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AAPL vs BL

AAPL
Apple Inc.
BULLISH
Price
$253.79
Market Cap
$3.73T
Sector
Technology
AI Confidence
70%
BL
BlackLine, Inc.
BEARISH
Price
$53.08
Market Cap
$3.29B
Sector
Technology
AI Confidence
72%

Valuation

P/E Ratio
AAPL
32.17
BL
48.25
Forward P/E
AAPL
27.24
BL
22.55
P/B Ratio
AAPL
42.31
BL
9.69
P/S Ratio
AAPL
8.56
BL
4.78
EV/EBITDA
AAPL
24.52
BL
57.37

Profitability

Gross Margin
AAPL
47.33%
BL
75.34%
Operating Margin
AAPL
35.37%
BL
5.54%
Profit Margin
AAPL
27.04%
BL
11.07%
ROE
AAPL
152.02%
BL
22.18%
ROA
AAPL
24.38%
BL
1.23%

Growth

Revenue Growth
AAPL
15.7%
BL
7.5%
Earnings Growth
AAPL
18.3%
BL
-67.9%

Financial Health

Debt/Equity
AAPL
1.03
BL
2.51
Current Ratio
AAPL
0.97
BL
1.52
Quick Ratio
AAPL
0.84
BL
1.48

Dividends

Dividend Yield
AAPL
0.42%
BL
--
Payout Ratio
AAPL
13.04%
BL
0.0%

AI Verdict

AAPL BULLISH

AAPL shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (27.0% margin)
Strong revenue growth of 15.7%
Strong ROE of 152.0%
Risks
High valuation with P/E of 32.2
Premium vs Graham Number ($32.63)
BL BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of 4/9, indicating borderline stability, and the absence of an Altman Z-Score prevents a full distress risk assessment. Despite strong gross margins and a history of consistent earnings surprises, the company faces significant headwinds including negative earnings growth, high leverage, and deteriorating profitability. Valuation metrics are stretched relative to fundamentals, with a P/E of 48.25 and a Graham Number of just $11.64, implying the stock is trading at a substantial premium. Persistent insider selling and weak technical sentiment further reinforce caution.

Strengths
Consistently beats earnings estimates, with 3 out of the last 4 quarters exceeding expectations and an average surprise of 16.22%
High gross margin of 75.34%, reflecting strong pricing power and low cost of sales in its software business model
Solid return on equity (ROE) of 22.18%, indicating efficient use of shareholder capital
Risks
Piotroski F-Score of only 4/9 signals weak financial health, particularly concerning given declining profitability and earnings
Earnings growth is sharply negative at -67.90% YoY and -69.30% QoQ, raising sustainability concerns
High debt/equity ratio of 2.51, significantly above sector average of 0.58, increasing financial risk

Compare Another Pair

AAPL vs BL: Head-to-Head Comparison

This page compares Apple Inc. (AAPL) and BlackLine, Inc. (BL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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