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MUFG

NEUTRAL
$17.44 Live
Mitsubishi UFJ Financial Group, Inc. · NYSE
Target $18.42 (+5.6%)
$12.1 52W Range $20.15
Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 30, 2026
Market cap
$196.86B
P/E
16.45
ROE
6.1%
Profit margin
22.8%
Debt/Equity
N/A
Dividend yield
2.83%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
MUFG presents a contradictory profile, characterized by a weak Piotroski F-Score of 2/9 indicating deteriorating financial health trends, despite trading near its Graham Number of $16.78. While the intrinsic value of $21.25 suggests long-term upside, the current technical trend is bearish (0/100) and insider sentiment is low (40/100). Positive YoY revenue growth (11.7%) and a sustainable dividend payout ratio provide a fundamental floor, but the low health score and negative Q/Q EPS growth (-31%) necessitate a cautious approach. The stock is currently a value play with significant underlying health red flags.

Key Strengths

Strong long-term price performance (+240.8% over 5 years)
Positive YoY revenue growth of 11.70% and earnings growth of 8.70%
Sustainable dividend payout ratio of 43.79%
Trading below the growth-based intrinsic value of $21.25
Consistent history of earnings surprises over the last several years

Key Risks

Critically low Piotroski F-Score (2/9) indicating weak financial health
Bearish technical trend (0/100) suggesting strong downward momentum
Low insider sentiment (40/100) indicating lack of internal confidence
Significant recent Q/Q EPS decline of 31.0%
Low Return on Equity (ROE) of 6.11% compared to typical high-performing banks
AI Fair Value Estimate
Based on comprehensive analysis
$18.5
+6.1% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
61
Strong
Value
75
Future
60
Past
85
Health
20
Dividend
65
AI Verdict
Cautious Value
Key drivers: Piotroski F-Score, Intrinsic Value vs Price, Technical Trend, Revenue Growth
Confidence
90%
Value
75/100

Ref P/E 16.45, PEG 1.32, Graham Number $16.78

Positives
  • Price ($17.44) is close to Graham Number ($16.78)
  • Trading at a discount to Intrinsic Value ($21.25)
Watchpoints
  • P/B of 1.48 is slightly elevated for a bank with low ROE
Future
60/100

Ref Growth rates and recent earnings progression

Positives
  • Double-digit YoY revenue growth (11.7%)
Watchpoints
  • Sharp Q/Q EPS contraction (-31%)
Past
85/100

Ref Historical price performance and earnings surprises

Positives
  • Exceptional 5Y (+240.8%) and 3Y (+191%) returns
  • Strong track record of beating earnings estimates
Watchpoints
No urgent risks highlighted.
Health
20/100

Ref Piotroski F-Score

Positives
No standout positives identified.
Watchpoints
  • Piotroski F-Score of 2/9 is in the 'Weak' category
Dividend
65/100

Ref Yield and Payout

Positives
  • Healthy payout ratio (43.79%)
Watchpoints
  • Modest yield (2.83%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$17.44
Analyst Target
$18.42
Upside/Downside
+5.6%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MUFG and closest competitors.

Updated 2026-04-29
MUF
Mitsubishi UFJ Financial Group, Inc.
Primary
5Y
+240.8%
3Y
+191.0%
1Y
+37.2%
6M
+16.3%
1M
+6.9%
1W
+0.3%
SCH
The Charles Schwab Corporation
Peer
5Y
+65.3%
3Y
+98.5%
1Y
+31.5%
6M
+7.0%
1M
+7.1%
1W
+3.7%
C
Citigroup Inc.
Peer
5Y
+106.4%
3Y
+182.9%
1Y
+104.9%
6M
+32.9%
1M
+19.5%
1W
+7.6%
AXP
American Express Company
Peer
5Y
+145.1%
3Y
+114.8%
1Y
+33.3%
6M
-4.9%
1M
+10.6%
1W
+1.2%
BLK
BlackRock, Inc.
Peer
5Y
+44.0%
3Y
+58.9%
1Y
+17.4%
6M
-10.4%
1M
+10.8%
1W
+6.7%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
16.45
Forward P/E
16.93
PEG Ratio
1.32
P/B Ratio
1.48
P/S Ratio
0.03
EV/Revenue
-5.56
EV/EBITDA
N/A
Market Cap
$196.86B

Profitability

Profit margins and return metrics

Profit Margin 22.77%
Operating Margin 34.84%
Gross Margin N/A
ROE 6.11%
ROA 0.33%

Growth

Revenue and earnings growth rates

Revenue Growth +11.7%
Earnings Growth +8.7%
Q/Q Revenue Growth +12.86%
Q/Q Earnings Growth +6.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$12474.0

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$1899.2B
Net Margin
27.4%
Total Assets
$418107.9B
Liabilities
$395298.1B
Equity
$21363.3B
Debt/Equity
18.50x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-15
$N/A
2026-02-04
$0.29
-1.0% surprise
2025-11-14
$0.42
+25.2% surprise
2025-08-04
$0.32
+12.7% surprise

Financial Services Sector Comparison

Comparing MUFG against 915 companies in the Financial Services sector (148 bullish, 394 neutral, 373 bearish)
P/E Ratio
16.45
This Stock
vs
34.57
Sector Avg
-52.4% (Discount)
Return on Equity (ROE)
6.11%
This Stock
vs
0.12%
Sector Avg
+4980.8% (Excellent)
Profit Margin
22.77%
This Stock
vs
92.09%
Sector Avg
-75.3% (Weaker)
Revenue Growth
11.7%
This Stock
vs
33.99%
Sector Avg
-65.6% (Slower)

Similar Companies

Peer comparison within the same industry

MUFG Mitsubishi UFJ...
NEUTRAL
Mkt Cap
$196.9B
P/E
16.5
ROE
6.1%
Price
$17.44
SCHW The Charles...
NEUTRAL
Mkt Cap
$175.7B
P/E
21.6
ROE
18.1%
Price
$100.27
 Compare with MUFG
C Citigroup Inc.
NEUTRAL
Mkt Cap
$220.9B
P/E
18.0
ROE
6.8%
Price
$126.28
 Compare with MUFG
AXP American...
NEUTRAL
Mkt Cap
$228.6B
P/E
21.6
ROE
34.0%
Price
$332.9
 Compare with MUFG
BLK BlackRock, Inc.
NEUTRAL
Mkt Cap
$159.2B
P/E
29.0
ROE
10.7%
Price
$1023.65
 Compare with MUFG

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
20-F
2025-07-07

MUFG filed its 20-F annual report on July 7, 2025. This filing provides the comprehensive annual financial results and detailed risk disclosures required for its status as a foreign private issuer.

20-F
20-F
2024-07-30

MUFG submitted its 20-F annual report on July 30, 2024, providing a comprehensive overview of its global financial performance and operational results. The filing details the company's strategic financial position and the systemic market and regulatory risks associated with its international banking operations.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning MUFG from our newsroom.

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