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AHL vs JPM

AHL
Aspen Insurance Holdings Limite
BEARISH
Price
$37.26
Market Cap
$3.42B
Sector
Financial Services
AI Confidence
68%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
AHL
5.48
JPM
14.69
Forward P/E
AHL
7.58
JPM
12.62
P/B Ratio
AHL
1.23
JPM
2.32
P/S Ratio
AHL
1.07
JPM
4.72
EV/EBITDA
AHL
4.0
JPM
--

Profitability

Gross Margin
AHL
35.02%
JPM
0.0%
Operating Margin
AHL
17.55%
JPM
41.06%
Profit Margin
AHL
14.22%
JPM
33.91%
ROE
AHL
13.97%
JPM
16.13%
ROA
AHL
1.83%
JPM
1.35%

Growth

Revenue Growth
AHL
1.6%
JPM
2.5%
Earnings Growth
AHL
157.2%
JPM
-3.6%

Financial Health

Debt/Equity
AHL
0.1
JPM
--
Current Ratio
AHL
0.78
JPM
--
Quick Ratio
AHL
0.35
JPM
--

Dividends

Dividend Yield
AHL
--
JPM
2.11%
Payout Ratio
AHL
0.0%
JPM
28.97%

AI Verdict

AHL BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 3/9, indicating significant operational and balance sheet concerns. Despite a low P/E of 5.48 and a Graham Number of $67.98—suggesting substantial undervaluation—the company's deteriorating liquidity (Current Ratio: 0.78, Quick Ratio: 0.35) and poor technical trend (10/100) raise red flags. Earnings growth is volatile, with recent Q/Q EPS contraction of -11.5% despite strong YoY gains, while insider sentiment is tepid at 40/100. The absence of a dividend and lack of Altman Z-Score further undermine confidence in stability.

Strengths
Low P/E ratio of 5.48 well below sector average of 22.56, indicating potential undervaluation
High profitability margins: 14.22% net margin and 17.55% operating margin
Strong ROE of 13.97%, outperforming sector average of -15.97%
Risks
Piotroski F-Score of 3/9 indicates weak financial health and high risk of value trap
Critically low liquidity: Current Ratio of 0.78 and Quick Ratio of 0.35 suggest potential solvency concerns
Missing Altman Z-Score prevents distress risk assessment but low liquidity implies possible danger
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

AHL vs JPM: Head-to-Head Comparison

This page compares Aspen Insurance Holdings Limite (AHL) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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