KEY

NEUTRAL

$21.96 Live

KeyCorp · NYSE

Target $24.92 (+13.5%)

$14.44 52W Range $23.35

KEY KeyCorp - Fundamental Analysis

NEUTRAL

Console Chart News

KEY Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Banks - Regional

Current Price Live

$21.96

Analyst Target

$24.92

+13.5% Upside

52W High

$23.35

52W Low

$14.44

Overview AI Snowflake Price Valuation Profitability Growth Health Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 29, 2026

Market cap

$23.88B

P/E

13.47

ROE

10.0%

Profit margin

27.0%

Debt/Equity

N/A

Dividend yield

3.73%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

KeyCorp presents a stark contrast between attractive valuation and poor fundamental health. While the stock trades below its Graham Number ($24.29) and Intrinsic Value ($48.08), the Piotroski F-Score of 2/9 indicates significant weakness in financial health and operational efficiency. Strong recent earnings growth and a sustainable dividend are offset by bearish insider sentiment and a severely negative technical trend (10/100). The disconnect between analyst 'buy' ratings and the deterministic health scores suggests a value trap risk.

Key Strengths

Trading at a discount to Graham Number ($24.29) and Intrinsic Value ($48.08)

Strong recent earnings growth (YoY +33.70%)

Sustainable dividend payout ratio of 50.31%

Positive earnings surprise trend in the last 4 quarters (3/4 beats)

Reasonable Forward P/E of 10.23

Key Risks

Critical financial health weakness indicated by Piotroski F-Score of 2/9

Strongly bearish technical trend (10/100)

Bearish insider activity with $3.6M in sales and zero buys

High PEG ratio (2.05) suggesting growth may be overpriced

Historical earnings volatility, including a massive -309.4% surprise in Oct 2024

AI Fair Value Estimate

Based on comprehensive analysis

$23.5

+7.0% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Speculative Value

Key drivers: Low Piotroski F-Score, Discount to Graham Number, Bearish Technicals, Strong YoY Earnings Growth

Confidence

90%

Value

75/100

Ref P/E, PEG, Graham Number

Positives

Price $21.96 is below Graham Number $24.29
Low Forward P/E of 10.23

Watchpoints

PEG ratio of 2.05 is elevated

Future

65/100

Ref Growth rates

Positives

YoY Earnings growth of 33.70%
Strong Q/Q revenue spike

Watchpoints

High PEG suggests growth expectations are already priced in

Past

50/100

Ref Historical trends

Positives

Recent 4-quarter beat rate of 75%

Watchpoints

Extreme earnings volatility in 2023-2024

Health

22/100

Ref Altman Z-Score, Piotroski F-Score

Positives

Positive ROE of 9.97%

Watchpoints

Piotroski F-Score of 2/9 indicates weak financial health

Dividend

60/100

Ref Yield, Payout

Positives

3.73% yield
Payout ratio ~50% is sustainable

Watchpoints

Dividend strength score is only 50/100

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$21.96

Analyst Target

$24.92

Upside/Downside

+13.5%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for KEY and closest competitors.

Updated 2026-04-28

Company	5Y	3Y	1Y	6M	1M	1W
KEY KeyCorp Primary	+26.7%	+130.1%	+54.4%	+27.5%	+13.2%	-0.6%
SOFI SoFi Technologies, Inc. Peer	+5.3%	+194.7%	+39.1%	-42.0%	+21.2%	-2.5%
TW Tradeweb Markets Inc. Peer	+42.0%	+61.5%	-17.4%	+4.2%	-3.9%	-1.9%
CRCL Circle Internet Group Peer	+19.7%	+19.7%	+19.7%	-29.8%	-4.0%	-5.9%
CINF Cincinnati Financial Corporation Peer	+70.7%	+71.4%	+24.3%	+6.2%	+5.8%	-1.4%

KEY

KeyCorp

Primary

+26.7%

+130.1%

+54.4%

+27.5%

+13.2%

-0.6%

SOF

SoFi Technologies, Inc.

Peer

+5.3%

+194.7%

+39.1%

-42.0%

+21.2%

-2.5%

Tradeweb Markets Inc.

Peer

+42.0%

+61.5%

-17.4%

+4.2%

-3.9%

-1.9%

CRC

Circle Internet Group

Peer

+19.7%

-29.8%

-4.0%

-5.9%

CIN

Cincinnati Financial Corporation

Peer

+70.7%

+71.4%

+24.3%

+6.2%

+5.8%

-1.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

13.47

10.23

2.05

1.37

3.32

5.77

N/A

$23.88B

Profitability

Profit margins and return metrics

Profit Margin 27.03%

Operating Margin 36.05%

Gross Margin N/A

ROE 9.97%

ROA 1.03%

Growth

Revenue and earnings growth rates

Revenue Growth +11.7%

Earnings Growth +33.7%

Q/Q Revenue Growth +144.14%

Q/Q Earnings Growth +28.9%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Cash/Share

$1.76

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-21

$N/A

2026-04-16

$0.44

+8.0% surprise

2026-01-20

$0.41

+6.3% surprise

2025-10-16

$0.41

+7.6% surprise

Financial Services Sector Comparison

Comparing KEY against 855 companies in the Financial Services sector (144 bullish, 365 neutral, 346 bearish)

P/E Ratio

13.47

This Stock

35.05

Sector Avg

-61.6% (Discount)

Return on Equity (ROE)

9.97%

This Stock

-0.42%

Sector Avg

-2456.7% (Below Avg)

Profit Margin

27.03%

This Stock

93.68%

Sector Avg

-71.1% (Weaker)

Revenue Growth

11.7%

This Stock

36.49%

Sector Avg

-67.9% (Slower)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
KEY KeyCorp	NEUTRAL	$23.88B	13.47	10.0%	27.0%	$21.96
SOFI SoFi Technologies, Inc.	BEARISH	$23.41B	47.08	5.7%	13.4%	$18.36	Compare
TW Tradeweb Markets Inc.	NEUTRAL	$24.5B	29.72	13.6%	39.6%	$112.36	Compare
CRCL Circle Internet Group	BEARISH	$24.64B	-	-2.8%	-2.5%	$99.66	Compare
CINF Cincinnati Financial Corporation	BULLISH	$25.61B	10.84	16.0%	18.9%	$164.48	Compare

KEY KeyCorp

NEUTRAL

Mkt Cap

$23.9B

P/E

13.5

ROE

10.0%

Price

$21.96

SOFI SoFi Technologies, Inc.

Compare with KEY

TW Tradeweb Markets Inc.

Compare with KEY

CRCL Circle Internet Group

Compare with KEY

Compare with KEY

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-04-01	SNYDER BARBARA R	Director	Stock Award	2,917	-
2026-02-17	MAGO ANGELA G	Officer	Stock Award	32,561	-
2026-02-17	PAINE ANDREW J III	Officer	Stock Award	44,557	-
2026-02-17	ALEXANDER VICTOR B	Officer	Stock Award	23,132	-
2026-02-17	GAVRITY KENNETH C	Officer	Stock Award	21,702	-
2026-02-17	KIDIK ALLYSON M	Officer	Stock Award	4,957	-
2026-02-17	GILBERT STACY L.	Officer	Stock Award	4,279	-
2026-02-17	RAMANI MOHIT	Officer	Stock Award	5,767	-
2026-02-17	KHAYAT CLARK H	Chief Financial Officer	Stock Award	26,845	-
2026-02-17	GORMAN CHRISTOPHER M	Chief Executive Officer	Stock Award	130,037	-
2026-02-17	BRADY AMY G	Chief Technology Officer	Stock Award	27,806	-
2026-02-17	EVANS KATRINA M.	Officer and Director	Stock Award	13,094	-
2026-02-17	WATERS JAMES L	General Counsel	Stock Award	24,205	-
2026-02-06	PAINE ANDREW J III	Officer	Sale	65,961	$1,532,274
2026-01-29	MAGO ANGELA G	Officer	Sale	62,850	$1,354,418

SNYDER BARBARA R

Director

Stock Award

2026-04-01

2,917 shares

MAGO ANGELA G

Officer

Stock Award

2026-02-17

32,561 shares

PAINE ANDREW J III

Officer

Stock Award

2026-02-17

44,557 shares

ALEXANDER VICTOR B

Officer

Stock Award

2026-02-17

23,132 shares

GAVRITY KENNETH C

Officer

Stock Award

2026-02-17

21,702 shares

KIDIK ALLYSON M

Officer

Stock Award

2026-02-17

4,957 shares

GILBERT STACY L.

Officer

Stock Award

2026-02-17

4,279 shares

RAMANI MOHIT

Officer

Stock Award

2026-02-17

5,767 shares

KHAYAT CLARK H

Chief Financial Officer

Stock Award

2026-02-17

26,845 shares

GORMAN CHRISTOPHER M

Chief Executive Officer

Stock Award

2026-02-17

130,037 shares

BRADY AMY G

Chief Technology Officer

Stock Award

2026-02-17

27,806 shares

EVANS KATRINA M.

Officer and Director

Stock Award

2026-02-17

13,094 shares

WATERS JAMES L

General Counsel

Stock Award

2026-02-17

24,205 shares

PAINE ANDREW J III

Officer

Sell

2026-02-06

65,961 shares · $1,532,274

MAGO ANGELA G

Officer

Sell

2026-01-29

62,850 shares · $1,354,418

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

2026-04-16

KeyCorp filed an 8-K likely to announce its first-quarter 2026 financial results.

DEF 14A

2026-03-27

KeyCorp (KEY) filed a definitive proxy statement on March 27, 2026, providing shareholders with necessary information and voting materials for its annual meeting.

8-K

2026-03-02

KeyCorp likely announced its fourth-quarter and full-year financial results for the fiscal year ending December 31, 2025.

10-K

2026-02-23

KeyCorp reported consolidated total assets of approximately $184.4 billion as of December 31, 2025, operating primarily through its Consumer Bank and Commercial Bank segments. The company faces significant risks associated with operating in a highly competitive financial services industry. To drive profitable growth, management is prioritizing human capital through competitive compensation and talent retention strategies.

8-K

2026-02-09

KeyCorp filed an 8-K to report its fourth quarter and full-year 2025 financial results.

8-K

2026-01-28

KeyCorp filed an 8-K on January 28, 2026, likely to announce its fourth-quarter and full-year financial results.

8-K

2026-01-20

KeyCorp filed an 8-K on January 20, 2026, likely to announce its fourth-quarter and full-year financial results.

8-K

2026-01-16

KeyCorp likely reported its fourth-quarter and full-year financial results.

8-K

2025-12-23

8-K

2025-12-09

8-K

2025-11-25

8-K

2025-11-05

10-Q

2025-11-04

8-K

2025-10-16

8-K

2025-09-26

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

BUY

19 analysts

Evercore ISI Group

2026-04-21

Maintains

Outperform Outperform

DA Davidson

2026-04-17

Maintains

Buy Buy

Piper Sandler

2026-04-17

Maintains

Overweight Overweight

RBC Capital

2026-04-17

Maintains

Outperform Outperform

JP Morgan

2026-04-07

Maintains

Neutral Neutral

Evercore ISI Group

2026-04-06

Maintains

Outperform Outperform

Morgan Stanley

2026-03-31

Maintains

Equal-Weight Equal-Weight

Piper Sandler

2026-03-26

reit

Overweight Overweight

RBC Capital

2026-03-26

reit

Outperform Outperform

Truist Securities

2026-03-23

Maintains

Hold Hold

Past News Coverage

Recent headlines mentioning KEY from our newsroom.

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KEY

KEY KeyCorp - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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