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AMAL vs BTGO

AMAL
Amalgamated Financial Corp.
NEUTRAL
Price
$42.31
Market Cap
$1.26B
Sector
Financial Services
AI Confidence
85%
BTGO
BitGo Holdings, Inc.
BEARISH
Price
$10.69
Market Cap
$1.23B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AMAL
12.41
BTGO
--
Forward P/E
AMAL
9.33
BTGO
33.65
P/B Ratio
AMAL
1.59
BTGO
4.85
P/S Ratio
AMAL
4.04
BTGO
0.08
EV/EBITDA
AMAL
--
BTGO
90.32

Profitability

Gross Margin
AMAL
0.0%
BTGO
1.23%
Operating Margin
AMAL
43.16%
BTGO
0.11%
Profit Margin
AMAL
33.43%
BTGO
-0.09%
ROE
AMAL
13.91%
BTGO
-4.57%
ROA
AMAL
1.22%
BTGO
0.36%

Growth

Revenue Growth
AMAL
9.0%
BTGO
439.9%
Earnings Growth
AMAL
11.1%
BTGO
--

Financial Health

Debt/Equity
AMAL
--
BTGO
1.13
Current Ratio
AMAL
--
BTGO
1.07
Quick Ratio
AMAL
--
BTGO
0.03

Dividends

Dividend Yield
AMAL
1.37%
BTGO
--
Payout Ratio
AMAL
16.42%
BTGO
0.0%

AI Verdict

AMAL NEUTRAL

AMAL presents a dichotomy between strong fundamental value and bearish sentiment. The Piotroski F-Score of 4/9 indicates stable financial health, while the current price of $42.31 sits below both the Graham Number ($45.21) and the growth-based Intrinsic Value ($80.65). Despite consistent earnings beats and a low P/E ratio relative to the sector, the stock is facing significant headwinds from heavy insider selling and a strongly bearish technical trend (10/100).

Strengths
Significant undervaluation relative to Intrinsic Value ($80.65) and Graham Number ($45.21)
Exceptional earnings track record with consistent EPS beats over 25 quarters
Strong profitability metrics with a 13.91% ROE and 33.43% profit margin
Risks
Strongly bearish insider sentiment with 9 sell transactions and 0 buys in 6 months
Severe technical weakness (Technical Trend score of 10/100)
Piotroski F-Score of 4/9 suggests only 'stable' rather than 'strong' financial health
BTGO BEARISH

BTGO exhibits a critical disconnect between explosive top-line growth and severe fundamental instability, evidenced by a weak Piotroski F-Score of 3/9. While revenue growth is an exceptional 439.90% YoY, the company suffers from a dangerous liquidity profile with a Quick Ratio of 0.03 and razor-thin gross margins of 1.23%. Technical trends are entirely bearish (0/100), and the consistent -40.6% price decline across multiple timeframes suggests a lack of market confidence. Despite a low Price/Sales ratio, the underlying financial health is too precarious to justify a bullish outlook.

Strengths
Hyper-growth revenue increase of 439.90% YoY
Extremely low Price/Sales ratio (0.08), suggesting potential undervaluation if stability is achieved
Positive operating margin (0.11%) despite overall net loss
Risks
Severe liquidity risk indicated by a Quick Ratio of 0.03
Weak financial health baseline (Piotroski F-Score 3/9)
Unsustainably thin gross margins (1.23%)

Compare Another Pair

AMAL vs BTGO: Head-to-Head Comparison

This page compares Amalgamated Financial Corp. (AMAL) and BitGo Holdings, Inc. (BTGO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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