NCZ

BULLISH

$15.03 Live

Virtus Convertible & Income Fund II · NYSE

$11.63 52W Range $15.07

NCZ Virtus Convertible & Income Fund II - Fundamental Analysis

BULLISH

Console Chart News

NCZ Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$15.03

52W High

$15.07

52W Low

$11.63

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026

Market cap

$286.0M

P/E

4.22

ROE

17.2%

Profit margin

406.3%

Debt/Equity

0.11

Dividend yield

9.58%

AI Analysis

AI-powered fundamental assessment

Confidence

75%

NCZ exhibits a stable financial profile with a Piotroski F-Score of 6/9 and significant fundamental undervaluation. The stock is trading at a deep discount to both its Graham Number ($35.67) and calculated Intrinsic Value ($105.02), supported by an exceptionally low P/E ratio of 4.22 compared to the sector average of 34.52. While technical trends and insider sentiment are currently bearish, the combination of a 9.58% dividend yield, strong earnings growth (54.6%), and a Price-to-Book ratio under 1.0 suggests a compelling value opportunity.

Key Strengths

Extreme valuation discount relative to Graham Number and Intrinsic Value

Very low P/E ratio (4.22) compared to Financial Services sector average (34.52)

Strong dividend yield of 9.58% with a sustainable payout ratio of 40.45%

Robust earnings growth (YoY +54.60%) and high ROE (17.18%)

Conservative leverage with a Debt/Equity ratio of 0.11

Key Risks

Bearish technical trend (10/100) suggesting short-term momentum headwinds

Negative revenue growth (-10.40% YoY)

Low current ratio (0.35), though typical for closed-end investment funds

Weak insider sentiment (40/100)

Lack of analyst coverage providing no external target price validation

AI Fair Value Estimate

Based on comprehensive analysis

$35.67

+137.3% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Excellent

Value

Future

Past

Health

Dividend

AI Verdict

Strong Value Play

Key drivers: Deep valuation discount, High dividend yield, Strong earnings growth, Stable Piotroski score

Confidence

80%

Value

95/100

Ref P/E, PEG, Graham Number

Positives

P/E of 4.22 is drastically lower than peer average
Price/Book < 1.0
Current price is < 50% of Graham Number

Watchpoints

High Price/Sales ratio (17.16) though less relevant for asset management funds

Future

60/100

Ref Growth rates

Positives

Strong earnings growth (54.6% YoY)

Watchpoints

Declining revenue growth (-10.4%)

Past

85/100

Ref Historical trends

Positives

Strong 1Y return (+44.4%)
Consistent long-term growth (3Y +77.1%)

Watchpoints

No urgent risks highlighted.

Health

70/100

Ref Altman Z-Score, Piotroski F-Score

Positives

Piotroski F-Score 6/9 (Stable)
Very low Debt/Equity (0.11)

Watchpoints

Low current ratio (0.35)

Dividend

90/100

Ref Yield, Payout

Positives

High yield (9.58%)
Low payout ratio (40.45%)

Watchpoints

No urgent risks highlighted.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$15.03

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for NCZ and closest competitors.

Updated 2026-04-30

Company	5Y	3Y	1Y	6M	1M	1W
NCZ Virtus Convertible & Income Fund II Primary	+30.5%	+77.1%	+44.4%	+10.9%	+13.0%	+1.1%
CHMG Chemung Financial Corporation Peer	+58.0%	+56.3%	+43.6%	+20.1%	+15.4%	-1.2%
EFT Eaton Vance Floating-Rate Income Trust Peer	+21.1%	+27.5%	-1.7%	-2.3%	+1.3%	-1.1%
JRVR James River Group Holdings, Inc. Peer	-86.2%	-67.5%	+49.7%	+19.6%	-3.1%	+1.3%
CIA Citizens, Inc. Peer	+0.2%	+156.1%	+34.0%	+0.7%	+24.7%	+2.1%

NCZ

Virtus Convertible & Income Fund II

Primary

+30.5%

+77.1%

+44.4%

+10.9%

+13.0%

+1.1%

CHM

Chemung Financial Corporation

Peer

+58.0%

+56.3%

+43.6%

+20.1%

+15.4%

-1.2%

EFT

Eaton Vance Floating-Rate Income Trust

Peer

+21.1%

+27.5%

-1.7%

-2.3%

+1.3%

-1.1%

JRV

James River Group Holdings, Inc.

Peer

-86.2%

-67.5%

+49.7%

+19.6%

-3.1%

+1.3%

CIA

Citizens, Inc.

Peer

+0.2%

+156.1%

+34.0%

+0.7%

+24.7%

+2.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

4.22

N/A

0.95

17.16

26.03

N/A

$286.0M

Profitability

Profit margins and return metrics

Profit Margin 406.29%

Operating Margin 77.48%

Gross Margin 100.0%

ROE 17.18%

ROA 1.83%

Growth

Revenue and earnings growth rates

Revenue Growth -10.4%

Earnings Growth +54.6%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth +49.6%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.11

Low debt

Current Ratio

0.35

Weak

Quick Ratio

0.34

Poor

Cash/Share

$0.43

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2026

Total Assets

$0.5B

Liabilities

$0.1B

Equity

$0.4B

Debt/Equity

0.15x

Financial Services Sector Comparison

Comparing NCZ against 956 companies in the Financial Services sector (153 bullish, 417 neutral, 386 bearish)

P/E Ratio

4.22

This Stock

35.14

Sector Avg

-88.0% (Discount)

Return on Equity (ROE)

17.18%

This Stock

0.3%

Sector Avg

+5589.0% (Excellent)

Profit Margin

406.29%

This Stock

89.71%

Sector Avg

+352.9% (Superior)

Debt to Equity

0.11

This Stock

1.28

Sector Avg

-91.1% (Less Debt)

Revenue Growth

-10.4%

This Stock

33.39%

Sector Avg

-131.1% (Slower)

Current Ratio

0.35

This Stock

2.99

Sector Avg

-88.4% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
NCZ Virtus Convertible & Income Fund II	BULLISH	$286.0M	4.22	17.2%	406.3%	$15.03
CHMG Chemung Financial Corporation	NEUTRAL	$285.74M	18.89	6.4%	16.7%	$59.3	Compare
EFT Eaton Vance Floating-Rate...	BEARISH	$286.78M	22.48	3.7%	28.4%	$10.79	Compare
JRVR James River Group Holdings, Inc.	NEUTRAL	$285.01M	7.47	7.9%	6.9%	$6.2	Compare
CIA Citizens, Inc.	NEUTRAL	$287.21M	20.39	6.6%	5.7%	$5.71	Compare

NCZ Virtus...

BULLISH

Mkt Cap

$286M

P/E

4.2

ROE

17.2%

Price

$15.03

Compare with NCZ

Compare with NCZ

Compare with NCZ

Compare with NCZ

Past News Coverage

Recent headlines mentioning NCZ from our newsroom.

Newest → oldest

Back to All Stocks

TradingGPT V2 Copilot

Fundamentals • Valuation • Risk

Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends

NCZ

NCZ Virtus Convertible & Income Fund II - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

Past News Coverage

Wait — Don't Miss Out!