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AMP vs V

AMP
Ameriprise Financial, Inc.
NEUTRAL
Price
$496.60
Market Cap
$46.82B
Sector
Financial Services
AI Confidence
72%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
AMP
13.98
V
28.35
Forward P/E
AMP
11.94
V
20.79
P/B Ratio
AMP
7.16
V
15.09
P/S Ratio
AMP
2.53
V
14.08
EV/EBITDA
AMP
--
V
20.06

Profitability

Gross Margin
AMP
56.77%
V
97.78%
Operating Margin
AMP
37.3%
V
68.3%
Profit Margin
AMP
19.59%
V
50.23%
ROE
AMP
59.59%
V
53.95%
ROA
AMP
2.22%
V
18.36%

Growth

Revenue Growth
AMP
7.3%
V
14.6%
Earnings Growth
AMP
86.6%
V
17.4%

Financial Health

Debt/Equity
AMP
0.54
V
0.55
Current Ratio
AMP
2.44
V
1.11
Quick Ratio
AMP
1.55
V
0.72

Dividends

Dividend Yield
AMP
1.26%
V
0.89%
Payout Ratio
AMP
16.95%
V
22.91%

AI Verdict

AMP NEUTRAL

AMP's deterministic health score is weak with a Piotroski F-Score of 4/9, indicating borderline financial stability. Despite strong profitability metrics like a 59.59% ROE and solid earnings growth (YoY +86.6%), the stock trades above its Graham defensive value of $235.33 at $496.60, reflecting rich valuation. Earnings volatility, declining recent estimate beats, and bearish insider activity offset strong cash flow efficiency and low leverage. Analysts concur with a 'hold' rating, aligning with technical bearishness and mixed fundamentals.

Strengths
Exceptional Return on Equity (59.59%) indicating high profitability relative to shareholder equity
Strong operating margin (37.30%) and gross margin (56.77%) reflecting pricing power and cost control
Low debt/equity ratio (0.54) suggesting conservative capital structure
Risks
Low Piotroski F-Score (4/9) signaling potential financial fragility and inconsistent profitability trends
Stock trades at a significant premium to Graham Number ($235.33 vs. current $496.60), raising valuation concerns
Bearish insider sentiment with $6.48M in net selling over last 6 months, indicating lack of confidence from insiders
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

AMP vs V: Head-to-Head Comparison

This page compares Ameriprise Financial, Inc. (AMP) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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