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AMT vs REFI

AMT
American Tower Corporation
NEUTRAL
Price
$171.78
Market Cap
$80.42B
Sector
Real Estate
AI Confidence
85%
REFI
Chicago Atlantic Real Estate Finance, Inc.
BEARISH
Price
$12.11
Market Cap
$255.3M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
AMT
31.81
REFI
7.21
Forward P/E
AMT
24.78
REFI
6.31
P/B Ratio
AMT
21.93
REFI
0.83
P/S Ratio
AMT
7.56
REFI
4.67
EV/EBITDA
AMT
18.91
REFI
--

Profitability

Gross Margin
AMT
74.18%
REFI
100.0%
Operating Margin
AMT
44.94%
REFI
57.7%
Profit Margin
AMT
23.76%
REFI
65.88%
ROE
AMT
26.28%
REFI
11.68%
ROA
AMT
4.9%
REFI
8.37%

Growth

Revenue Growth
AMT
7.5%
REFI
2.7%
Earnings Growth
AMT
-33.2%
REFI
-3.3%

Financial Health

Debt/Equity
AMT
4.34
REFI
0.32
Current Ratio
AMT
0.4
REFI
25.91
Quick Ratio
AMT
0.34
REFI
25.91

Dividends

Dividend Yield
AMT
3.99%
REFI
15.52%
Payout Ratio
AMT
125.93%
REFI
111.9%

AI Verdict

AMT NEUTRAL

AMT shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (23.8% margin)
Strong ROE of 26.3%
Risks
High valuation with P/E of 31.8
Premium vs Graham Number ($30.85)
High debt burden with D/E of 4.34
REFI BEARISH

REFI exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 3/9 and a bearish technical trend of 0/100. While the stock appears cheap on a P/E (7.21) and Price/Book (0.83) basis, it is a classic value trap characterized by an unsustainable dividend payout ratio of 111.90%. Consistent earnings misses over the last four quarters and negative YoY earnings growth suggest that the current valuation is a reflection of deteriorating fundamentals rather than an opportunity.

Strengths
Low P/E ratio of 7.21 relative to sector averages
Trading below book value (P/B 0.83)
Strong profit margins (65.88%)
Risks
Unsustainable dividend payout ratio (111.90%) indicating a high risk of a dividend cut
Weak Piotroski F-Score (3/9) signaling deteriorating financial health
Consistent failure to meet earnings estimates (0/4 beats in last 4 quarters)

Compare Another Pair

AMT vs REFI: Head-to-Head Comparison

This page compares American Tower Corporation (AMT) and Chicago Atlantic Real Estate Finance, Inc. (REFI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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