HOMB
NEUTRAL
$26.78
Live
Home BancShares, Inc. · NYSE
Target $31.29
(+16.8%)
$25.68
52W Range
$30.83
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 28, 2026
Market cap
$5.41B
P/E
11.02
ROE
11.4%
Profit margin
44.5%
Debt/Equity
N/A
Dividend yield
3.14%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
Home BancShares (HOMB) presents a conflicting profile: it is fundamentally undervalued based on the Graham Number ($34.59) and Intrinsic Value ($29.77), yet it exhibits severe operational deterioration as evidenced by a weak Piotroski F-Score of 2/9. While the dividend is sustainable with a low payout ratio (33.74%), the combination of stagnant growth, bearish insider selling, and a 0/100 technical trend suggests a value trap scenario. The stock is trading at a discount, but the lack of internal health momentum offsets the valuation appeal.
Key Strengths
Trading significantly below Graham Number ($34.59)
Sustainable dividend payout ratio of 33.74%
Strong profit margins (44.52%) and healthy ROA (2.07%)
Consistent earnings track record over 25 quarters
Low P/E ratio (11.02) relative to broader financial sector averages
Key Risks
Critical financial health warning via Piotroski F-Score (2/9)
Bearish insider sentiment with $1.15M in net sales and zero buys
Sluggish year-over-year revenue growth (2.40%)
High PEG ratio (3.01) indicating growth does not justify the current multiple
Bearish technical trend (0/100) and flat 1-year price performance
AI Fair Value Estimate
Based on comprehensive analysis
$30.68
+14.6% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
85
30
65
15
75
AI Verdict
Value Trap Risk
Key drivers: Low valuation metrics, Poor Piotroski F-Score, Insider selling, Stagnant growth
Confidence
90%
Value
85/100
Ref P/E 11.02, PEG 3.01, Graham Number $34.59
Positives
- Price below Graham Number
- Price below Intrinsic Value
- Low P/B ratio (1.22)
Watchpoints
- High PEG ratio
Future
30/100
Ref Growth rates
Positives
- Positive Q/Q revenue growth (9.30%)
Watchpoints
- Very low YoY revenue growth (2.40%)
- Low earnings growth (3.50%)
Past
65/100
Ref Historical trends
Positives
- Long-term earnings consistency
- Positive 3Y price change (+34.4%)
Watchpoints
- Flat 1Y performance (-1.2%)
Health
15/100
Ref Piotroski F-Score
Positives
- Positive ROE/ROA
Watchpoints
- Piotroski F-Score of 2/9 indicates weak financial health
Dividend
75/100
Ref Yield, Payout
Positives
- Low payout ratio (33.74%)
- Consistent yield (3.14%)
Watchpoints
- Moderate dividend strength score (50/100)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$26.78
Analyst Target
$31.29
Upside/Downside
+16.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for HOMB and closest competitors.
Updated 2026-04-27
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
HOMB
Home BancShares, Inc.
Primary
|
+9.6% | +34.4% | -1.2% | -0.6% | +1.3% | -1.5% |
|
BXSL
Blackstone Secured Lending Fund
Peer
|
+36.8% | +26.2% | -10.6% | -7.1% | +0.2% | -5.2% |
|
HASI
HA Sustainable Infrastructure Capital, Inc.
Peer
|
-3.9% | +75.4% | +72.5% | +49.0% | +16.3% | +2.7% |
|
AUB
Atlantic Union Bankshares Corporation
Peer
|
+14.1% | +29.3% | +52.3% | +11.7% | +7.3% | -2.1% |
|
OZK
Bank OZK
Peer
|
+47.9% | +55.8% | +26.9% | +8.7% | +13.4% | +2.6% |
HOM
Home BancShares, Inc.
Primary
5Y
+9.6%
3Y
+34.4%
1Y
-1.2%
6M
-0.6%
1M
+1.3%
1W
-1.5%
BXS
Blackstone Secured Lending Fund
Peer
5Y
+36.8%
3Y
+26.2%
1Y
-10.6%
6M
-7.1%
1M
+0.2%
1W
-5.2%
HAS
HA Sustainable Infrastructure Capital, Inc.
Peer
5Y
-3.9%
3Y
+75.4%
1Y
+72.5%
6M
+49.0%
1M
+16.3%
1W
+2.7%
AUB
Atlantic Union Bankshares Corporation
Peer
5Y
+14.1%
3Y
+29.3%
1Y
+52.3%
6M
+11.7%
1M
+7.3%
1W
-2.1%
OZK
Bank OZK
Peer
5Y
+47.9%
3Y
+55.8%
1Y
+26.9%
6M
+8.7%
1M
+13.4%
1W
+2.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
11.02
Forward P/E
10.34
PEG Ratio
3.01
P/B Ratio
1.22
P/S Ratio
5.03
EV/Revenue
4.73
EV/EBITDA
N/A
Market Cap
$5.41B
Profitability
Profit margins and return metrics
Profit Margin
44.52%
Operating Margin
57.33%
Gross Margin
N/A
ROE
11.4%
ROA
2.07%
Growth
Revenue and earnings growth rates
Revenue Growth
+2.4%
Earnings Growth
+3.5%
Q/Q Revenue Growth
+9.3%
Q/Q Earnings Growth
+2.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$5.69
Quarterly Earnings History
EPS performance vs analyst estimates
2026-07-15
$N/A
2026-04-15
$0.6
+1.0% surprise
2026-04-15
$N/A
2026-01-14
$0.6
+0.2% surprise
Financial Services Sector Comparison
Comparing HOMB against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
11.02
This Stock
vs
36.01
Sector Avg
-69.4%
(Discount)
Return on Equity (ROE)
11.4%
This Stock
vs
-0.73%
Sector Avg
-1656.0%
(Below Avg)
Profit Margin
44.52%
This Stock
vs
91.62%
Sector Avg
-51.4%
(Weaker)
Revenue Growth
2.4%
This Stock
vs
35.27%
Sector Avg
-93.2%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
HOMB
Home BancShares, Inc.
|
NEUTRAL | $5.41B | 11.02 | 11.4% | 44.5% | $26.78 | |
|
BXSL
Blackstone Secured Lending Fund
|
BEARISH | $5.44B | 9.51 | 9.1% | 39.7% | $23.4 | Compare |
|
HASI
HA Sustainable...
|
BEARISH | $5.34B | 29.62 | 7.4% | 192.3% | $41.77 | Compare |
|
AUB
Atlantic Union Bankshares...
|
BULLISH | $5.32B | 15.91 | 6.7% | 22.2% | $37.22 | Compare |
|
OZK
Bank OZK
|
NEUTRAL | $5.51B | 7.89 | 12.1% | 46.0% | $49.24 | Compare |
HOMB
Home BancShares, Inc.
NEUTRAL
Mkt Cap
$5.4B
P/E
11.0
ROE
11.4%
Price
$26.78
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-21 | FLOYD JENNIFER C. | Officer | Sale | 3,000 | $81,345 |
| 2026-04-20 | HESTER KEVIN D | President | Option Exercise | 20,000 | $425,000 |
| 2026-02-11 | HINKLE JAMES G | Director | Sale | 30,000 | $908,157 |
| 2026-01-28 | TOWNSELL DONNA | Officer and Director | Sale | 5,563 | $157,878 |
| 2026-01-21 | TOWNSELL DONNA | Officer and Director | Option Exercise | 20,000 | $425,000 |
| 2026-01-16 | ALLISON JOHN W | Chief Executive Officer | Stock Award | 183,000 | - |
| 2026-01-16 | DAVIS BRIAN S | Chief Financial Officer | Stock Award | 3,000 | - |
| 2026-01-16 | LIEBLONG ALEX R | Director | Stock Award | 3,000 | - |
| 2026-01-16 | ADCOCK ROBERT H JR | Director | Stock Award | 3,000 | - |
| 2026-01-16 | ADCOCK ROBERT H JR | Director | Gift | 3,461 | - |
| 2026-01-16 | LONGE THOMAS J | Director | Stock Award | 3,000 | - |
| 2026-01-16 | HINKLE JAMES G | Director | Stock Award | 3,000 | - |
| 2026-01-16 | ENGELKES JACK E | Director | Stock Award | 3,000 | - |
| 2026-01-16 | HESTER KEVIN D | President | Stock Award | 30,000 | - |
| 2026-01-16 | ADAMS MILBURN | Director | Stock Award | 3,000 | - |
FLOYD JENNIFER C.
Officer
2026-04-21
3,000 shares
·
$81,345
HESTER KEVIN D
President
2026-04-20
20,000 shares
·
$425,000
HINKLE JAMES G
Director
2026-02-11
30,000 shares
·
$908,157
TOWNSELL DONNA
Officer and Director
2026-01-28
5,563 shares
·
$157,878
TOWNSELL DONNA
Officer and Director
2026-01-21
20,000 shares
·
$425,000
ALLISON JOHN W
Chief Executive Officer
2026-01-16
183,000 shares
DAVIS BRIAN S
Chief Financial Officer
2026-01-16
3,000 shares
LIEBLONG ALEX R
Director
2026-01-16
3,000 shares
ADCOCK ROBERT H JR
Director
2026-01-16
3,000 shares
ADCOCK ROBERT H JR
Director
2026-01-16
3,461 shares
LONGE THOMAS J
Director
2026-01-16
3,000 shares
HINKLE JAMES G
Director
2026-01-16
3,000 shares
ENGELKES JACK E
Director
2026-01-16
3,000 shares
HESTER KEVIN D
President
2026-01-16
30,000 shares
ADAMS MILBURN
Director
2026-01-16
3,000 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
7 analysts
Keefe, Bruyette & Woods
2026-04-20
Market Perform
Market Perform
Piper Sandler
2026-04-17
Overweight
Overweight
Stephens & Co.
2026-04-17
Overweight
Overweight
Piper Sandler
2026-03-26
Overweight
Overweight
Cantor Fitzgerald
2026-03-03
Neutral
Neutral
Piper Sandler
2026-01-16
Overweight
Overweight
Past News Coverage
Recent headlines mentioning HOMB from our newsroom.
Newest → oldest
No matching news yet.