PGR
BULLISH
$193.45
Live
The Progressive Corporation · NYSE
Target $231.57
(+19.7%)
$192.02
52W Range
$289.96
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 01, 2026
Market cap
$113.34B
P/E
10.06
ROE
40.4%
Profit margin
12.9%
Debt/Equity
0.23
Dividend yield
7.01%
AI Analysis
AI-powered fundamental assessment
Confidence
65%
PGR shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Attractive valuation with P/E of 10.1
Low debt with D/E ratio of 0.23
Strong ROE of 40.4%
Key Risks
Limited historical data available for full assessment
AI Fair Value Estimate
Based on comprehensive analysis
$567.28
+193.2% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
62
Strong
65
60
60
55
70
AI Verdict
PGR shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 10.1, Low debt with D/E ratio of 0.23, Limited historical data available for full assessment
Confidence
75%
Value
65/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 10.1x trailing earnings.
Watchpoints
- Trades above Graham Number.
Future
60/100
Rule-based growth outlook.
Positives
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
60/100
Historical performance + price trend: Shares moved +126.5% over 5Y and -27.6% over 1Y.
Positives
- ROE sits at 40.4%.
Watchpoints
No urgent risks highlighted.
Health
55/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Low D/E ratio (0.23).
Watchpoints
No urgent risks highlighted.
Dividend
70/100
Dividend policy fallback.
Positives
- Strong dividend profile (Score: 70/100).
- Yield: 7.0%.
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$193.45
Analyst Target
$231.57
Upside/Downside
+19.7%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PGR and closest competitors.
Updated 2026-04-01
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PGR
The Progressive Corporation
Primary
|
+126.5% | +45.9% | -27.6% | -16.5% | -9.3% | -4.6% |
|
BN
Brookfield Corporation
Peer
|
+139.4% | +96.9% | +19.5% | +4.9% | +1.2% | -0.4% |
|
CME
CME Group Inc.
Peer
|
+107.0% | +88.5% | +33.3% | +4.1% | +6.3% | +3.1% |
|
CM
Canadian Imperial Bank of Commerce
Peer
|
+164.8% | +204.6% | +84.8% | +34.2% | +13.4% | +0.2% |
|
BMO
Bank of Montreal
Peer
|
+120.0% | +57.5% | +42.1% | +21.6% | +5.5% | +0.9% |
PGR
The Progressive Corporation
Primary
5Y
+126.5%
3Y
+45.9%
1Y
-27.6%
6M
-16.5%
1M
-9.3%
1W
-4.6%
BN
Brookfield Corporation
Peer
5Y
+139.4%
3Y
+96.9%
1Y
+19.5%
6M
+4.9%
1M
+1.2%
1W
-0.4%
CME
CME Group Inc.
Peer
5Y
+107.0%
3Y
+88.5%
1Y
+33.3%
6M
+4.1%
1M
+6.3%
1W
+3.1%
CM
Canadian Imperial Bank of Commerce
Peer
5Y
+164.8%
3Y
+204.6%
1Y
+84.8%
6M
+34.2%
1M
+13.4%
1W
+0.2%
BMO
Bank of Montreal
Peer
5Y
+120.0%
3Y
+57.5%
1Y
+42.1%
6M
+21.6%
1M
+5.5%
1W
+0.9%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
10.06
Forward P/E
12.0
PEG Ratio
N/A
P/B Ratio
3.74
P/S Ratio
1.29
EV/Revenue
1.29
EV/EBITDA
7.64
Market Cap
$113.34B
Profitability
Profit margins and return metrics
Profit Margin
12.9%
Operating Margin
16.5%
Gross Margin
18.55%
ROE
40.45%
ROA
7.92%
Growth
Revenue and earnings growth rates
Revenue Growth
+12.2%
Earnings Growth
+25.2%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+25.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.23
Low debt
Current Ratio
0.36
Weak
Quick Ratio
0.3
Poor
Cash/Share
$17.29
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$22.7B
Net Margin
13.0%
Total Assets
$123.0B
Liabilities
$92.7B
Equity
$30.3B
Debt/Equity
3.06x
Operating CF
$3.2B
CapEx
$-0.1B
Free Cash Flow
$3.0B
FCF Yield
96%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-15
$N/A
2026-01-28
$4.67
+5.3% surprise
2025-10-15
$4.44
-15.8% surprise
2025-07-16
$4.88
+10.7% surprise
Financial Services Sector Comparison
Comparing PGR against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
10.06
This Stock
vs
36.01
Sector Avg
-72.1%
(Discount)
Return on Equity (ROE)
40.45%
This Stock
vs
-0.73%
Sector Avg
-5620.0%
(Below Avg)
Profit Margin
12.9%
This Stock
vs
91.62%
Sector Avg
-85.9%
(Weaker)
Debt to Equity
0.23
This Stock
vs
1.36
Sector Avg
-82.8%
(Less Debt)
Revenue Growth
12.2%
This Stock
vs
35.27%
Sector Avg
-65.4%
(Slower)
Current Ratio
0.36
This Stock
vs
3.18
Sector Avg
-88.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PGR
The Progressive Corporation
|
BULLISH | $113.34B | 10.06 | 40.4% | 12.9% | $193.45 | |
|
BN
Brookfield Corporation
|
NEUTRAL | $106.0B | 131.03 | 1.0% | 1.3% | $47.17 | Compare |
|
CME
CME Group Inc.
|
NEUTRAL | $102.78B | 27.62 | 13.3% | 58.9% | $285.04 | Compare |
|
CM
Canadian Imperial Bank of Commerce
|
NEUTRAL | $100.8B | 15.6 | 14.7% | 33.5% | $109.52 | Compare |
|
BMO
Bank of Montreal
|
NEUTRAL | $98.97B | 16.77 | 10.1% | 26.7% | $137.69 | Compare |
PGR
The Progressive...
BULLISH
Mkt Cap
$113.3B
P/E
10.1
ROE
40.4%
Price
$193.45
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-20 | JOYCE CARL G. | Officer | Sale | 270 | $55,754 |
| 2026-03-05 | BAILO KAREN | Officer | Sale | 3,517 | $745,604 |
| 2026-03-05 | JOYCE CARL G. | Officer | Sale | 141 | $29,892 |
| 2026-02-24 | PUMAREJO MARIBEL | Officer | Sale | 738 | $150,138 |
| 2026-02-23 | BAUER JONATHAN S | Chief Investment Officer | Sale | 2,266 | $460,111 |
| 2026-02-20 | BAUER JONATHAN S | Chief Investment Officer | Stock Award | 4,220 | - |
| 2026-02-20 | SAUERLAND JOHN PETER | Chief Financial Officer | Stock Award | 3,546 | - |
| 2026-02-20 | GRIFFITH SUSAN PATRICIA | Chief Executive Officer | Stock Award | 11,254 | - |
| 2026-01-21 | QUIGG ANDREW J | Officer | Sale | 1,649 | $336,973 |
| 2026-01-21 | BAUER JONATHAN S | Chief Investment Officer | Sale | 3,105 | $634,507 |
| 2026-01-20 | QUIGG ANDREW J | Officer | Stock Award | 4,756 | - |
| 2026-01-20 | BAUER JONATHAN S | Chief Investment Officer | Stock Award | 4,602 | - |
| 2026-01-20 | BAILO KAREN | Officer | Stock Award | 5,062 | - |
| 2026-01-20 | CLAWSON WILLIAM L II | Officer | Stock Award | 3,060 | - |
| 2026-01-20 | STRINGER DAVID M | Officer | Stock Award | 1,435 | - |
JOYCE CARL G.
Officer
2026-03-20
270 shares
·
$55,754
BAILO KAREN
Officer
2026-03-05
3,517 shares
·
$745,604
JOYCE CARL G.
Officer
2026-03-05
141 shares
·
$29,892
PUMAREJO MARIBEL
Officer
2026-02-24
738 shares
·
$150,138
BAUER JONATHAN S
Chief Investment Officer
2026-02-23
2,266 shares
·
$460,111
BAUER JONATHAN S
Chief Investment Officer
2026-02-20
4,220 shares
SAUERLAND JOHN PETER
Chief Financial Officer
2026-02-20
3,546 shares
GRIFFITH SUSAN PATRICIA
Chief Executive Officer
2026-02-20
11,254 shares
QUIGG ANDREW J
Officer
2026-01-21
1,649 shares
·
$336,973
BAUER JONATHAN S
Chief Investment Officer
2026-01-21
3,105 shares
·
$634,507
QUIGG ANDREW J
Officer
2026-01-20
4,756 shares
BAUER JONATHAN S
Chief Investment Officer
2026-01-20
4,602 shares
BAILO KAREN
Officer
2026-01-20
5,062 shares
CLAWSON WILLIAM L II
Officer
2026-01-20
3,060 shares
STRINGER DAVID M
Officer
2026-01-20
1,435 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
21 analysts
Morgan Stanley
2026-03-31
Underweight
Underweight
B of A Securities
2026-03-25
Buy
Buy
Jefferies
2026-03-24
Hold
Hold
UBS
2026-03-23
Neutral
Neutral
Mizuho
2026-03-20
Neutral
Neutral
B of A Securities
2026-03-19
Buy
Buy
Keefe, Bruyette & Woods
2026-03-19
Market Perform
Market Perform
Wells Fargo
2026-03-19
Equal-Weight
Equal-Weight
BMO Capital
2026-03-11
Market Perform
Market Perform
B of A Securities
2026-03-10
Buy
Buy
Past News Coverage
Recent headlines mentioning PGR from our newsroom.
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