KFS
BEARISH
$11.57
Live
Kingsway Financial Services Inc. · NYSE
$8.34
52W Range
$16.8
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 29, 2026
Market cap
$331.2M
P/E
N/A
ROE
-38.9%
Profit margin
-7.8%
Debt/Equity
2.27
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
90%
KFS exhibits severe financial instability, highlighted by a critical Piotroski F-Score of 1/9, indicating a high probability of continued operational weakness. While the company shows strong top-line revenue growth of 28.7%, this is offset by negative profitability (ROE of -38.9%) and a precarious balance sheet with a Debt/Equity ratio of 2.27. The valuation is fundamentally disconnected from performance, evidenced by an extreme Price-to-Book ratio of 21.83. Furthermore, aggressive insider selling by the CEO and CFO suggests a lack of confidence in the current share price.
Key Strengths
Strong YoY revenue growth of 28.70%
Robust Gross Margin of 81.27%
Positive Q/Q and YoY EPS growth trends
Strong 1-year price performance (+38.6%)
Revenue growth exceeding sector average
Key Risks
Critical Piotroski F-Score (1/9) indicating poor financial health
Excessive valuation with a Price-to-Book ratio of 21.83
High leverage with Debt/Equity at 2.27
Negative Return on Equity (-38.90%) and Profit Margin (-7.81%)
Significant insider liquidation totaling $2.89M
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
24
Weak
10
65
30
15
0
AI Verdict
High Risk / Speculative
Key drivers: Piotroski F-Score, Price-to-Book Ratio, Insider Selling, Negative ROE
Confidence
90%
Value
10/100
Ref P/E, PEG, Graham Number
Positives
- PEG ratio of 0.83 suggests growth is being priced in
Watchpoints
- P/B of 21.83 is extremely inflated
- No P/E available due to lack of earnings
Future
65/100
Ref Growth rates
Positives
- Strong revenue growth (28.7%)
- Improving EPS growth
Watchpoints
- Unable to convert revenue growth into net profit
Past
30/100
Ref Historical trends
Positives
- Positive 5-year price change
Watchpoints
- Extreme volatility in historical quarterly earnings
- Consistent failure to meet estimates (Avg surprise -21.64%)
Health
15/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio above 1.0
Watchpoints
- Piotroski F-Score of 1/9
- High Debt/Equity (2.27)
- Quick ratio below 1.0 (0.81)
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend payments
- 0/100 dividend strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$11.57
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for KFS and closest competitors.
Updated 2026-04-28
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
KFS
Kingsway Financial Services Inc.
Primary
|
+130.0% | +33.3% | +38.6% | -21.0% | +12.8% | -0.3% |
|
HYLN
Hyliion Holdings Corp.
Peer
|
-82.6% | +34.3% | +15.7% | -17.1% | +2.2% | -6.1% |
|
LE
Lands' End, Inc.
Peer
|
-55.3% | +21.2% | +22.4% | -22.5% | -29.5% | -5.8% |
|
RCKY
Rocky Brands, Inc.
Peer
|
-9.8% | +59.0% | +227.8% | +48.4% | +14.0% | -1.7% |
|
STRT
Strattec Security Corporation
Peer
|
+56.1% | +308.0% | +131.6% | +25.7% | +9.9% | -1.8% |
KFS
Kingsway Financial Services Inc.
Primary
5Y
+130.0%
3Y
+33.3%
1Y
+38.6%
6M
-21.0%
1M
+12.8%
1W
-0.3%
HYL
Hyliion Holdings Corp.
Peer
5Y
-82.6%
3Y
+34.3%
1Y
+15.7%
6M
-17.1%
1M
+2.2%
1W
-6.1%
LE
Lands' End, Inc.
Peer
5Y
-55.3%
3Y
+21.2%
1Y
+22.4%
6M
-22.5%
1M
-29.5%
1W
-5.8%
RCK
Rocky Brands, Inc.
Peer
5Y
-9.8%
3Y
+59.0%
1Y
+227.8%
6M
+48.4%
1M
+14.0%
1W
-1.7%
STR
Strattec Security Corporation
Peer
5Y
+56.1%
3Y
+308.0%
1Y
+131.6%
6M
+25.7%
1M
+9.9%
1W
-1.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
0.83
P/B Ratio
21.83
P/S Ratio
2.41
EV/Revenue
3.08
EV/EBITDA
136.67
Market Cap
$331.2M
Profitability
Profit margins and return metrics
Profit Margin
-7.81%
Operating Margin
-2.36%
Gross Margin
81.27%
ROE
-38.9%
ROA
-1.83%
Growth
Revenue and earnings growth rates
Revenue Growth
+28.7%
Earnings Growth
N/A
Q/Q Revenue Growth
+29.01%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
2.27
High debt
Current Ratio
1.13
Good
Quick Ratio
0.81
Poor
Cash/Share
$0.29
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Net Margin
-4.5%
Total Assets
$0.2B
Liabilities
$0.2B
Equity
$0.0B
Debt/Equity
6.27x
Operating CF
$-0.0B
CapEx
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
9160%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2011-06-14
$-1.27
+5.1% surprise
2011-03-31
$-2.6
-87.3% surprise
2010-11-12
$-1.22
+17.3% surprise
Consumer Cyclical Sector Comparison
Comparing KFS against 405 companies in the Consumer Cyclical sector
(26 bullish, 140 neutral, 239 bearish)
Return on Equity (ROE)
-38.9%
This Stock
vs
-41.92%
Sector Avg
-7.2%
(Below Avg)
Profit Margin
-7.81%
This Stock
vs
-5.23%
Sector Avg
+49.3%
(Superior)
Debt to Equity
2.27
This Stock
vs
1.51
Sector Avg
+50.6%
(Higher)
Revenue Growth
28.7%
This Stock
vs
27.46%
Sector Avg
+4.5%
(Growing)
Current Ratio
1.13
This Stock
vs
2.46
Sector Avg
-54.1%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
KFS
Kingsway Financial Services Inc.
|
BEARISH | $331.2M | - | -38.9% | -7.8% | $11.57 | |
|
HYLN
Hyliion Holdings Corp.
|
BEARISH | $328.1M | - | -26.2% | -% | $1.84 | Compare |
|
LE
Lands' End, Inc.
|
BEARISH | $334.74M | 60.39 | 2.3% | 0.4% | $10.87 | Compare |
|
RCKY
Rocky Brands, Inc.
|
BULLISH | $325.73M | 14.6 | 9.2% | 4.6% | $43.22 | Compare |
|
STRT
Strattec Security Corporation
|
BULLISH | $337.75M | 12.23 | 11.4% | 4.6% | $80.7 | Compare |
KFS
Kingsway...
BEARISH
Mkt Cap
$331M
P/E
-
ROE
-38.9%
Price
$11.57
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-15 | FITZGERALD JOHN TAYLOR MALONEY | Chief Executive Officer | Purchase | 211 | $2,500 |
| 2026-03-17 | HANSEN KENT A | Chief Financial Officer | Stock Award | 14,568 | $160,539 |
| 2026-02-02 | FITZGERALD JOHN TAYLOR MALONEY | Chief Executive Officer | Purchase | 183 | $2,505 |
| 2026-02-02 | HANSEN KENT A | Chief Financial Officer | Purchase | 114 | $1,561 |
| 2026-01-15 | FITZGERALD JOHN TAYLOR MALONEY | Chief Executive Officer | Purchase | 185 | $2,505 |
| 2026-01-15 | HANSEN KENT A | Chief Financial Officer | Purchase | 116 | $1,571 |
| 2025-12-29 | HANSEN KENT A | Chief Financial Officer | Sale | 7,500 | $102,508 |
| 2025-12-23 | FITZGERALD JOHN TAYLOR MALONEY | Chief Executive Officer | Sale | 30,000 | $399,714 |
| 2025-12-22 | STILWELL JOSEPH D | Director and Beneficial Owner of more than 10% of a Class of Security | Sale | 19,229 | $246,131 |
| 2025-12-17 | STILWELL JOSEPH D | Director and Beneficial Owner of more than 10% of a Class of Security | Option Exercise | 1,750,000 | $14,437,500 |
| 2025-12-17 | OAKMONT CAPITAL INC. | Beneficial Owner of more than 10% of a Class of Security | Option Exercise | 500,000 | $4,125,000 |
| 2025-12-17 | PATINKIN ADAM JONATHAN | Director | Option Exercise | 1,315,000 | $10,848,750 |
| 2025-12-17 | HOROWITZ JOSHUA S | Director | Option Exercise | 275,000 | $2,268,750 |
| 2025-12-17 | KAVANAGH TERENCE MICHAEL | Director | Option Exercise | 500,000 | $4,125,000 |
| 2025-12-17 | HANNON GREGORY PAUL | Director | Option Exercise | 500,000 | $4,125,000 |
FITZGERALD JOHN TAYLOR MALONEY
Chief Executive Officer
2026-04-15
211 shares
·
$2,500
HANSEN KENT A
Chief Financial Officer
2026-03-17
14,568 shares
·
$160,539
FITZGERALD JOHN TAYLOR MALONEY
Chief Executive Officer
2026-02-02
183 shares
·
$2,505
HANSEN KENT A
Chief Financial Officer
2026-02-02
114 shares
·
$1,561
FITZGERALD JOHN TAYLOR MALONEY
Chief Executive Officer
2026-01-15
185 shares
·
$2,505
HANSEN KENT A
Chief Financial Officer
2026-01-15
116 shares
·
$1,571
HANSEN KENT A
Chief Financial Officer
2025-12-29
7,500 shares
·
$102,508
FITZGERALD JOHN TAYLOR MALONEY
Chief Executive Officer
2025-12-23
30,000 shares
·
$399,714
STILWELL JOSEPH D
Director and Beneficial Owner of more than 10% of a Class of Security
2025-12-22
19,229 shares
·
$246,131
STILWELL JOSEPH D
Director and Beneficial Owner of more than 10% of a Class of Security
2025-12-17
1,750,000 shares
·
$14,437,500
OAKMONT CAPITAL INC.
Beneficial Owner of more than 10% of a Class of Security
2025-12-17
500,000 shares
·
$4,125,000
PATINKIN ADAM JONATHAN
Director
2025-12-17
1,315,000 shares
·
$10,848,750
HOROWITZ JOSHUA S
Director
2025-12-17
275,000 shares
·
$2,268,750
KAVANAGH TERENCE MICHAEL
Director
2025-12-17
500,000 shares
·
$4,125,000
HANNON GREGORY PAUL
Director
2025-12-17
500,000 shares
·
$4,125,000
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
DEF 14A
10-K
8-K
10-Q
S-1
8-K
10-Q
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Past News Coverage
Recent headlines mentioning KFS from our newsroom.
Newest → oldest
No matching news yet.