GWRE
NEUTRAL
$136.62
Live
Guidewire Software, Inc. · NYSE
Target $227.86
(+66.8%)
$115.57
52W Range
$272.6
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 28, 2026
Market cap
$11.62B
P/E
61.82
ROE
13.6%
Profit margin
14.1%
Debt/Equity
0.47
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
GWRE demonstrates strong fundamental health with a Piotroski F-Score of 7/9 and robust liquidity (Current Ratio 2.93). While the stock trades at a massive premium to its Graham Number ($29.79) and Intrinsic Value ($15.47), its PEG ratio of 0.85 suggests that its aggressive growth trajectory may justify a higher valuation. However, the combination of a severe short-term price collapse (-46% in 6 months) and consistent bearish insider selling by the CEO creates significant near-term risk. The stock is currently a battle between strong operational execution and poor market sentiment/valuation disconnect.
Key Strengths
Strong Piotroski F-Score (7/9) indicating high financial health
Exceptional YoY EPS growth of 129.4%
Attractive PEG ratio (0.85) indicating growth is undervalued relative to price
Strong liquidity position with a Current Ratio of 2.93 and Quick Ratio of 2.74
Consistent track record of earnings beats (3/4 last quarters with high surprises)
Key Risks
Extreme valuation premium over defensive fair value (Graham Number $29.79)
Bearish insider activity with 20 sell transactions, primarily by the CEO
Severe negative technical trend (0/100) and 6-month price decline of 46%
High P/E ratio (61.82) increases vulnerability to market volatility
Significant disconnect between intrinsic value formulas and current market price
AI Fair Value Estimate
Based on comprehensive analysis
$162.5
+18.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
51
Moderate
30
90
50
85
0
AI Verdict
Growth-Heavy Speculative
Key drivers: High Revenue/EPS Growth, Strong Piotroski Score, Bearish Technicals/Insiders, Valuation Premium
Confidence
90%
Value
30/100
Ref P/E, PEG, Graham Number
Positives
- PEG ratio < 1.0
Watchpoints
- P/E of 61.82
- Price far exceeds Graham Number ($29.79)
Future
90/100
Ref Growth rates
Positives
- 24% YoY Revenue Growth
- 129.4% EPS Growth
- Strong analyst target price ($227.86)
Watchpoints
- High expectations priced in
Past
50/100
Ref Historical trends
Positives
- Positive 3Y and 5Y returns
Watchpoints
- Severe 1Y (-31.5%) and 6M (-46%) decline
Health
85/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score 7/9
- Low Debt/Equity (0.47)
- High Current Ratio (2.93)
Watchpoints
- Altman Z-Score not provided
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend payments
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$136.62
Analyst Target
$227.86
Upside/Downside
+66.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for GWRE and closest competitors.
Updated 2026-04-27
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
GWRE
Guidewire Software, Inc.
Primary
|
+27.4% | +79.3% | -31.5% | -46.0% | -5.6% | -4.5% |
|
GDDY
GoDaddy Inc.
Peer
|
-0.9% | +15.0% | -52.3% | -34.3% | +5.5% | +0.4% |
|
CACI
CACI International Inc
Peer
|
+103.7% | +69.9% | +13.1% | -11.8% | -10.8% | -2.0% |
|
HUBS
HubSpot, Inc.
Peer
|
-59.6% | -46.5% | -63.2% | -52.3% | -2.5% | -2.1% |
|
GEN
Gen Digital Inc.
Peer
|
-8.2% | +13.0% | -26.4% | -31.4% | -15.7% | -2.8% |
GWR
Guidewire Software, Inc.
Primary
5Y
+27.4%
3Y
+79.3%
1Y
-31.5%
6M
-46.0%
1M
-5.6%
1W
-4.5%
GDD
GoDaddy Inc.
Peer
5Y
-0.9%
3Y
+15.0%
1Y
-52.3%
6M
-34.3%
1M
+5.5%
1W
+0.4%
CAC
CACI International Inc
Peer
5Y
+103.7%
3Y
+69.9%
1Y
+13.1%
6M
-11.8%
1M
-10.8%
1W
-2.0%
HUB
HubSpot, Inc.
Peer
5Y
-59.6%
3Y
-46.5%
1Y
-63.2%
6M
-52.3%
1M
-2.5%
1W
-2.1%
GEN
Gen Digital Inc.
Peer
5Y
-8.2%
3Y
+13.0%
1Y
-26.4%
6M
-31.4%
1M
-15.7%
1W
-2.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
61.82
Forward P/E
32.26
PEG Ratio
0.85
P/B Ratio
7.66
P/S Ratio
8.66
EV/Revenue
8.46
EV/EBITDA
109.6
Market Cap
$11.62B
Profitability
Profit margins and return metrics
Profit Margin
14.11%
Operating Margin
10.71%
Gross Margin
63.76%
ROE
13.63%
ROA
2.17%
Growth
Revenue and earnings growth rates
Revenue Growth
+24.0%
Earnings Growth
N/A
Q/Q Revenue Growth
+24.05%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.47
Low debt
Current Ratio
2.93
Strong
Quick Ratio
2.74
Excellent
Cash/Share
$10.86
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q1 2026
Revenue
$0.4B
Gross Margin
64.5%
Op. Margin
10.7%
Net Margin
16.7%
Total Assets
$2.7B
Liabilities
$1.2B
Equity
$1.5B
Debt/Equity
0.78x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.1B
FCF Yield
94%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-06-02
$N/A
2026-03-05
$1.17
+52.5% surprise
2025-12-03
$0.66
+7.5% surprise
2025-09-04
$0.84
+33.3% surprise
Technology Sector Comparison
Comparing GWRE against 565 companies in the Technology sector
(45 bullish, 197 neutral, 323 bearish)
P/E Ratio
61.82
This Stock
vs
82.88
Sector Avg
-25.4%
(Discount)
Return on Equity (ROE)
13.63%
This Stock
vs
-33.47%
Sector Avg
-140.7%
(Below Avg)
Profit Margin
14.11%
This Stock
vs
-11.75%
Sector Avg
-220.1%
(Weaker)
Debt to Equity
0.47
This Stock
vs
0.74
Sector Avg
-37.3%
(Less Debt)
Revenue Growth
24.0%
This Stock
vs
4383.21%
Sector Avg
-99.5%
(Slower)
Current Ratio
2.93
This Stock
vs
3.59
Sector Avg
-18.2%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
GWRE
Guidewire Software, Inc.
|
NEUTRAL | $11.62B | 61.82 | 13.6% | 14.1% | $136.62 | |
|
GDDY
GoDaddy Inc.
|
NEUTRAL | $11.47B | 13.83 | 192.9% | 17.7% | $86.04 | Compare |
|
CACI
CACI International Inc
|
BULLISH | $11.41B | 22.12 | 13.4% | 5.9% | $516.54 | Compare |
|
HUBS
HubSpot, Inc.
|
NEUTRAL | $11.87B | 261.71 | 2.3% | 1.5% | $225.07 | Compare |
|
GEN
Gen Digital Inc.
|
NEUTRAL | $11.33B | 18.94 | 26.9% | 12.8% | $18.37 | Compare |
GWRE
Guidewire Software, Inc.
NEUTRAL
Mkt Cap
$11.6B
P/E
61.8
ROE
13.6%
Price
$136.62
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-20 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $167,700 |
| 2026-04-13 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $142,524 |
| 2026-04-06 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $181,368 |
| 2026-03-30 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $174,888 |
| 2026-03-23 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $186,672 |
| 2026-03-17 | PETERSON DAVID FRANKLIN | Officer | Sale | 273 | $44,733 |
| 2026-03-17 | COOPER JEFFREY ELLIOTT | Chief Financial Officer | Sale | 1,935 | $317,065 |
| 2026-03-17 | MULLEN JOHN P | President | Sale | 6,576 | $1,077,530 |
| 2026-03-17 | KING JAMES WINSTON | General Counsel | Sale | 1,001 | $164,022 |
| 2026-03-17 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 4,737 | $776,195 |
| 2026-03-16 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $192,000 |
| 2026-03-13 | COOPER JEFFREY ELLIOTT | Chief Financial Officer | Sale | 4,757 | $755,031 |
| 2026-03-09 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $199,608 |
| 2026-03-02 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $172,644 |
| 2026-02-23 | ROSENBAUM MICHAEL GEORGE | Chief Executive Officer | Sale | 1,200 | $150,600 |
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-04-20
1,200 shares
·
$167,700
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-04-13
1,200 shares
·
$142,524
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-04-06
1,200 shares
·
$181,368
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-03-30
1,200 shares
·
$174,888
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-03-23
1,200 shares
·
$186,672
PETERSON DAVID FRANKLIN
Officer
2026-03-17
273 shares
·
$44,733
COOPER JEFFREY ELLIOTT
Chief Financial Officer
2026-03-17
1,935 shares
·
$317,065
MULLEN JOHN P
President
2026-03-17
6,576 shares
·
$1,077,530
KING JAMES WINSTON
General Counsel
2026-03-17
1,001 shares
·
$164,022
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-03-17
4,737 shares
·
$776,195
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-03-16
1,200 shares
·
$192,000
COOPER JEFFREY ELLIOTT
Chief Financial Officer
2026-03-13
4,757 shares
·
$755,031
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-03-09
1,200 shares
·
$199,608
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-03-02
1,200 shares
·
$172,644
ROSENBAUM MICHAEL GEORGE
Chief Executive Officer
2026-02-23
1,200 shares
·
$150,600
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
10-Q
8-K
8-K
10-Q
8-K
DEF 14A
10-K
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
14 analysts
DA Davidson
2026-03-10
Buy
Buy
RBC Capital
2026-03-06
Outperform
Outperform
Stifel
2026-03-06
Buy
Buy
BTIG
2026-03-06
Buy
Buy
Oppenheimer
2026-02-24
Outperform
Outperform
BTIG
2026-02-18
Buy
Buy
Wells Fargo
2026-02-04
Overweight
Overweight
Wells Fargo
2026-01-08
Overweight
Overweight
DA Davidson
2025-12-17
Neutral
Buy
Citizens
2025-12-12
Market Outperform
Market Outperform
Past News Coverage
Recent headlines mentioning GWRE from our newsroom.
Newest → oldest
No matching news yet.