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AGO vs JPM

AGO
Assured Guaranty Ltd.
NEUTRAL
Price
$83.26
Market Cap
$3.96B
Sector
Financial Services
AI Confidence
65%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
AGO
10.36
JPM
14.69
Forward P/E
AGO
11.42
JPM
12.62
P/B Ratio
AGO
0.69
JPM
2.32
P/S Ratio
AGO
4.35
JPM
4.72
EV/EBITDA
AGO
--
JPM
--

Profitability

Gross Margin
AGO
90.34%
JPM
0.0%
Operating Margin
AGO
67.14%
JPM
41.06%
Profit Margin
AGO
44.13%
JPM
33.91%
ROE
AGO
7.41%
JPM
16.13%
ROA
AGO
2.33%
JPM
1.35%

Growth

Revenue Growth
AGO
10.4%
JPM
2.5%
Earnings Growth
AGO
-31.2%
JPM
-3.6%

Financial Health

Debt/Equity
AGO
0.3
JPM
--
Current Ratio
AGO
1.02
JPM
--
Quick Ratio
AGO
0.99
JPM
--

Dividends

Dividend Yield
AGO
1.61%
JPM
2.11%
Payout Ratio
AGO
16.3%
JPM
28.97%

AI Verdict

AGO NEUTRAL

The Advanced Deterministic Scorecard reveals a weak Piotroski F-Score of 3/9, indicating poor financial health, while the absence of an Altman Z-Score prevents a definitive distress risk assessment. Despite this, AGO trades below the Graham Number of $148.07 at $83.26, suggesting potential undervaluation, supported by a low P/E of 10.36 versus sector average of 22.56. However, declining earnings growth (YoY: -31.20%) and negative insider sentiment counterbalance value appeal. Analysts recommend a 'buy' with a $107.00 target, implying upside, but inconsistent quarterly execution and bearish technical trend temper near-term optimism.

Strengths
Significantly undervalued relative to Graham Number ($148.07 vs. current price $83.26)
Low valuation multiples: P/E of 10.36 well below sector average of 22.56
Exceptionally high profitability margins: Gross (90.34%), Operating (67.14%), and Net (44.13%)
Risks
Very weak Piotroski F-Score of 3/9 signals deteriorating financial health and operational instability
Earnings under pressure: YoY earnings growth down 31.20% and Q/Q down 38.60%
Absence of Altman Z-Score limits ability to assess bankruptcy risk; requires caution
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

AGO vs JPM: Head-to-Head Comparison

This page compares Assured Guaranty Ltd. (AGO) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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