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PINE

NEUTRAL
$19.25 Live
Alpine Income Property Trust, Inc. · NYSE
Target $21.18 (+10.0%)
$13.1 52W Range $20.8

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 02, 2026
Market cap
$341.66M
P/E
N/A
ROE
0.3%
Profit margin
1.1%
Debt/Equity
1.15
Dividend yield
6.0%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
PINE presents a contradictory profile with a stable Piotroski F-Score of 4/9 but severe fundamental imbalances. While revenue growth is strong at 29.6% and analysts maintain a 'strong_buy' rating, the company's dividend payout ratio of 1400% is mathematically unsustainable and represents a significant risk to shareholders. The disconnect between the bullish analyst consensus and the bearish technical trend (10/100) and insider selling suggests a potential peak in price despite the current P/B ratio of 1.02.

Key Strengths

Strong YoY revenue growth of 29.60%
Price-to-Book ratio of 1.02 indicates fair valuation relative to assets
High current ratio (36.09) suggests strong short-term liquidity
Diversified portfolio of 127 commercial net lease properties
Strong analyst support with a 'strong_buy' consensus from 11 analysts

Key Risks

Unsustainable dividend payout ratio of 1400%
Extremely low Return on Equity (ROE) of 0.25%
Poor earnings track record with frequent misses and negative EPS
Bearish insider sentiment with recent director selling
Strongly bearish technical trend (10/100) indicating downward momentum
AI Fair Value Estimate
Based on comprehensive analysis
$18.87
-2.0% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
44
Moderate
Value
55
Future
60
Past
40
Health
50
Dividend
15
AI Verdict
Speculative / High Risk
Key drivers: Unsustainable dividend payout, Strong revenue growth, Poor earnings quality, Fair book value
Confidence
90%
Value
55/100

Trades close to book value, but earnings multiples are stretched.

Positives
  • P/B ratio near 1.0
Watchpoints
  • High Forward P/E of 40.10
  • High Price/Sales of 5.28
Future
60/100

Top-line growth is impressive, but bottom-line conversion is poor.

Positives
  • Consistent revenue growth >29%
Watchpoints
  • Inconsistent EPS progression
  • Low profit margins (1.09%)
Past
40/100

Historical earnings performance is volatile and often misses estimates.

Positives
  • Positive 1Y and 6M price returns
Watchpoints
  • Frequent earnings misses (only 1/4 beats in last 4 quarters)
  • History of negative EPS
Health
50/100

Balance sheet is stable, but operational efficiency is extremely low.

Positives
  • Piotroski F-Score of 4/9 (Stable)
  • Manageable Debt/Equity of 1.15
Watchpoints
  • Abysmal ROE of 0.25%
  • Very thin profit margins
Dividend
15/100

Dividend is likely funded by debt or asset sales rather than earnings.

Positives
  • Attractive 6.00% yield
Watchpoints
  • Payout ratio of 1400% is a critical red flag

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$19.25
Analyst Target
$21.18
Upside/Downside
+10.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PINE and closest competitors.

Updated 2026-05-01
PIN
Alpine Income Property Trust, Inc.
Primary
5Y
+46.4%
3Y
+47.8%
1Y
+33.8%
6M
+35.4%
1M
+6.1%
1W
-2.9%
NRE
NexPoint Real Estate Finance, Inc.
Peer
5Y
+30.1%
3Y
+52.9%
1Y
+12.8%
6M
+15.1%
1M
+7.0%
1W
+3.1%
CMT
Claros Mortgage Trust, Inc.
Peer
5Y
-79.4%
3Y
-73.4%
1Y
+8.3%
6M
-27.1%
1M
+20.3%
1W
-3.0%
RC
Ready Capital Corporation
Peer
5Y
-75.8%
3Y
-73.5%
1Y
-53.5%
6M
-33.1%
1M
+23.6%
1W
+4.3%
MLP
Maui Land & Pineapple Company, Inc.
Peer
5Y
+34.9%
3Y
+21.8%
1Y
-4.9%
6M
+2.8%
1M
-0.1%
1W
-1.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
40.1
PEG Ratio
N/A
P/B Ratio
1.02
P/S Ratio
5.28
EV/Revenue
11.08
EV/EBITDA
14.91
Market Cap
$341.66M

Profitability

Profit margins and return metrics

Profit Margin 1.09%
Operating Margin 38.19%
Gross Margin 86.06%
ROE 0.25%
ROA 1.94%

Growth

Revenue and earnings growth rates

Revenue Growth +29.6%
Earnings Growth N/A
Q/Q Revenue Growth +29.56%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
1.15
Moderate
Current Ratio
36.09
Strong
Quick Ratio
1.25
Good
Cash/Share
$0.31

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2026

Revenue
$0.0B
Gross Margin
80.6%
Op. Margin
38.2%
Net Margin
11.9%
Total Assets
$0.7B
Liabilities
$0.4B
Equity
$0.3B
Debt/Equity
1.32x
Operating CF
$0.0B
Free Cash Flow
$0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-23
$N/A
2026-04-23
$0.12
+17.1% surprise
2026-02-05
$0.04
-44.0% surprise
2025-10-23
$-0.09

Real Estate Sector Comparison

Comparing PINE against 229 companies in the Real Estate sector (10 bullish, 48 neutral, 171 bearish)
Return on Equity (ROE)
0.25%
This Stock
vs
-25.6%
Sector Avg
-101.0% (Below Avg)
Profit Margin
1.09%
This Stock
vs
8.39%
Sector Avg
-87.0% (Weaker)
Debt to Equity
1.15
This Stock
vs
2.42
Sector Avg
-52.6% (Less Debt)
Revenue Growth
29.6%
This Stock
vs
12338.63%
Sector Avg
-99.8% (Slower)
Current Ratio
36.09
This Stock
vs
8.03
Sector Avg
+349.5% (Stronger)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

RICHARDSON ANDREW C
Director
Stock Award
2026-04-01
932 shares · $17,490
GOOD MORTON CARSON
Director
Stock Award
2026-04-01
1,598 shares · $29,988
ELIAS WEIN RACHEL
Director
Stock Award
2026-04-01
932 shares · $17,490
WADLEIGH BRENNA ANDREA
Director
Stock Award
2026-04-01
1,598 shares · $29,988
RICHARDSON ANDREW C
Director
Sell
2026-03-31
2,750 shares · $49,877
RICHARDSON ANDREW C
Director
Stock Award
2026-01-02
1,034 shares · $17,493
GOOD MORTON CARSON
Director
Stock Award
2026-01-02
1,773 shares · $29,995
ELIAS WEIN RACHEL
Director
Stock Award
2026-01-02
1,034 shares · $17,493
WADLEIGH BRENNA ANDREA
Director
Stock Award
2026-01-02
1,773 shares · $29,995
RICHARDSON ANDREW C
Director
Sell
2025-12-11
1,000 shares · $17,110
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K
FORM 8-K
2026-04-24

PINE filed an 8-K on April 24, 2026, likely to announce its first-quarter financial results.

10-Q
10-Q
2026-04-23

PINE filed its 10-Q on April 23, 2026. The provided excerpts do not contain specific financial highlights or detailed risk factors.

8-K
8-K
2026-04-23

PINE filed an 8-K on April 23, 2026, likely to announce its first-quarter financial results.

DEF 14A
DEF 14A
2026-04-07

PINE filed a Definitive Proxy Statement on April 7, 2026, providing shareholders with necessary information and voting materials for an upcoming meeting.

10-K
10-K
2026-02-05

Alpine Income Property Trust, Inc. (PINE) is a REIT managing a portfolio of 127 commercial net lease properties across 32 states, primarily leased to creditworthy tenants in e-commerce resistant industries. The company also generates value through commercial loan originations and investments secured by real estate. While specific financial metrics were not provided, the company cautions that actual results may differ materially from forward-looking projections due to various risk factors.

8-K
8-K
2026-02-05

PINE filed an 8-K on February 5, 2026, likely to announce its financial results for the fiscal year or quarter ended December 31, 2025.

8-K
FORM 8-K
2025-12-05
8-K
FORM 8-K
2025-11-10

PINE filed an 8-K on November 10, 2025, likely to announce its third-quarter financial results.

10-Q
10-Q
2025-10-23

PINE filed its quarterly 10-Q report on October 23, 2025. Due to the limited content provided in the excerpts, specific financial highlights and risk factors are unavailable.

8-K
8-K
2025-10-23

PINE filed an 8-K on October 23, 2025, likely to announce its third-quarter financial results.

10-Q
10-Q
2025-07-24
8-K
8-K
2025-07-24
8-K
8-K
2025-05-23
10-Q
10-Q
2025-04-24
8-K
8-K
2025-04-24
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
STRONG_BUY
11 analysts
Jones Trading
2026-04-24
Maintains
Buy Buy
Raymond James
2026-03-17
up
Outperform Strong Buy
Truist Securities
2026-02-18
Maintains
Hold Hold
Jones Trading
2026-02-06
Maintains
Buy Buy
Stifel
2026-02-06
Maintains
Buy Buy
Stifel
2025-11-26
Maintains
Buy Buy

Past News Coverage

Recent headlines mentioning PINE from our newsroom.

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