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BANF vs BRK-B

BANF
BancFirst Corporation
NEUTRAL
Price
$108.47
Market Cap
$3.64B
Sector
Financial Services
AI Confidence
68%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BANF
16.66
BRK-B
15.46
Forward P/E
BANF
15.27
BRK-B
22.06
P/B Ratio
BANF
2.03
BRK-B
0.0
P/S Ratio
BANF
5.46
BRK-B
2.79
EV/EBITDA
BANF
--
BRK-B
-2.12

Profitability

Gross Margin
BANF
0.0%
BRK-B
26.15%
Operating Margin
BANF
49.31%
BRK-B
32.96%
Profit Margin
BANF
35.64%
BRK-B
18.03%
ROE
BANF
14.11%
BRK-B
9.81%
ROA
BANF
1.73%
BRK-B
5.11%

Growth

Revenue Growth
BANF
6.5%
BRK-B
-0.7%
Earnings Growth
BANF
5.7%
BRK-B
-2.5%

Financial Health

Debt/Equity
BANF
--
BRK-B
0.19
Current Ratio
BANF
--
BRK-B
7.07
Quick Ratio
BANF
--
BRK-B
6.62

Dividends

Dividend Yield
BANF
1.67%
BRK-B
--
Payout Ratio
BANF
26.56%
BRK-B
0.0%

AI Verdict

BANF NEUTRAL

BANF has a weak Piotroski F-Score of 4/9, indicating marginal financial health, and lacks an Altman Z-Score, limiting distress risk assessment. Despite solid profitability metrics like a 35.64% profit margin and 14.11% ROE, recent earnings growth has slowed with a -5.4% Q/Q EPS decline and only 4.2% YoY growth. The stock trades above both the Graham Number ($88.52) and intrinsic value estimate ($101.23) at $108.47, reflecting modest overvaluation. Mixed analyst sentiment (Hold) and bearish insider activity further support a neutral stance.

Strengths
High profitability with 35.64% profit margin and 49.31% operating margin
Strong ROE of 14.11%, outperforming sector average of -7.64%
Low P/E of 16.66 vs sector average of 21.11, suggesting relative value
Risks
Weak Piotroski F-Score of 4/9 signals below-average financial stability
Lack of Altman Z-Score prevents clear distress risk evaluation
Bearish technical trend (0/100) and declining price momentum (-9.1% 1Y return)
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

BANF vs BRK-B: Head-to-Head Comparison

This page compares BancFirst Corporation (BANF) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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