No connection

Search Results

AUBN vs MA

AUBN
Auburn National Bancorporation, Inc.
NEUTRAL
Price
$26.25
Market Cap
$91.7M
Sector
Financial Services
AI Confidence
65%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
AUBN
12.62
MA
30.28
Forward P/E
AUBN
--
MA
22.05
P/B Ratio
AUBN
1.02
MA
57.74
P/S Ratio
AUBN
2.84
MA
13.6
EV/EBITDA
AUBN
--
MA
22.13

Profitability

Gross Margin
AUBN
0.0%
MA
100.0%
Operating Margin
AUBN
32.92%
MA
57.73%
Profit Margin
AUBN
22.11%
MA
45.65%
ROE
AUBN
8.22%
MA
209.91%
ROA
AUBN
0.71%
MA
23.72%

Growth

Revenue Growth
AUBN
11.5%
MA
17.6%
Earnings Growth
AUBN
28.6%
MA
24.2%

Financial Health

Debt/Equity
AUBN
--
MA
2.56
Current Ratio
AUBN
--
MA
1.03
Quick Ratio
AUBN
--
MA
0.68

Dividends

Dividend Yield
AUBN
4.17%
MA
0.7%
Payout Ratio
AUBN
52.68%
MA
18.4%

AI Verdict

AUBN NEUTRAL

AUBN exhibits a Piotroski F-Score of 4/9, indicating stable but not robust financial health, while the absence of an Altman Z-Score limits distress risk assessment. The stock trades below its Graham Number of $34.65 at $26.25, suggesting potential undervaluation, though growth expectations are modest with a P/E of 12.62 and strong recent earnings growth. Profitability metrics like a 22.11% profit margin and 32.92% operating margin are solid, but low ROA of 0.71% and missing leverage data raise concerns. Dividend strength is high with a 4.17% yield and sustainable 52.68% payout ratio, but technical trend is bearish and insider sentiment is neutral.

Strengths
Attractive dividend yield of 4.17% with a sustainable 52.68% payout ratio
Profit margin of 22.11% exceeds sector average of 18.88%
Operating margin of 32.92% significantly above peer levels
Risks
Piotroski F-Score of 4/9 indicates only stable financial health, not strong
Missing Altman Z-Score prevents proper bankruptcy risk evaluation
Technical trend score of 0/100 signals strong bearish momentum
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

AUBN vs MA: Head-to-Head Comparison

This page compares Auburn National Bancorporation, Inc. (AUBN) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile