MUC

BEARISH

$10.79 Live

BlackRock MuniHoldings California Quality Fund, Inc. · NYSE

$10.0 52W Range $11.04

MUC BlackRock MuniHoldings California Quality Fund, Inc. - Fundamental Analysis

BEARISH

Console Chart News

MUC Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$10.79

52W High

$11.04

52W Low

$10.0

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 30, 2026

Market cap

$1.02B

P/E

46.91

ROE

1.9%

Profit margin

25.2%

Debt/Equity

0.67

Dividend yield

5.95%

AI Analysis

AI-powered fundamental assessment

Confidence

90%

MUC exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 3/9 and a critical liquidity crisis with a current ratio of 0.11. The stock is severely overvalued relative to its deterministic baselines, trading at $10.79 despite a Graham Number of $7.81 and an intrinsic value of $1.61. Most concerning is the unsustainable dividend payout ratio of 279.13%, indicating that distributions are not supported by earnings. Combined with a bearish technical trend (10/100), the fund appears to be in a precarious position.

Key Strengths

Price-to-Book ratio of 0.92 suggests the stock is trading slightly below its book value

Strong operating margins of 82.22%

Positive year-over-year revenue growth of 7.30%

Attractive headline dividend yield of 5.95%

Stable market capitalization exceeding $1 billion

Key Risks

Extreme liquidity risk evidenced by a current ratio of 0.11

Unsustainable dividend payout ratio (279.13%) suggesting potential for dividend cuts

Weak financial health as indicated by a Piotroski F-Score of 3/9

Significant overvaluation relative to intrinsic value ($1.61) and Graham Number ($7.81)

Strongly bearish technical trend (10/100)

AI Fair Value Estimate

Based on comprehensive analysis

$7.81

-27.6% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High Risk / Overvalued

Key drivers: Unsustainable payout ratio, Severe liquidity deficiency, Poor Piotroski health score, Price-to-Intrinsic value gap

Confidence

90%

Value

30/100

Ref P/E, Graham Number, Intrinsic Value

Positives

P/B ratio < 1.0

Watchpoints

P/E of 46.91 is high for the sector
Price is 6.7x higher than intrinsic value
Price is 38% above Graham Number

Future

40/100

Ref Growth rates and Payout Ratio

Positives

Modest revenue growth of 7.3%

Watchpoints

Earnings growth is unavailable/stagnant
Dividend cannot be maintained at current earnings levels

Past

50/100

Ref Historical trends

Positives

Positive 1-year return of 9.4%

Watchpoints

Negative 5-year change of -8.0%

Health

15/100

Ref Altman Z-Score, Piotroski F-Score, Current Ratio

Positives

Debt/Equity (0.67) is lower than sector average (1.30)

Watchpoints

Piotroski F-Score of 3/9 (Weak)
Current Ratio of 0.11 indicates severe short-term insolvency risk

Dividend

20/100

Ref Yield, Payout

Positives

Yield of 5.95% is attractive for income seekers

Watchpoints

Payout ratio of 279.13% is fundamentally broken

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$10.79

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MUC and closest competitors.

Updated 2026-04-29

Company	5Y	3Y	1Y	6M	1M	1W
MUC BlackRock MuniHoldings California Quality Fund, Inc. Primary	-8.0%	+18.0%	+9.4%	+1.9%	+5.9%	-0.3%
FSCO FS Credit Opportunities Corp. Peer	+70.4%	+71.5%	-15.1%	-19.0%	-4.2%	-3.5%
ETW Eaton Vance Tax-Managed Global Buy-Write Opportunities Fund Peer	+37.4%	+52.5%	+27.9%	+7.4%	+5.7%	-0.4%
UFCS United Fire Group, Inc. Peer	+38.1%	+56.0%	+50.0%	+27.4%	+5.3%	+0.4%
NBN Northeast Bank Peer	+315.8%	+226.5%	+30.3%	+23.1%	+9.6%	-3.5%

MUC

BlackRock MuniHoldings California Quality Fund, Inc.

Primary

-8.0%

+18.0%

+9.4%

+1.9%

+5.9%

-0.3%

FSC

FS Credit Opportunities Corp.

Peer

+70.4%

+71.5%

-15.1%

-19.0%

-4.2%

-3.5%

ETW

Eaton Vance Tax-Managed Global Buy-Write Opportunities Fund

Peer

+37.4%

+52.5%

+27.9%

+7.4%

+5.7%

-0.4%

UFC

United Fire Group, Inc.

Peer

+38.1%

+56.0%

+50.0%

+27.4%

+5.3%

+0.4%

NBN

Northeast Bank

Peer

+315.8%

+226.5%

+30.3%

+23.1%

+9.6%

-3.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

46.91

N/A

0.92

11.86

N/A

$1.02B

Profitability

Profit margins and return metrics

Profit Margin 25.15%

Operating Margin 82.22%

Gross Margin 100.0%

ROE 1.91%

ROA 2.35%

Growth

Revenue and earnings growth rates

Revenue Growth +7.3%

Earnings Growth N/A

Q/Q Revenue Growth N/A

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.67

Moderate

Current Ratio

0.11

Weak

Quick Ratio

0.11

Poor

Cash/Share

$N/A

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2025

Total Assets

$1.9B

Liabilities

$0.7B

Equity

$1.1B

Debt/Equity

0.64x

Financial Services Sector Comparison

Comparing MUC against 915 companies in the Financial Services sector (148 bullish, 394 neutral, 373 bearish)

P/E Ratio

46.91

This Stock

34.57

Sector Avg

+35.7% (Expensive)

Return on Equity (ROE)

1.91%

This Stock

0.12%

Sector Avg

+1485.0% (Excellent)

Profit Margin

25.15%

This Stock

92.09%

Sector Avg

-72.7% (Weaker)

Debt to Equity

0.67

This Stock

1.29

Sector Avg

-48.3% (Less Debt)

Revenue Growth

7.3%

This Stock

33.99%

Sector Avg

-78.5% (Slower)

Current Ratio

0.11

This Stock

3.02

Sector Avg

-96.3% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
MUC BlackRock MuniHoldings...	BEARISH	$1.02B	46.91	1.9%	25.2%	$10.79
FSCO FS Credit Opportunities Corp.	BEARISH	$1.01B	6.58	-%	-%	$5.0	Compare
ETW Eaton Vance Tax-Managed...	BULLISH	$1.01B	5.41	17.6%	928.0%	$9.31	Compare
UFCS United Fire Group, Inc.	BULLISH	$1.01B	8.81	13.7%	8.5%	$39.46	Compare
NBN Northeast Bank	BEARISH	$1.02B	11.55	17.8%	40.9%	$119.77	Compare

MUC BlackRock...

BEARISH

Mkt Cap

$1.0B

P/E

46.9

ROE

1.9%

Price

$10.79

Compare with MUC

Compare with MUC

UFCS United Fire Group, Inc.

Compare with MUC

Compare with MUC

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A

BLACKROCK PROXY STATEMENT (MUC, BFZ)

2025-09-08

MUC filed a definitive proxy statement on September 8, 2025, regarding a BlackRock proxy statement involving MUC and BFZ.

8-K

2025-01-21

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning MUC from our newsroom.

Newest → oldest

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MUC

MUC BlackRock MuniHoldings California Quality Fund, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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