No connection

Search Results

AMAL vs V

AMAL
Amalgamated Financial Corp.
NEUTRAL
Price
$38.10
Market Cap
$1.14B
Sector
Financial Services
AI Confidence
78%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
AMAL
11.17
V
28.35
Forward P/E
AMAL
8.45
V
20.79
P/B Ratio
AMAL
1.43
V
15.09
P/S Ratio
AMAL
3.65
V
14.08
EV/EBITDA
AMAL
--
V
20.06

Profitability

Gross Margin
AMAL
0.0%
V
97.78%
Operating Margin
AMAL
43.16%
V
68.3%
Profit Margin
AMAL
33.43%
V
50.23%
ROE
AMAL
13.91%
V
53.95%
ROA
AMAL
1.22%
V
18.36%

Growth

Revenue Growth
AMAL
9.0%
V
14.6%
Earnings Growth
AMAL
11.1%
V
17.4%

Financial Health

Debt/Equity
AMAL
--
V
0.55
Current Ratio
AMAL
--
V
1.11
Quick Ratio
AMAL
--
V
0.72

Dividends

Dividend Yield
AMAL
1.55%
V
0.89%
Payout Ratio
AMAL
16.42%
V
22.91%

AI Verdict

AMAL NEUTRAL

AMAL's Piotroski F-Score of 4/9 indicates a weak financial health profile, signaling potential operational inefficiencies or instability despite solid profitability metrics. The absence of an Altman Z-Score raises concern about default risk, especially given the lack of available leverage and liquidity data. While the stock trades below its intrinsic value of $80.65 and Graham Number of $45.21, suggesting undervaluation, the current price of $38.10 is significantly below both benchmarks, implying either deep value or market skepticism. Strong earnings growth (11.1% YoY) and consistent beat rates (3/4 in last 4 quarters) support future potential, but technical trends and insider selling undermine near-term momentum.

Strengths
High profit margin (33.43%) and operating margin (43.16%) indicate strong operational efficiency
Consistent earnings beat history with an average surprise of 4.85% over the last four quarters
Significant undervaluation relative to intrinsic value ($80.65) and Graham Number ($45.21)
Risks
Piotroski F-Score of 4/9 signals weak financial health and potential instability
No Altman Z-Score available; missing critical bankruptcy risk assessment
Insider selling activity (5 transactions, $0.27M total) indicates bearish sentiment among insiders
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

AMAL vs V: Head-to-Head Comparison

This page compares Amalgamated Financial Corp. (AMAL) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile