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BAC vs GS

BAC
Bank of America Corporation
NEUTRAL
Price
$48.75
Market Cap
$349.86B
Sector
Financial Services
AI Confidence
85%
GS
The Goldman Sachs Group, Inc.
NEUTRAL
Price
$907.80
Market Cap
$269.39B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BAC
13.21
GS
17.7
Forward P/E
BAC
9.81
GS
13.92
P/B Ratio
BAC
1.27
GS
2.55
P/S Ratio
BAC
3.26
GS
4.54
EV/EBITDA
BAC
--
GS
--

Profitability

Gross Margin
BAC
0.0%
GS
82.88%
Operating Margin
BAC
41.63%
GS
38.32%
Profit Margin
BAC
28.4%
GS
28.92%
ROE
BAC
10.22%
GS
13.86%
ROA
BAC
0.91%
GS
0.99%

Growth

Revenue Growth
BAC
7.2%
GS
15.2%
Earnings Growth
BAC
21.2%
GS
17.3%

Financial Health

Debt/Equity
BAC
--
GS
5.96
Current Ratio
BAC
--
GS
1.53
Quick Ratio
BAC
--
GS
1.38

Dividends

Dividend Yield
BAC
2.3%
GS
1.98%
Payout Ratio
BAC
28.35%
GS
27.28%

AI Verdict

BAC NEUTRAL

BAC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 13.2
Strong profitability (28.4% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)
GS NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating fundamental strength. While the stock trades at a significant discount to its growth-based intrinsic value ($1513.06), it sits well above its defensive Graham Number ($641.39). Strong earnings growth (17.3% YoY) and consistent quarterly beats are currently offsetting severe bearish signals from insider selling and a low technical trend score. The overall outlook is a conflict between strong operational performance and weakening financial health metrics.

Strengths
Strong earnings growth (17.3% YoY) and revenue growth (15.2% YoY)
Consistent track record of beating earnings estimates (3 of last 4 quarters)
High profitability with a profit margin of 28.92% and gross margin of 82.88%
Risks
Critically low Piotroski F-Score (2/9) suggesting poor financial health
High leverage with a Debt/Equity ratio of 5.96
Strongly bearish insider sentiment with $112M in sales and zero buys

Compare Another Pair

BAC vs GS: Head-to-Head Comparison

This page compares Bank of America Corporation (BAC) and The Goldman Sachs Group, Inc. (GS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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