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AMAL vs DSL

AMAL
Amalgamated Financial Corp.
NEUTRAL
Price
$42.31
Market Cap
$1.26B
Sector
Financial Services
AI Confidence
85%
DSL
DoubleLine Income Solutions Fund
BEARISH
Price
$10.96
Market Cap
$1.26B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AMAL
12.41
DSL
11.42
Forward P/E
AMAL
9.33
DSL
--
P/B Ratio
AMAL
1.59
DSL
--
P/S Ratio
AMAL
4.04
DSL
--
EV/EBITDA
AMAL
--
DSL
--

Profitability

Gross Margin
AMAL
0.0%
DSL
0.0%
Operating Margin
AMAL
43.16%
DSL
0.0%
Profit Margin
AMAL
33.43%
DSL
0.0%
ROE
AMAL
13.91%
DSL
--
ROA
AMAL
1.22%
DSL
--

Growth

Revenue Growth
AMAL
9.0%
DSL
--
Earnings Growth
AMAL
11.1%
DSL
--

Financial Health

Debt/Equity
AMAL
--
DSL
--
Current Ratio
AMAL
--
DSL
--
Quick Ratio
AMAL
--
DSL
--

Dividends

Dividend Yield
AMAL
1.37%
DSL
12.04%
Payout Ratio
AMAL
16.42%
DSL
137.5%

AI Verdict

AMAL NEUTRAL

AMAL presents a dichotomy between strong fundamental value and bearish sentiment. The Piotroski F-Score of 4/9 indicates stable financial health, while the current price of $42.31 sits below both the Graham Number ($45.21) and the growth-based Intrinsic Value ($80.65). Despite consistent earnings beats and a low P/E ratio relative to the sector, the stock is facing significant headwinds from heavy insider selling and a strongly bearish technical trend (10/100).

Strengths
Significant undervaluation relative to Intrinsic Value ($80.65) and Graham Number ($45.21)
Exceptional earnings track record with consistent EPS beats over 25 quarters
Strong profitability metrics with a 13.91% ROE and 33.43% profit margin
Risks
Strongly bearish insider sentiment with 9 sell transactions and 0 buys in 6 months
Severe technical weakness (Technical Trend score of 10/100)
Piotroski F-Score of 4/9 suggests only 'stable' rather than 'strong' financial health
DSL BEARISH

DSL exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 1/9 and an intrinsic value estimate of $6.72, which is significantly below the current market price of $10.96. The fund's dividend profile is highly concerning, with a payout ratio of 137.50%, suggesting that distributions are not fully supported by earnings and may be returning capital to shareholders. Technical trends are completely bearish (0/100), and the lack of growth metrics combined with poor health scores indicates a high risk of capital erosion.

Strengths
High nominal dividend yield of 12.04%
Substantial market capitalization of $1.26B
Positive 3-year price performance (+32.5%)
Risks
Unsustainable payout ratio of 137.50% indicating potential dividend cuts
Extremely low Piotroski F-Score (1/9) signaling poor financial health
Trading at a significant premium to its growth-based intrinsic value ($6.72)

Compare Another Pair

AMAL vs DSL: Head-to-Head Comparison

This page compares Amalgamated Financial Corp. (AMAL) and DoubleLine Income Solutions Fund (DSL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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