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ARI vs WELL

ARI
Apollo Commercial Real Estate Finance, Inc.
BEARISH
Price
$9.92
Market Cap
$1.38B
Sector
Real Estate
AI Confidence
72%
WELL
Welltower Inc.
NEUTRAL
Price
$199.96
Market Cap
$139.52B
Sector
Real Estate
AI Confidence
90%

Valuation

P/E Ratio
ARI
11.4
WELL
140.82
Forward P/E
ARI
10.63
WELL
60.78
P/B Ratio
ARI
0.74
WELL
3.31
P/S Ratio
ARI
5.12
WELL
12.87
EV/EBITDA
ARI
--
WELL
58.31

Profitability

Gross Margin
ARI
69.75%
WELL
40.22%
Operating Margin
ARI
44.81%
WELL
-28.2%
Profit Margin
ARI
51.31%
WELL
8.64%
ROE
ARI
7.41%
WELL
2.54%
ROA
ARI
1.48%
WELL
0.56%

Growth

Revenue Growth
ARI
-6.2%
WELL
41.3%
Earnings Growth
ARI
--
WELL
-26.3%

Financial Health

Debt/Equity
ARI
4.06
WELL
0.49
Current Ratio
ARI
9.46
WELL
1.7
Quick Ratio
ARI
9.43
WELL
1.14

Dividends

Dividend Yield
ARI
10.01%
WELL
1.5%
Payout Ratio
ARI
113.64%
WELL
198.59%

AI Verdict

ARI BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of 4/9, indicating borderline stability, and a concerning lack of Altman Z-Score data, which raises transparency risks. Despite a high dividend yield of 10.01%, the payout ratio of 113.64% is unsustainable, supported by declining earnings and negative revenue growth. Profitability margins appear strong on the surface but are misleading due to the company's high leverage (Debt/Equity: 4.06) and volatile earnings, including multiple large negative EPS surprises. Insider selling, bearish technicals, and a deteriorating earnings trend further undermine the bullish analyst recommendation and target price premium.

Strengths
High dividend yield of 10.01% offers attractive income potential
Price/Book ratio of 0.74 suggests the stock trades below book value
Strong gross and operating margins (69.75% and 44.81%) indicate pricing power or low cost structure
Risks
Piotroski F-Score of 4 indicates weak financial health and poor earnings stability
Debt/Equity ratio of 4.06 is extremely high, increasing default and refinancing risk
Dividend payout ratio of 113.64% is unsustainable and likely to be cut
WELL NEUTRAL

WELL shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 41.3%
Low debt with D/E ratio of 0.49
Risks
High valuation with P/E of 140.8
Premium vs Graham Number ($43.96)
Weak ROE of 2.5%

Compare Another Pair

ARI vs WELL: Head-to-Head Comparison

This page compares Apollo Commercial Real Estate Finance, Inc. (ARI) and Welltower Inc. (WELL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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