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AMP vs JPM

AMP
Ameriprise Financial, Inc.
NEUTRAL
Price
$496.60
Market Cap
$46.82B
Sector
Financial Services
AI Confidence
72%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AMP
13.98
JPM
15.68
Forward P/E
AMP
11.94
JPM
13.42
P/B Ratio
AMP
7.16
JPM
2.47
P/S Ratio
AMP
2.53
JPM
5.03
EV/EBITDA
AMP
--
JPM
--

Profitability

Gross Margin
AMP
56.77%
JPM
0.0%
Operating Margin
AMP
37.3%
JPM
41.06%
Profit Margin
AMP
19.59%
JPM
33.91%
ROE
AMP
59.59%
JPM
16.13%
ROA
AMP
2.22%
JPM
1.35%

Growth

Revenue Growth
AMP
7.3%
JPM
2.5%
Earnings Growth
AMP
86.6%
JPM
-3.6%

Financial Health

Debt/Equity
AMP
0.54
JPM
--
Current Ratio
AMP
2.44
JPM
--
Quick Ratio
AMP
1.55
JPM
--

Dividends

Dividend Yield
AMP
1.26%
JPM
1.91%
Payout Ratio
AMP
16.95%
JPM
28.97%

AI Verdict

AMP NEUTRAL

AMP's deterministic health score is weak with a Piotroski F-Score of 4/9, indicating borderline financial stability. Despite strong profitability metrics like a 59.59% ROE and solid earnings growth (YoY +86.6%), the stock trades above its Graham defensive value of $235.33 at $496.60, reflecting rich valuation. Earnings volatility, declining recent estimate beats, and bearish insider activity offset strong cash flow efficiency and low leverage. Analysts concur with a 'hold' rating, aligning with technical bearishness and mixed fundamentals.

Strengths
Exceptional Return on Equity (59.59%) indicating high profitability relative to shareholder equity
Strong operating margin (37.30%) and gross margin (56.77%) reflecting pricing power and cost control
Low debt/equity ratio (0.54) suggesting conservative capital structure
Risks
Low Piotroski F-Score (4/9) signaling potential financial fragility and inconsistent profitability trends
Stock trades at a significant premium to Graham Number ($235.33 vs. current $496.60), raising valuation concerns
Bearish insider sentiment with $6.48M in net selling over last 6 months, indicating lack of confidence from insiders
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

AMP vs JPM: Head-to-Head Comparison

This page compares Ameriprise Financial, Inc. (AMP) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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