HG
BULLISH
$32.5
Live
Hamilton Insurance Group, Ltd. · NYSE
Target $33.0
(+1.5%)
$18.13
52W Range
$33.0
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 28, 2026
Market cap
$3.23B
P/E
5.86
ROE
32.6%
Profit margin
19.8%
Debt/Equity
0.06
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
HG exhibits a stable Piotroski F-Score of 4/9 and is significantly undervalued relative to its Graham Number ($59.65) and Intrinsic Value ($163.72). The company is delivering explosive earnings growth (433% YoY) and maintains a superior ROE of 32.62%, far outpacing sector averages. While the technical trend is currently bearish (10/100), the fundamental disconnect between the low P/E (5.86) and high growth suggests a strong value opportunity. The balance sheet is exceptionally clean with a Debt/Equity ratio of 0.06.
Key Strengths
Explosive earnings growth (433.30% YoY) and consistent EPS beats
Extremely low valuation (P/E 5.86) relative to sector average (37.31)
High profitability with an ROE of 32.62%
Very low leverage (Debt/Equity 0.06) and healthy liquidity (Current Ratio 2.01)
Strong revenue growth (29.40% YoY) indicating successful scaling
Key Risks
Strongly bearish technical trend (10/100) suggesting short-term price pressure
Lack of dividend payments for income-focused investors
High volatility inherent in the reinsurance industry
Potential for growth normalization after an extreme 400%+ EPS spike
Limited visibility into Free Cash Flow data
AI Fair Value Estimate
Based on comprehensive analysis
$82.5
+153.8% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
67
Strong
95
90
85
65
0
AI Verdict
Strong Value/Growth Hybrid
Key drivers: Extreme P/E compression, Hyper-growth in earnings, Superior ROE
Confidence
90%
Value
95/100
Ref P/E 5.86, Graham Number $59.65
Positives
- Trades well below Graham Number
- P/E is a fraction of sector average
- P/B of 1.14 is conservative
Watchpoints
- Market has not yet priced in intrinsic growth value
Future
90/100
Ref YoY Earnings Growth 433.30%
Positives
- 400%+ EPS growth
- Consistent quarterly beats
- Strong revenue trajectory
Watchpoints
- Sustainability of triple-digit growth
Past
85/100
Ref 1Y Change +89.2%
Positives
- 89.2% 1-year price appreciation
- Consistent earnings surprise history
Watchpoints
- Recent short-term technical decline
Health
65/100
Ref Piotroski F-Score 4/9, Debt/Equity 0.06
Positives
- Very low Debt/Equity
- Strong Current Ratio
Watchpoints
- Piotroski F-Score is only 4/9 (Stable, not Strong)
Dividend
0/100
Ref Dividend Strength 0/100
Positives
No standout positives identified.
Watchpoints
- No dividend yield
- 0% payout ratio
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$32.5
Analyst Target
$33.0
Upside/Downside
+1.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for HG and closest competitors.
Updated 2026-04-27
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
HG
Hamilton Insurance Group, Ltd.
Primary
|
+131.8% | +131.8% | +89.2% | +41.1% | +13.6% | -0.3% |
|
TOWN
TowneBank
Peer
|
+34.9% | +65.0% | +10.1% | +6.1% | +6.6% | -3.1% |
|
CBU
Community Financial System, Inc.
Peer
|
-6.2% | +49.7% | +15.5% | +10.3% | +8.2% | -1.6% |
|
WSBC
WesBanco, Inc.
Peer
|
+14.0% | +37.6% | +20.7% | +13.6% | +0.7% | -4.2% |
|
GBDC
Golub Capital BDC, Inc.
Peer
|
+36.8% | +33.6% | -0.4% | -1.4% | +6.1% | -0.9% |
HG
Hamilton Insurance Group, Ltd.
Primary
5Y
+131.8%
3Y
+131.8%
1Y
+89.2%
6M
+41.1%
1M
+13.6%
1W
-0.3%
TOW
TowneBank
Peer
5Y
+34.9%
3Y
+65.0%
1Y
+10.1%
6M
+6.1%
1M
+6.6%
1W
-3.1%
CBU
Community Financial System, Inc.
Peer
5Y
-6.2%
3Y
+49.7%
1Y
+15.5%
6M
+10.3%
1M
+8.2%
1W
-1.6%
WSB
WesBanco, Inc.
Peer
5Y
+14.0%
3Y
+37.6%
1Y
+20.7%
6M
+13.6%
1M
+0.7%
1W
-4.2%
GBD
Golub Capital BDC, Inc.
Peer
5Y
+36.8%
3Y
+33.6%
1Y
-0.4%
6M
-1.4%
1M
+6.1%
1W
-0.9%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
5.86
Forward P/E
6.8
PEG Ratio
N/A
P/B Ratio
1.14
P/S Ratio
1.11
EV/Revenue
0.73
EV/EBITDA
2.44
Market Cap
$3.23B
Profitability
Profit margins and return metrics
Profit Margin
19.81%
Operating Margin
26.88%
Gross Margin
39.35%
ROE
32.62%
ROA
6.12%
Growth
Revenue and earnings growth rates
Revenue Growth
+29.4%
Earnings Growth
+433.3%
Q/Q Revenue Growth
+27.44%
Q/Q Earnings Growth
+407.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.06
Low debt
Current Ratio
2.01
Strong
Quick Ratio
1.15
Good
Cash/Share
$12.75
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.7B
Net Margin
23.2%
Total Assets
$9.6B
Liabilities
$6.7B
Equity
$2.8B
Debt/Equity
2.39x
Operating CF
$0.3B
Free Cash Flow
$0.3B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-30
$N/A
2026-02-19
$1.65
+56.4% surprise
2025-11-04
$1.2
+78.6% surprise
2025-08-06
$1.55
+45.0% surprise
Financial Services Sector Comparison
Comparing HG against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
5.86
This Stock
vs
36.01
Sector Avg
-83.7%
(Discount)
Return on Equity (ROE)
32.62%
This Stock
vs
-0.73%
Sector Avg
-4551.0%
(Below Avg)
Profit Margin
19.81%
This Stock
vs
91.62%
Sector Avg
-78.4%
(Weaker)
Debt to Equity
0.06
This Stock
vs
1.36
Sector Avg
-95.9%
(Less Debt)
Revenue Growth
29.4%
This Stock
vs
35.27%
Sector Avg
-16.6%
(Slower)
Current Ratio
2.01
This Stock
vs
3.18
Sector Avg
-36.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
HG
Hamilton Insurance Group, Ltd.
|
BULLISH | $3.23B | 5.86 | 32.6% | 19.8% | $32.5 | |
|
TOWN
TowneBank
|
NEUTRAL | $3.25B | 15.93 | 6.6% | 19.0% | $35.2 | Compare |
|
CBU
Community Financial System, Inc.
|
NEUTRAL | $3.27B | 15.7 | 11.2% | 26.4% | $62.32 | Compare |
|
WSBC
WesBanco, Inc.
|
NEUTRAL | $3.28B | 10.46 | 8.2% | 30.9% | $34.1 | Compare |
|
GBDC
Golub Capital BDC, Inc.
|
BEARISH | $3.31B | 10.06 | 8.3% | 38.6% | $12.58 | Compare |
HG
Hamilton...
BULLISH
Mkt Cap
$3.2B
P/E
5.9
ROE
32.6%
Price
$32.5
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-08 | COOPER BRADLEY E | Director | Purchase | 99 | $3,070 |
| 2026-03-02 | HOWIE CRAIG | Chief Financial Officer | Stock Award | 32,472 | - |
| 2026-03-02 | DEEGAN BRIAN JOHN | Officer | Stock Award | 11,260 | - |
| 2026-03-02 | KUCHMA ANITA BRESLIN | Officer | Stock Award | 9,198 | - |
| 2026-03-02 | CARREIRO GEMMA ELIZABETH | Officer | Stock Award | 16,760 | - |
| 2026-03-02 | DAWS ADRIAN JOSEPH | Officer | Stock Award | 20,000 | - |
| 2026-03-02 | FISHER DANIEL MARK | Officer | Stock Award | 10,882 | - |
| 2026-03-02 | ALBO GIUSEPPINA | Chief Executive Officer | Stock Award | 81,015 | - |
| 2026-03-02 | BAKER ALEXANDER JAMES | Officer | Stock Award | 14,245 | - |
| 2026-03-02 | LEVENSON JONATHAN B | Officer | Stock Award | 7,070 | - |
| 2026-03-02 | BUCKLEY RUSSELL JOHN | Officer | Stock Award | 6,874 | - |
| 2026-03-02 | KARRENBAUER RAYMOND | Chief Technology Officer | Stock Award | 8,428 | - |
| 2026-03-02 | DUFFIN TIMOTHY JAMES | Officer | Stock Award | 12,832 | - |
| 2026-02-24 | HOWIE CRAIG | Chief Financial Officer | Stock Award | 87,464 | - |
| 2026-02-24 | KUCHMA ANITA BRESLIN | Officer | Stock Award | 20,408 | - |
COOPER BRADLEY E
Director
2026-04-08
99 shares
·
$3,070
HOWIE CRAIG
Chief Financial Officer
2026-03-02
32,472 shares
DEEGAN BRIAN JOHN
Officer
2026-03-02
11,260 shares
KUCHMA ANITA BRESLIN
Officer
2026-03-02
9,198 shares
CARREIRO GEMMA ELIZABETH
Officer
2026-03-02
16,760 shares
DAWS ADRIAN JOSEPH
Officer
2026-03-02
20,000 shares
FISHER DANIEL MARK
Officer
2026-03-02
10,882 shares
ALBO GIUSEPPINA
Chief Executive Officer
2026-03-02
81,015 shares
BAKER ALEXANDER JAMES
Officer
2026-03-02
14,245 shares
LEVENSON JONATHAN B
Officer
2026-03-02
7,070 shares
BUCKLEY RUSSELL JOHN
Officer
2026-03-02
6,874 shares
KARRENBAUER RAYMOND
Chief Technology Officer
2026-03-02
8,428 shares
DUFFIN TIMOTHY JAMES
Officer
2026-03-02
12,832 shares
HOWIE CRAIG
Chief Financial Officer
2026-02-24
87,464 shares
KUCHMA ANITA BRESLIN
Officer
2026-02-24
20,408 shares
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
DEF 14A
10-K
8-K
8-K
10-Q
8-K
8-K
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
7 analysts
Citizens
2026-04-13
Market Outperform
Market Outperform
Barclays
2026-04-08
Overweight
Overweight
Citigroup
2026-02-24
Neutral
Neutral
Keefe, Bruyette & Woods
2026-02-23
Outperform
Outperform
Citizens
2026-02-20
Market Outperform
Market Outperform
Wells Fargo
2026-01-13
Overweight
Overweight
Barclays
2026-01-08
Overweight
Overweight
Keefe, Bruyette & Woods
2025-11-20
Outperform
Outperform
Morgan Stanley
2025-11-10
Equal-Weight
Equal-Weight
Wells Fargo
2025-11-06
Overweight
Overweight
Past News Coverage
Recent headlines mentioning HG from our newsroom.
Newest → oldest
No matching news yet.