CWAN
BEARISH
$24.15
Live
Clearwater Analytics Holdings, Inc. · NYSE
Target $24.47
(+1.3%)
$15.73
52W Range
$25.07
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 26, 2026
Market cap
$7.19B
P/E
N/A
ROE
-2.6%
Profit margin
-5.3%
Debt/Equity
0.42
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
CWAN exhibits a critical disconnect between explosive top-line growth and fundamental financial health, evidenced by a weak Piotroski F-Score of 2/9. While revenue growth is an impressive 72% YoY, the valuation is severely stretched with a PEG ratio of 10.15 and a Price/Sales ratio of 9.83. This fundamental weakness is compounded by aggressive insider selling from the CEO, CFO, and CTO, and a bearish technical trend. Despite a consistent track record of earnings beats, the lack of GAAP profitability and poor deterministic health scores suggest the stock is significantly overvalued.
Key Strengths
Exceptional revenue growth of 72% YoY
Strong gross margins at 67.29%
Consistent history of beating quarterly earnings estimates
Healthy liquidity with a current ratio of 1.83
Manageable debt-to-equity ratio of 0.42
Key Risks
Very weak financial health (Piotroski F-Score 2/9)
Extreme valuation stretch (PEG Ratio 10.15)
Negative profit margins (-5.31%) and ROE (-2.63%)
Heavy insider liquidation by top executives
Bearish technical trend (10/100)
AI Fair Value Estimate
Based on comprehensive analysis
$18.5
-23.4% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
38
Weak
20
85
70
15
0
AI Verdict
High-risk growth play with deteriorating fundamentals
Key drivers: Revenue Growth, Piotroski F-Score, Insider Selling, PEG Ratio
Confidence
90%
Value
20/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 27.20 is moderate for software
Watchpoints
- PEG ratio of 10.15 indicates extreme overvaluation relative to growth
- Price/Sales of 9.83 is very high
Future
85/100
Ref Growth rates
Positives
- 72% YoY revenue growth
- Strong Q/Q revenue momentum
Watchpoints
- Sustainability of hyper-growth is uncertain
Past
70/100
Ref Historical trends
Positives
- 19 quarters of consistent earnings beats
- Positive 6-month price momentum (+27.1%)
Watchpoints
- Poor 5-year overall return (-4.8%)
Health
15/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Low Debt/Equity (0.42)
Watchpoints
- Piotroski F-Score of 2/9 indicates weak financial health
- Negative profit margins
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend payments
- 0/100 dividend strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$24.15
Analyst Target
$24.47
Upside/Downside
+1.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for CWAN and closest competitors.
Updated 2026-04-24
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
CWAN
Clearwater Analytics Holdings, Inc.
Primary
|
-4.8% | +51.5% | +6.2% | +27.1% | +3.2% | +0.2% |
|
AAOI
Applied Optoelectronics, Inc.
Peer
|
+970.9% | +3539.5% | +510.0% | +257.6% | +100.0% | +1.3% |
|
CHYM
Chime Financial, Inc.
Peer
|
-48.5% | -48.5% | -48.5% | -8.0% | -15.5% | +2.1% |
|
SLAB
Silicon Laboratories Inc.
Peer
|
+45.9% | +24.1% | +135.2% | +56.4% | +3.5% | +0.8% |
|
CAMT
Camtek Ltd.
Peer
|
+386.7% | +519.8% | +188.6% | +42.4% | +2.6% | +5.0% |
CWA
Clearwater Analytics Holdings, Inc.
Primary
5Y
-4.8%
3Y
+51.5%
1Y
+6.2%
6M
+27.1%
1M
+3.2%
1W
+0.2%
AAO
Applied Optoelectronics, Inc.
Peer
5Y
+970.9%
3Y
+3539.5%
1Y
+510.0%
6M
+257.6%
1M
+100.0%
1W
+1.3%
CHY
Chime Financial, Inc.
Peer
5Y
-48.5%
3Y
-48.5%
1Y
-48.5%
6M
-8.0%
1M
-15.5%
1W
+2.1%
SLA
Silicon Laboratories Inc.
Peer
5Y
+45.9%
3Y
+24.1%
1Y
+135.2%
6M
+56.4%
1M
+3.5%
1W
+0.8%
CAM
Camtek Ltd.
Peer
5Y
+386.7%
3Y
+519.8%
1Y
+188.6%
6M
+42.4%
1M
+2.6%
1W
+5.0%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
27.2
PEG Ratio
10.15
P/B Ratio
3.48
P/S Ratio
9.83
EV/Revenue
10.78
EV/EBITDA
91.12
Market Cap
$7.19B
Profitability
Profit margins and return metrics
Profit Margin
-5.31%
Operating Margin
-3.1%
Gross Margin
67.29%
ROE
-2.63%
ROA
0.03%
Growth
Revenue and earnings growth rates
Revenue Growth
+72.0%
Earnings Growth
N/A
Q/Q Revenue Growth
+71.95%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.42
Low debt
Current Ratio
1.83
Good
Quick Ratio
1.63
Excellent
Cash/Share
$0.31
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Gross Margin
67.2%
Op. Margin
-3.1%
Net Margin
-5.5%
Total Assets
$3.0B
Liabilities
$1.0B
Equity
$2.0B
Debt/Equity
0.50x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
76%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2026-02-18
$0.15
+0.9% surprise
2025-11-05
$0.14
+1.9% surprise
2025-08-06
$0.12
+0.1% surprise
Technology Sector Comparison
Comparing CWAN against 542 companies in the Technology sector
(46 bullish, 183 neutral, 313 bearish)
Return on Equity (ROE)
-2.63%
This Stock
vs
-35.44%
Sector Avg
-92.6%
(Below Avg)
Profit Margin
-5.31%
This Stock
vs
-12.42%
Sector Avg
-57.3%
(Weaker)
Debt to Equity
0.42
This Stock
vs
0.7
Sector Avg
-39.4%
(Less Debt)
Revenue Growth
72.0%
This Stock
vs
4573.41%
Sector Avg
-98.4%
(Slower)
Current Ratio
1.83
This Stock
vs
3.64
Sector Avg
-49.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
CWAN
Clearwater Analytics Holdings, Inc.
|
BEARISH | $7.19B | - | -2.6% | -5.3% | $24.15 | |
|
AAOI
Applied Optoelectronics, Inc.
|
BEARISH | $7.28B | - | -7.9% | -8.4% | $96.81 | Compare |
|
CHYM
Chime Financial, Inc.
|
NEUTRAL | $7.35B | - | -85.5% | -46.2% | $19.13 | Compare |
|
SLAB
Silicon Laboratories Inc.
|
BEARISH | $7.02B | - | -6.0% | -8.3% | $212.89 | Compare |
|
CAMT
Camtek Ltd.
|
NEUTRAL | $7.41B | 154.58 | 8.7% | 10.2% | $159.22 | Compare |
CWAN
Clearwater...
BEARISH
Mkt Cap
$7.2B
P/E
-
ROE
-2.6%
Price
$24.15
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-15 | COX JAMES SAMUEL JR. | Chief Financial Officer | Sale | 18,700 | $450,118 |
| 2026-04-15 | COX JAMES SAMUEL JR. | Chief Financial Officer | Option Exercise | 36,968 | $162,659 |
| 2026-04-08 | DAS SOUVIK | Chief Technology Officer | Sale | 10,000 | $240,120 |
| 2026-03-31 | COX JAMES SAMUEL JR. | Chief Financial Officer | Sale | 21,631 | $514,807 |
| 2026-03-31 | COX JAMES SAMUEL JR. | Chief Financial Officer | Stock Award | 37,936 | - |
| 2026-03-31 | SAHAI SANDEEP | Chief Executive Officer | Sale | 51,967 | $1,236,789 |
| 2026-03-31 | SAHAI SANDEEP | Chief Executive Officer | Stock Award | 110,448 | - |
| 2026-03-31 | DAS SOUVIK | Chief Technology Officer | Sale | 14,686 | $349,519 |
| 2026-03-31 | DAS SOUVIK | Chief Technology Officer | Stock Award | 27,663 | - |
| 2026-03-31 | ERICKSON SCOTT STANLEY | Officer | Sale | 18,790 | $447,193 |
| 2026-03-31 | ERICKSON SCOTT STANLEY | Officer | Stock Award | 35,279 | - |
| 2026-03-31 | SETHI SUBI | Officer | Sale | 19,858 | $472,610 |
| 2026-03-31 | SETHI SUBI | Officer | Stock Award | 42,624 | - |
| 2026-03-16 | COX JAMES SAMUEL JR. | Chief Financial Officer | Sale | 18,700 | $436,355 |
| 2026-03-16 | COX JAMES SAMUEL JR. | Chief Financial Officer | Option Exercise | 37,235 | $163,834 |
COX JAMES SAMUEL JR.
Chief Financial Officer
2026-04-15
18,700 shares
·
$450,118
COX JAMES SAMUEL JR.
Chief Financial Officer
2026-04-15
36,968 shares
·
$162,659
DAS SOUVIK
Chief Technology Officer
2026-04-08
10,000 shares
·
$240,120
COX JAMES SAMUEL JR.
Chief Financial Officer
2026-03-31
21,631 shares
·
$514,807
COX JAMES SAMUEL JR.
Chief Financial Officer
2026-03-31
37,936 shares
SAHAI SANDEEP
Chief Executive Officer
2026-03-31
51,967 shares
·
$1,236,789
SAHAI SANDEEP
Chief Executive Officer
2026-03-31
110,448 shares
DAS SOUVIK
Chief Technology Officer
2026-03-31
14,686 shares
·
$349,519
DAS SOUVIK
Chief Technology Officer
2026-03-31
27,663 shares
ERICKSON SCOTT STANLEY
Officer
2026-03-31
18,790 shares
·
$447,193
ERICKSON SCOTT STANLEY
Officer
2026-03-31
35,279 shares
SETHI SUBI
Officer
2026-03-31
19,858 shares
·
$472,610
SETHI SUBI
Officer
2026-03-31
42,624 shares
COX JAMES SAMUEL JR.
Chief Financial Officer
2026-03-16
18,700 shares
·
$436,355
COX JAMES SAMUEL JR.
Chief Financial Officer
2026-03-16
37,235 shares
·
$163,834
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
10-K
8-K
8-K
DEF 14A
10-Q
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
7 analysts
RBC Capital
2026-02-26
Outperform
Sector Perform
DA Davidson
2026-02-24
Neutral
Neutral
DA Davidson
2026-02-19
Neutral
Neutral
Morgan Stanley
2026-01-27
Overweight
Equal-Weight
UBS
2026-01-26
Buy
Neutral
DA Davidson
2026-01-16
Buy
Neutral
Wells Fargo
2026-01-08
Overweight
Equal-Weight
Piper Sandler
2025-12-23
Overweight
Neutral
Oppenheimer
2025-12-22
Outperform
Perform
Loop Capital
2025-12-22
Buy
Hold
Past News Coverage
Recent headlines mentioning CWAN from our newsroom.
Newest → oldest
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