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AON vs JPM

AON
Aon plc
NEUTRAL
Price
$338.69
Market Cap
$73.03B
Sector
Financial Services
AI Confidence
72%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
AON
26.88
JPM
15.68
Forward P/E
AON
17.8
JPM
13.42
P/B Ratio
AON
9.18
JPM
2.47
P/S Ratio
AON
4.29
JPM
5.03
EV/EBITDA
AON
16.48
JPM
--

Profitability

Gross Margin
AON
46.76%
JPM
0.0%
Operating Margin
AON
20.36%
JPM
41.06%
Profit Margin
AON
15.96%
JPM
33.91%
ROE
AON
37.69%
JPM
16.13%
ROA
AON
5.59%
JPM
1.35%

Growth

Revenue Growth
AON
7.4%
JPM
2.5%
Earnings Growth
AON
34.4%
JPM
-3.6%

Financial Health

Debt/Equity
AON
2.15
JPM
--
Current Ratio
AON
1.06
JPM
--
Quick Ratio
AON
0.22
JPM
--

Dividends

Dividend Yield
AON
0.89%
JPM
1.91%
Payout Ratio
AON
22.72%
JPM
28.97%

AI Verdict

AON NEUTRAL

AON's Advanced Deterministic Scorecard shows a Piotroski F-Score of 4/9, indicating stable but not strong financial health, while the absence of an Altman Z-Score prevents a definitive assessment of bankruptcy risk. The company trades at a premium valuation with a P/E of 26.88 versus sector average of 21.49, yet demonstrates robust profitability (ROE: 37.69%, Operating Margin: 20.36%) and strong earnings growth (YoY: +34.4%). However, weak technical trend (0/100), bearish insider activity, and declining short-term EPS momentum (-20.7% Q/Q) offset these strengths. The stock is trading well above the conservative Graham Number of $102.27 but below the growth-based intrinsic value of $371.7, suggesting the market prices in continued growth.

Strengths
Exceptional return on equity (37.69%) indicating efficient use of shareholder capital
Strong year-over-year earnings growth (34.4%) and revenue growth (7.4%)
Low dividend payout ratio (22.72%) providing sustainability and room for future increases
Risks
Piotroski F-Score of 4 suggests below-average financial strength and limited margin of safety
Very high debt/equity ratio (2.15), above sector average (1.96), increasing financial risk
Extremely low quick ratio (0.22) indicating potential liquidity concerns in the short term
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

AON vs JPM: Head-to-Head Comparison

This page compares Aon plc (AON) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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