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ACGLO vs EQH

ACGLO
Arch Capital Group Ltd.
NEUTRAL
Price
$20.20
Market Cap
$11.78B
Sector
Financial Services
AI Confidence
78%
EQH
Equitable Holdings, Inc.
BEARISH
Price
$41.10
Market Cap
$11.57B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
ACGLO
4.31
EQH
--
Forward P/E
ACGLO
--
EQH
4.66
P/B Ratio
ACGLO
0.31
EQH
-10.2
P/S Ratio
ACGLO
0.59
EQH
0.99
EV/EBITDA
ACGLO
1.3
EQH
-60.57

Profitability

Gross Margin
ACGLO
37.16%
EQH
11.33%
Operating Margin
ACGLO
29.53%
EQH
12.15%
Profit Margin
ACGLO
22.07%
EQH
-11.82%
ROE
ACGLO
19.54%
EQH
-38.87%
ROA
ACGLO
4.44%
EQH
-0.2%

Growth

Revenue Growth
ACGLO
8.5%
EQH
-14.2%
Earnings Growth
ACGLO
38.8%
EQH
-74.4%

Financial Health

Debt/Equity
ACGLO
0.12
EQH
4.3
Current Ratio
ACGLO
1.08
EQH
2.05
Quick Ratio
ACGLO
0.5
EQH
1.67

Dividends

Dividend Yield
ACGLO
6.75%
EQH
2.63%
Payout Ratio
ACGLO
--
EQH
76.74%

AI Verdict

ACGLO NEUTRAL

ACGLO's Piotroski F-Score of 4/9 indicates a borderline stable financial health, falling short of strong resilience. The absence of an Altman Z-Score raises concern about default risk, though the low Debt/Equity (0.12) and strong profitability margins suggest solid balance sheet fundamentals. The stock trades at a deeply undervalued P/E of 4.31 and Price/Book of 0.31, well below sector averages, with a Graham Number of $83.06 and intrinsic value of $138.38, implying significant upside potential. However, the bearish insider sentiment, lack of analyst coverage, and recent price decline undermine near-term momentum despite strong earnings growth.

Strengths
Strong profitability metrics: 22.07% profit margin, 29.53% operating margin, and 19.54% ROE
Extremely low Debt/Equity ratio of 0.12, indicating conservative capital structure
Significant undervaluation relative to intrinsic and Graham fair value estimates
Risks
Piotroski F-Score of 4/9 indicates weak financial health, with only moderate stability
No Altman Z-Score available, creating uncertainty around bankruptcy risk despite low leverage
Bearish insider sentiment with one recent sale and zero buys in the last 6 months
EQH BEARISH

Equitable Holdings exhibits severe financial distress as evidenced by a weak Piotroski F-Score of 2/9 and a negative ROE of -38.87%. While analysts maintain a 'strong_buy' rating with a target of $57.46, this is sharply contradicted by a 0/100 technical trend, aggressive insider selling, and a consistent track record of earnings misses (0/4 in the last year). The combination of negative revenue growth (-14.20%) and a negative Price/Book ratio suggests a value trap rather than a value opportunity.

Strengths
Strong current ratio (2.05) indicating short-term liquidity
Low forward P/E ratio (4.66) suggesting theoretical undervaluation
Positive quick ratio (1.67) providing a buffer for immediate liabilities
Risks
Severe financial health deterioration (Piotroski F-Score 2/9)
Negative shareholders' equity implied by Price/Book of -10.20
Deeply negative earnings growth (-74.40% YoY)

Compare Another Pair

ACGLO vs EQH: Head-to-Head Comparison

This page compares Arch Capital Group Ltd. (ACGLO) and Equitable Holdings, Inc. (EQH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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