revenue
Past
60/100

Ref 3Y Change +133.7%, Earnings Surprise -0.95% (Last 4Q)

Positives
  • Strong 3Y and 5Y price appreciation
Watchpoints
  • Recent trend of missing earnings estimates
Health
20/100

Ref Piotroski F-Score 2/9

Positives
  • Positive ROE (8.94%)
Watchpoints
  • Piotroski F-Score of 2/9 is critically weak
Dividend
65/100

Ref Yield 2.36%, Payout 29.06%

Positives
  • Low payout ratio ensures sustainability
Watchpoints
  • Modest yield of 2.36%

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$19.89
Analyst Target
$23.12
Upside/Downside
+16.3%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CBAN and closest competitors.

Updated 2026-04-24
CBA
Colony Bankcorp, Inc.
Primary
5Y
+54.7%
3Y
+133.7%
1Y
+31.7%
6M
+20.6%
1M
+1.1%
1W
-6.4%
GBF
GBank Financial Holdings Inc.
Peer
5Y
+72.2%
3Y
+72.2%
1Y
-12.6%
6M
-29.5%
1M
+3.2%
1W
+5.9%
PDL
Ponce Financial Group, Inc.
Peer
5Y
+120.7%
3Y
+138.2%
1Y
+52.0%
6M
+21.8%
1M
+5.2%
1W
+0.1%
WTB
West Bancorporation, Inc.
Peer
5Y
+24.5%
3Y
+67.1%
1Y
+30.6%
6M
+21.9%
1M
+3.8%
1W
+3.7%
BMR
Bank of Marin Bancorp
Peer
5Y
-19.0%
3Y
+2.4%
1Y
+16.9%
6M
+13.4%
1M
-0.8%
1W
-1.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
12.43
Forward P/E
9.36
PEG Ratio
2.11
P/B Ratio
1.11
P/S Ratio
3.06
EV/Revenue
2.79
EV/EBITDA
N/A
Market Cap
$420.91M

Profitability

Profit margins and return metrics

Profit Margin 21.73%
Operating Margin 31.74%
Gross Margin N/A
ROE 8.94%
ROA 0.87%

Growth

Revenue and earnings growth rates

Revenue Growth +33.9%
Earnings Growth +2.4%
Q/Q Revenue Growth +19.92%
Q/Q Earnings Growth +24.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$13.98

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-29
$N/A
2026-04-22
$0.45
-6.2% surprise
2026-01-28
$0.48
+4.3% surprise
2025-10-22
$0.47

Financial Services Sector Comparison

Comparing CBAN against 648 companies in the Financial Services sector (117 bullish, 268 neutral, 263 bearish)
P/E Ratio
12.43
This Stock
vs
38.87
Sector Avg
-68.0% (Discount)
Return on Equity (ROE)
8.94%
This Stock
vs
-1.01%
Sector Avg
-986.4% (Below Avg)
Profit Margin
21.73%
This Stock
vs
57.27%
Sector Avg
-62.1% (Weaker)
Revenue Growth
33.9%
This Stock
vs
40.3%
Sector Avg
-15.9% (Slower)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

CANUP EDWARD G
Officer
Buy
2026-03-06
500 shares · $9,625
SHELNUTT DEREK
Chief Financial Officer
Buy
2026-03-03
250 shares · $4,875
CANUP EDWARD G
Officer
Buy
2026-02-27
1,000 shares · $20,125
EIFORD GREGORY
Officer
Gift
2025-12-16
8,883 shares
SCHMITT BRIAN D
Officer and Director
Gift
2025-12-02
10,000 shares
CANUP EDWARD G
Officer
Buy
2025-11-28
500 shares · $8,475
CANUP EDWARD G
Officer
Buy
2025-11-17
1,000 shares · $16,225
REED MATTHEW D.
Director
Buy
2025-11-07
310 shares · $5,017
CANUP EDWARD G
Officer
Buy
2025-11-06
1,000 shares · $16,075
CANUP EDWARD G
Officer
Buy
2025-10-30
500 shares · $7,980
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K
8-K
2026-04-22

CBAN filed an 8-K on April 22, 2026, likely to announce its first-quarter financial results.

DEF 14A
DEF 14A
2026-04-16

CBAN filed a Definitive Proxy Statement (DEF 14A) on April 16, 2026, providing shareholders with necessary information and voting materials for the company's annual meeting.

10-K
10-K
2026-03-13

CBAN filed its 10-K annual report on March 13, 2026, which includes disclosures regarding its business operations, risk factors, and management's discussion and analysis of financial condition. Specific financial highlights and risk details were not provided in the available excerpts.

8-K
8-K
2026-01-28

Cabinda Gulf Oil & Gas filed an 8-K on January 28, 2026, likely to announce its financial results for the preceding period.

8-K
8-K
2025-12-22
8-K
FORM 8-K
2025-12-01
8-K
8-K
2025-11-17
8-K
8-K
2025-11-07

Cabinda Gulf Oil & Gas filed a current report on November 7, 2025, likely announcing quarterly financial results or a material operational update.

10-Q
10-Q
2025-11-07

CBAN filed its 10-Q on November 7, 2025. Due to the limited information provided, specific financial highlights are unavailable, although the filing includes a dedicated section for risk factors under Item 1A.

8-K
8-K
2025-10-22

Cabana Limited filed an 8-K on October 22, 2025, likely to announce its third-quarter financial results.

10-Q
10-Q
2025-08-08
8-K
8-K
2025-07-23
8-K
8-K
2025-07-23
8-K
8-K
2025-05-27
8-K
8-K
2025-05-23
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning CBAN from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI Chat
Markets
Profile