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CION

BEARISH
$7.48 Live
CION Investment Corporation · NYSE
Target $9.17 (+22.5%)
$6.5 52W Range $10.93

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026
Market cap
$377.71M
P/E
N/A
ROE
-2.7%
Profit margin
-8.6%
Debt/Equity
1.59
Dividend yield
16.04%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
CION exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health. While the stock trades at a significant discount to book value (P/B 0.54), this is offset by a highly unsustainable dividend payout ratio of 293.88% and negative ROE. Despite a consistent track record of earnings beats, the combination of negative revenue growth and a bearish technical trend suggests a value trap rather than a value opportunity.

Key Strengths

Significant discount to book value (P/B 0.54)
Strong history of beating quarterly earnings estimates (3/4 last 4 quarters)
Healthy short-term liquidity (Current Ratio 1.94)
Positive ROA (6.03%) despite negative ROE
Analyst target price ($9.17) suggests potential upside from current levels

Key Risks

Unsustainable dividend payout ratio (293.88%) indicating a high risk of dividend cuts
Very weak financial health as evidenced by Piotroski F-Score of 2/9
Negative Return on Equity (-2.70%) and negative profit margins (-8.57%)
Declining revenue growth (-7.10% YoY) and extreme Q/Q volatility
Strongly bearish technical trend (0/100)
AI Fair Value Estimate
Based on comprehensive analysis
$8.25
+10.3% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
40
Moderate
Value
70
Future
30
Past
60
Health
20
Dividend
20
AI Verdict
Value Trap
Key drivers: Piotroski F-Score 2/9, Payout Ratio 293%, P/B 0.54, Negative ROE
Confidence
90%
Value
70/100

Ref P/B 0.54 and Forward P/E 7.33

Positives
  • P/B of 0.54 is deeply undervalued relative to assets
Watchpoints
  • Lack of Graham Number and Intrinsic Value data
  • Market is discounting book value due to poor performance
Future
30/100

Ref Growth rates

Positives
  • Slight YoY EPS growth (+2.9%)
Watchpoints
  • Negative YoY revenue growth (-7.10%)
  • Extreme Q/Q revenue collapse (-539.05%)
Past
60/100

Ref Historical trends

Positives
  • Consistent earnings beats over 18 quarters
  • Positive long-term 5Y change (+20.2%)
Watchpoints
  • Recent 1Y performance is negative (-12.2%)
Health
20/100

Ref Piotroski F-Score

Positives
  • Current ratio above 1.0
Watchpoints
  • Piotroski F-Score 2/9 is critically low
  • Negative profit margins
Dividend
20/100

Ref Yield and Payout

Positives
  • Very high nominal yield (16.04%)
Watchpoints
  • Payout ratio of 293.88% is mathematically unsustainable

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$7.48
Analyst Target
$9.17
Upside/Downside
+22.5%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CION and closest competitors.

Updated 2026-04-24
CIO
CION Investment Corporation
Primary
5Y
+20.2%
3Y
+25.5%
1Y
-12.2%
6M
-13.5%
1M
+6.7%
1W
-3.5%
BRB
BRBI BR Partners S.A.
Peer
5Y
-37.0%
3Y
-37.0%
1Y
-37.0%
6M
-37.0%
1M
+6.4%
1W
+5.7%
FMA
Farmers & Merchants Bancorp, Inc.
Peer
5Y
+31.1%
3Y
+31.6%
1Y
+20.5%
6M
+14.3%
1M
+7.6%
1W
+5.4%
AII
American Integrity Insurance Group, Inc.
Peer
5Y
+19.2%
3Y
+19.2%
1Y
+19.2%
6M
-5.9%
1M
+13.9%
1W
-0.4%
BBC
Bleichroeder Acquisition Corp. II
Peer
5Y
+0.7%
3Y
+0.7%
1Y
+0.7%
6M
+0.7%
1M
-0.4%
1W
0.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
7.33
PEG Ratio
N/A
P/B Ratio
0.54
P/S Ratio
1.57
EV/Revenue
6.21
EV/EBITDA
N/A
Market Cap
$377.71M

Profitability

Profit margins and return metrics

Profit Margin -8.57%
Operating Margin 75.39%
Gross Margin 100.0%
ROE -2.7%
ROA 6.04%

Growth

Revenue and earnings growth rates

Revenue Growth -7.1%
Earnings Growth N/A
Q/Q Revenue Growth -539.05%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
1.59
High debt
Current Ratio
1.94
Good
Quick Ratio
1.84
Excellent
Cash/Share
$0.16

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$-0.0B
Net Margin
107.7%
Total Assets
$1.9B
Liabilities
$1.1B
Equity
$0.7B
Debt/Equity
1.62x
Operating CF
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-03-12
$0.36
+5.9% surprise
2025-11-06
$0.74
+122.0% surprise
2025-08-07
$0.32
-4.0% surprise
2025-05-08
$0.36
+4.9% surprise

Financial Services Sector Comparison

Comparing CION against 653 companies in the Financial Services sector (117 bullish, 269 neutral, 267 bearish)
Return on Equity (ROE)
-2.7%
This Stock
vs
-0.94%
Sector Avg
+188.3% (Excellent)
Profit Margin
-8.57%
This Stock
vs
58.65%
Sector Avg
-114.6% (Weaker)
Debt to Equity
1.59
This Stock
vs
1.52
Sector Avg
+5.0% (Higher)
Revenue Growth
-7.1%
This Stock
vs
42.21%
Sector Avg
-116.8% (Slower)
Current Ratio
1.94
This Stock
vs
3.58
Sector Avg
-46.0% (Weaker)

Similar Companies

Peer comparison within the same industry

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
NONE
3 analysts
Wells Fargo
2026-03-13
Maintains
Underweight Underweight

Past News Coverage

Recent headlines mentioning CION from our newsroom.

Newest → oldest
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