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AHL vs BRK-B

AHL
Aspen Insurance Holdings Limite
BEARISH
Price
$37.26
Market Cap
$3.42B
Sector
Financial Services
AI Confidence
68%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AHL
5.48
BRK-B
15.46
Forward P/E
AHL
7.58
BRK-B
22.06
P/B Ratio
AHL
1.23
BRK-B
0.0
P/S Ratio
AHL
1.07
BRK-B
2.79
EV/EBITDA
AHL
4.0
BRK-B
-2.12

Profitability

Gross Margin
AHL
35.02%
BRK-B
26.15%
Operating Margin
AHL
17.55%
BRK-B
32.96%
Profit Margin
AHL
14.22%
BRK-B
18.03%
ROE
AHL
13.97%
BRK-B
9.81%
ROA
AHL
1.83%
BRK-B
5.11%

Growth

Revenue Growth
AHL
1.6%
BRK-B
-0.7%
Earnings Growth
AHL
157.2%
BRK-B
-2.5%

Financial Health

Debt/Equity
AHL
0.1
BRK-B
0.19
Current Ratio
AHL
0.78
BRK-B
7.07
Quick Ratio
AHL
0.35
BRK-B
6.62

Dividends

Dividend Yield
AHL
--
BRK-B
--
Payout Ratio
AHL
0.0%
BRK-B
0.0%

AI Verdict

AHL BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 3/9, indicating significant operational and balance sheet concerns. Despite a low P/E of 5.48 and a Graham Number of $67.98—suggesting substantial undervaluation—the company's deteriorating liquidity (Current Ratio: 0.78, Quick Ratio: 0.35) and poor technical trend (10/100) raise red flags. Earnings growth is volatile, with recent Q/Q EPS contraction of -11.5% despite strong YoY gains, while insider sentiment is tepid at 40/100. The absence of a dividend and lack of Altman Z-Score further undermine confidence in stability.

Strengths
Low P/E ratio of 5.48 well below sector average of 22.56, indicating potential undervaluation
High profitability margins: 14.22% net margin and 17.55% operating margin
Strong ROE of 13.97%, outperforming sector average of -15.97%
Risks
Piotroski F-Score of 3/9 indicates weak financial health and high risk of value trap
Critically low liquidity: Current Ratio of 0.78 and Quick Ratio of 0.35 suggest potential solvency concerns
Missing Altman Z-Score prevents distress risk assessment but low liquidity implies possible danger
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

AHL vs BRK-B: Head-to-Head Comparison

This page compares Aspen Insurance Holdings Limite (AHL) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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