GPN
NEUTRAL
$68.33
Live
Global Payments Inc. · NYSE
Target $95.96
(+40.4%)
$62.45
52W Range
$90.64
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 28, 2026
Market cap
$18.81B
P/E
15.42
ROE
4.8%
Profit margin
18.2%
Debt/Equity
0.93
Dividend yield
1.46%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
GPN presents a stark contrast between strong deterministic health and deteriorating growth. While the Piotroski F-Score of 7/9 indicates robust financial health and the stock trades significantly below its Graham Number ($98.18) and book value (P/B 0.71), these value metrics are countered by a severe collapse in earnings growth (-59.20% YoY) and a bearish technical trend (0/100). The massive discrepancy between the current P/E (15.42) and Forward P/E (4.22) suggests the market is pricing in a recovery that is not yet evident in the quarterly data. Consequently, the stock appears to be a deep-value play with significant execution risk.
Key Strengths
Strong Piotroski F-Score (7/9) indicating high financial health
Deep value valuation trading below book value (P/B 0.71)
Excellent gross margins (72.64%) and operating margins (27.88%)
Conservative dividend payout ratio (22.57%) ensuring sustainability
Strong liquidity position with a current ratio of 1.69
Key Risks
Severe earnings contraction (-59.20% YoY and -61.60% Q/Q)
Stagnant to declining revenue growth (0% YoY, -23.16% Q/Q)
Long-term price destruction with a 5-year change of -67.2%
Bearish insider sentiment with consistent selling and zero buying
Technical trend is completely bearish (0/100)
AI Fair Value Estimate
Based on comprehensive analysis
$64.6
-5.5% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
85
20
30
90
45
AI Verdict
Value Trap Risk
Key drivers: Strong balance sheet health, Severe earnings decay, Deep discount to Graham Number, Negative momentum
Confidence
80%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- P/B 0.71
- P/E 15.42 is low for the sector
- Price is well below Graham Number ($98.18)
Watchpoints
- Price is significantly above growth-based intrinsic value ($31.01)
Future
20/100
Ref Growth rates
Positives
- Very low Forward P/E (4.22) suggests expected recovery
Watchpoints
- Revenue growth is flat (0%)
- Earnings growth is crashing (-59.2%)
Past
30/100
Ref Historical trends
Positives
- Consistent history of beating earnings estimates (3/4 last 4 quarters)
Watchpoints
- Catastrophic 5-year price performance (-67.2%)
Health
90/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score 7/9
- Current Ratio 1.69
- Debt/Equity 0.93 is lower than sector average
Watchpoints
- Low ROE (4.82%)
Dividend
45/100
Ref Yield, Payout
Positives
- Low payout ratio (22.57%)
Watchpoints
- Low dividend yield (1.46%)
- Low overall dividend strength score (25/100)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$68.33
Analyst Target
$95.96
Upside/Downside
+40.4%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for GPN and closest competitors.
Updated 2026-04-27
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
GPN
Global Payments Inc.
Primary
|
-67.2% | -37.5% | -6.9% | -20.8% | +3.7% | -6.2% |
|
APG
APi Group Corporation
Peer
|
+236.6% | +201.7% | +64.5% | +19.0% | +6.2% | -2.3% |
|
EXPD
Expeditors International of Washington, Inc.
Peer
|
+42.5% | +39.5% | +34.6% | +25.9% | +3.1% | +0.2% |
|
CHRW
C.H. Robinson Worldwide, Inc.
Peer
|
+93.4% | +87.8% | +89.8% | +25.1% | -8.7% | +0.0% |
|
LUV
Southwest Airlines Co.
Peer
|
-27.7% | +36.0% | +73.7% | +19.0% | +1.4% | -0.8% |
GPN
Global Payments Inc.
Primary
5Y
-67.2%
3Y
-37.5%
1Y
-6.9%
6M
-20.8%
1M
+3.7%
1W
-6.2%
APG
APi Group Corporation
Peer
5Y
+236.6%
3Y
+201.7%
1Y
+64.5%
6M
+19.0%
1M
+6.2%
1W
-2.3%
EXP
Expeditors International of Washington, Inc.
Peer
5Y
+42.5%
3Y
+39.5%
1Y
+34.6%
6M
+25.9%
1M
+3.1%
1W
+0.2%
CHR
C.H. Robinson Worldwide, Inc.
Peer
5Y
+93.4%
3Y
+87.8%
1Y
+89.8%
6M
+25.1%
1M
-8.7%
1W
+0.0%
LUV
Southwest Airlines Co.
Peer
5Y
-27.7%
3Y
+36.0%
1Y
+73.7%
6M
+19.0%
1M
+1.4%
1W
-0.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
15.42
Forward P/E
4.22
PEG Ratio
0.2
P/B Ratio
0.71
P/S Ratio
2.44
EV/Revenue
4.39
EV/EBITDA
9.85
Market Cap
$18.81B
Profitability
Profit margins and return metrics
Profit Margin
18.17%
Operating Margin
27.88%
Gross Margin
72.64%
ROE
4.82%
ROA
2.76%
Growth
Revenue and earnings growth rates
Revenue Growth
N/A
Earnings Growth
-59.2%
Q/Q Revenue Growth
-23.16%
Q/Q Earnings Growth
-61.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.93
Moderate
Current Ratio
1.69
Good
Quick Ratio
1.22
Good
Cash/Share
$29.78
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$1.9B
Gross Margin
70.6%
Op. Margin
12.1%
Net Margin
11.3%
Total Assets
$53.3B
Liabilities
$29.6B
Equity
$22.9B
Debt/Equity
1.29x
Operating CF
$0.5B
CapEx
$-0.2B
Free Cash Flow
$0.3B
FCF Yield
67%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-06
$N/A
2026-02-18
$3.18
+0.6% surprise
2025-11-04
$3.26
+0.8% surprise
2025-08-06
$3.1
+1.5% surprise
Industrials Sector Comparison
Comparing GPN against 469 companies in the Industrials sector
(39 bullish, 174 neutral, 256 bearish)
P/E Ratio
15.42
This Stock
vs
98.24
Sector Avg
-84.3%
(Discount)
Return on Equity (ROE)
4.82%
This Stock
vs
-19.38%
Sector Avg
-124.9%
(Below Avg)
Profit Margin
18.17%
This Stock
vs
6.65%
Sector Avg
+173.1%
(Superior)
Debt to Equity
0.93
This Stock
vs
2.63
Sector Avg
-64.6%
(Less Debt)
Current Ratio
1.69
This Stock
vs
3.09
Sector Avg
-45.3%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
GPN
Global Payments Inc.
|
NEUTRAL | $18.81B | 15.42 | 4.8% | 18.2% | $68.33 | |
|
APG
APi Group Corporation
|
BEARISH | $18.03B | 116.19 | 8.7% | 3.6% | $41.83 | Compare |
|
EXPD
Expeditors International...
|
BEARISH | $19.62B | 24.8 | 35.4% | 7.3% | $147.56 | Compare |
|
CHRW
C.H. Robinson Worldwide, Inc.
|
BEARISH | $19.7B | 34.39 | 32.9% | 3.6% | $166.1 | Compare |
|
LUV
Southwest Airlines Co.
|
NEUTRAL | $20.1B | 53.14 | 4.8% | 1.6% | $40.92 | Compare |
GPN
Global Payments Inc.
NEUTRAL
Mkt Cap
$18.8B
P/E
15.4
ROE
4.8%
Price
$68.33
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-27 | WHIPPLE JOSHUA J | Chief Financial Officer | Stock Award | 39,557 | $3,024,528 |
| 2026-02-27 | CORTOPASSI ROBERT M | President | Stock Award | 41,970 | $3,209,026 |
| 2026-02-27 | STEELE-BELKIN DARA L. | Officer | Stock Award | 20,682 | $1,581,346 |
| 2026-02-27 | VIVIANI STELLA NICHOLE | Officer | Stock Award | 19,619 | $1,500,069 |
| 2026-02-27 | SHEFFIELD DAVID M | Officer | Stock Award | 1,188 | $90,834 |
| 2026-02-27 | BREADY CAMERON M. | Chief Executive Officer | Stock Award | 122,815 | $9,390,435 |
| 2026-02-20 | WHIPPLE JOSHUA J | Chief Financial Officer | Stock Award | 24,014 | $1,980,435 |
| 2026-02-20 | CORTOPASSI ROBERT M | President | Stock Award | 8,288 | $683,511 |
| 2026-02-20 | SHEFFIELD DAVID M | Officer | Stock Award | 1,914 | $157,848 |
| 2026-02-20 | BREADY CAMERON M. | Chief Executive Officer | Stock Award | 72,476 | $5,977,096 |
| 2026-02-20 | JOHNSON JOIA M | Director | Purchase | 1,213 | $99,345 |
| 2026-02-19 | SANKARAN VIVEKANAN | Director | Stock Award | 239 | $19,180 |
| 2025-12-11 | SHEFFIELD DAVID M | Officer | Sale | 2,016 | $164,123 |
| 2025-12-11 | BALDWIN ROBERT H B JR | Director | Purchase | 13,392 | $1,086,867 |
| 2025-12-11 | BALDWIN ROBERT H B JR | Director | Gift | 13,392 | - |
WHIPPLE JOSHUA J
Chief Financial Officer
2026-02-27
39,557 shares
·
$3,024,528
CORTOPASSI ROBERT M
President
2026-02-27
41,970 shares
·
$3,209,026
STEELE-BELKIN DARA L.
Officer
2026-02-27
20,682 shares
·
$1,581,346
VIVIANI STELLA NICHOLE
Officer
2026-02-27
19,619 shares
·
$1,500,069
SHEFFIELD DAVID M
Officer
2026-02-27
1,188 shares
·
$90,834
BREADY CAMERON M.
Chief Executive Officer
2026-02-27
122,815 shares
·
$9,390,435
WHIPPLE JOSHUA J
Chief Financial Officer
2026-02-20
24,014 shares
·
$1,980,435
CORTOPASSI ROBERT M
President
2026-02-20
8,288 shares
·
$683,511
SHEFFIELD DAVID M
Officer
2026-02-20
1,914 shares
·
$157,848
BREADY CAMERON M.
Chief Executive Officer
2026-02-20
72,476 shares
·
$5,977,096
JOHNSON JOIA M
Director
2026-02-20
1,213 shares
·
$99,345
SANKARAN VIVEKANAN
Director
2026-02-19
239 shares
·
$19,180
SHEFFIELD DAVID M
Officer
2025-12-11
2,016 shares
·
$164,123
BALDWIN ROBERT H B JR
Director
2025-12-11
13,392 shares
·
$1,086,867
BALDWIN ROBERT H B JR
Director
2025-12-11
13,392 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
27 analysts
Truist Securities
2026-04-24
Hold
Hold
BMO Capital
2026-04-22
Market Perform
Market Perform
RBC Capital
2026-04-08
Sector Perform
Sector Perform
Citigroup
2026-04-02
Buy
Buy
Raymond James
2026-03-26
Outperform
Market Perform
Mizuho
2026-03-26
Outperform
Outperform
Cantor Fitzgerald
2026-02-23
Neutral
Neutral
UBS
2026-02-19
Neutral
Neutral
RBC Capital
2026-02-19
Sector Perform
Sector Perform
Wells Fargo
2026-02-19
Overweight
Overweight
Past News Coverage
Recent headlines mentioning GPN from our newsroom.
Newest → oldest
No matching news yet.