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BCIC vs MA

BCIC
BCP Investment Corp.
NEUTRAL
Price
$12.55
Market Cap
$165.6M
Sector
Financial Services
AI Confidence
65%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BCIC
8.04
MA
30.28
Forward P/E
BCIC
6.17
MA
22.05
P/B Ratio
BCIC
0.71
MA
57.74
P/S Ratio
BCIC
2.85
MA
13.6
EV/EBITDA
BCIC
--
MA
22.13

Profitability

Gross Margin
BCIC
100.0%
MA
100.0%
Operating Margin
BCIC
75.83%
MA
57.73%
Profit Margin
BCIC
28.39%
MA
45.65%
ROE
BCIC
7.87%
MA
209.91%
ROA
BCIC
5.08%
MA
23.72%

Growth

Revenue Growth
BCIC
24.8%
MA
17.6%
Earnings Growth
BCIC
--
MA
24.2%

Financial Health

Debt/Equity
BCIC
1.39
MA
2.56
Current Ratio
BCIC
1.66
MA
1.03
Quick Ratio
BCIC
0.68
MA
0.68

Dividends

Dividend Yield
BCIC
15.72%
MA
0.7%
Payout Ratio
BCIC
140.38%
MA
18.4%

AI Verdict

BCIC NEUTRAL

BCIC exhibits mixed financial health with a Piotroski F-Score of 4/9 indicating borderline stability and no available Altman Z-Score to assess bankruptcy risk. The stock appears undervalued relative to the sector with a low P/E of 8.04 and a Price/Book of 0.71, while revenue growth of 24.80% YoY and strong profitability margins suggest operational efficiency. However, the extremely high dividend payout ratio of 140.38% and bearish technical trend raise sustainability concerns. Insider selling and inconsistent earnings beats further temper optimism despite attractive valuation metrics.

Strengths
Attractive valuation with P/E of 8.04 well below sector average of 20.53
Strong profitability: 28.39% profit margin and 75.83% operating margin
Robust revenue growth of 24.80% YoY, close to sector average
Risks
Piotroski F-Score of 4/9 indicates weak financial health and operational instability
Dividend payout ratio of 140.38% is unsustainable long-term
Bearish technical trend (0/100) and declining price performance over 1Y (-12.9%)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

BCIC vs MA: Head-to-Head Comparison

This page compares BCP Investment Corp. (BCIC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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