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AUBN vs JPM

AUBN
Auburn National Bancorporation, Inc.
NEUTRAL
Price
$26.25
Market Cap
$91.7M
Sector
Financial Services
AI Confidence
65%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
AUBN
12.62
JPM
14.69
Forward P/E
AUBN
--
JPM
12.62
P/B Ratio
AUBN
1.02
JPM
2.32
P/S Ratio
AUBN
2.84
JPM
4.72
EV/EBITDA
AUBN
--
JPM
--

Profitability

Gross Margin
AUBN
0.0%
JPM
0.0%
Operating Margin
AUBN
32.92%
JPM
41.06%
Profit Margin
AUBN
22.11%
JPM
33.91%
ROE
AUBN
8.22%
JPM
16.13%
ROA
AUBN
0.71%
JPM
1.35%

Growth

Revenue Growth
AUBN
11.5%
JPM
2.5%
Earnings Growth
AUBN
28.6%
JPM
-3.6%

Financial Health

Debt/Equity
AUBN
--
JPM
--
Current Ratio
AUBN
--
JPM
--
Quick Ratio
AUBN
--
JPM
--

Dividends

Dividend Yield
AUBN
4.17%
JPM
2.11%
Payout Ratio
AUBN
52.68%
JPM
28.97%

AI Verdict

AUBN NEUTRAL

AUBN exhibits a Piotroski F-Score of 4/9, indicating stable but not robust financial health, while the absence of an Altman Z-Score limits distress risk assessment. The stock trades below its Graham Number of $34.65 at $26.25, suggesting potential undervaluation, though growth expectations are modest with a P/E of 12.62 and strong recent earnings growth. Profitability metrics like a 22.11% profit margin and 32.92% operating margin are solid, but low ROA of 0.71% and missing leverage data raise concerns. Dividend strength is high with a 4.17% yield and sustainable 52.68% payout ratio, but technical trend is bearish and insider sentiment is neutral.

Strengths
Attractive dividend yield of 4.17% with a sustainable 52.68% payout ratio
Profit margin of 22.11% exceeds sector average of 18.88%
Operating margin of 32.92% significantly above peer levels
Risks
Piotroski F-Score of 4/9 indicates only stable financial health, not strong
Missing Altman Z-Score prevents proper bankruptcy risk evaluation
Technical trend score of 0/100 signals strong bearish momentum
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

AUBN vs JPM: Head-to-Head Comparison

This page compares Auburn National Bancorporation, Inc. (AUBN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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