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BANF vs JPM

BANF
BancFirst Corporation
NEUTRAL
Price
$108.47
Market Cap
$3.64B
Sector
Financial Services
AI Confidence
68%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BANF
16.66
JPM
14.69
Forward P/E
BANF
15.27
JPM
12.62
P/B Ratio
BANF
2.03
JPM
2.32
P/S Ratio
BANF
5.46
JPM
4.72
EV/EBITDA
BANF
--
JPM
--

Profitability

Gross Margin
BANF
0.0%
JPM
0.0%
Operating Margin
BANF
49.31%
JPM
41.06%
Profit Margin
BANF
35.64%
JPM
33.91%
ROE
BANF
14.11%
JPM
16.13%
ROA
BANF
1.73%
JPM
1.35%

Growth

Revenue Growth
BANF
6.5%
JPM
2.5%
Earnings Growth
BANF
5.7%
JPM
-3.6%

Financial Health

Debt/Equity
BANF
--
JPM
--
Current Ratio
BANF
--
JPM
--
Quick Ratio
BANF
--
JPM
--

Dividends

Dividend Yield
BANF
1.67%
JPM
2.11%
Payout Ratio
BANF
26.56%
JPM
28.97%

AI Verdict

BANF NEUTRAL

BANF has a weak Piotroski F-Score of 4/9, indicating marginal financial health, and lacks an Altman Z-Score, limiting distress risk assessment. Despite solid profitability metrics like a 35.64% profit margin and 14.11% ROE, recent earnings growth has slowed with a -5.4% Q/Q EPS decline and only 4.2% YoY growth. The stock trades above both the Graham Number ($88.52) and intrinsic value estimate ($101.23) at $108.47, reflecting modest overvaluation. Mixed analyst sentiment (Hold) and bearish insider activity further support a neutral stance.

Strengths
High profitability with 35.64% profit margin and 49.31% operating margin
Strong ROE of 14.11%, outperforming sector average of -7.64%
Low P/E of 16.66 vs sector average of 21.11, suggesting relative value
Risks
Weak Piotroski F-Score of 4/9 signals below-average financial stability
Lack of Altman Z-Score prevents clear distress risk evaluation
Bearish technical trend (0/100) and declining price momentum (-9.1% 1Y return)
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BANF vs JPM: Head-to-Head Comparison

This page compares BancFirst Corporation (BANF) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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