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BBDC vs JPM

BBDC
Barings BDC, Inc.
BEARISH
Price
$9.15
Market Cap
$962.2M
Sector
Financial Services
AI Confidence
78%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BBDC
9.63
JPM
15.68
Forward P/E
BBDC
9.38
JPM
13.42
P/B Ratio
BBDC
0.82
JPM
2.47
P/S Ratio
BBDC
3.41
JPM
5.03
EV/EBITDA
BBDC
--
JPM
--

Profitability

Gross Margin
BBDC
100.0%
JPM
0.0%
Operating Margin
BBDC
77.98%
JPM
41.06%
Profit Margin
BBDC
36.02%
JPM
33.91%
ROE
BBDC
8.6%
JPM
16.13%
ROA
BBDC
4.81%
JPM
1.35%

Growth

Revenue Growth
BBDC
2.2%
JPM
2.5%
Earnings Growth
BBDC
7.5%
JPM
-3.6%

Financial Health

Debt/Equity
BBDC
1.39
JPM
--
Current Ratio
BBDC
1.57
JPM
--
Quick Ratio
BBDC
1.16
JPM
--

Dividends

Dividend Yield
BBDC
11.27%
JPM
1.91%
Payout Ratio
BBDC
108.33%
JPM
28.97%

AI Verdict

BBDC BEARISH

The Advanced Deterministic Scorecard reveals significant concerns, with a Piotroski F-Score of just 2/9 indicating weak financial health. Despite a high dividend yield of 11.27%, the unsustainable 108.33% payout ratio and bearish insider activity raise red flags. While profitability metrics like operating margin and ROE are strong relative to peers, elevated debt (D/E of 1.39) and deteriorating earnings momentum in recent quarters undermine confidence. The stock trades below intrinsic value estimates ($17.34) and slightly above the Graham Number ($15.40), but structural risks outweigh valuation appeal.

Strengths
High operating margin (77.98%) suggests strong cost control and pricing power
Attractive dividend yield of 11.27% offers income appeal in a low-growth environment
Price/Book of 0.82 indicates the stock trades below book value, signaling potential undervaluation
Risks
Piotroski F-Score of 2/9 signals severe financial distress and poor fundamental health
Dividend payout ratio of 108.33% is unsustainable and likely to lead to a cut or suspension
Debt/Equity ratio of 1.39 is high, increasing vulnerability to rising interest rates or credit tightening
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

BBDC vs JPM: Head-to-Head Comparison

This page compares Barings BDC, Inc. (BBDC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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