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BCS vs MA

BCS
Barclays PLC
BEARISH
Price
$26.20
Market Cap
$90.49B
Sector
Financial Services
AI Confidence
78%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BCS
12.02
MA
30.28
Forward P/E
BCS
8.96
MA
22.05
P/B Ratio
BCS
4.32
MA
57.74
P/S Ratio
BCS
3.48
MA
13.6
EV/EBITDA
BCS
--
MA
22.13

Profitability

Gross Margin
BCS
0.0%
MA
100.0%
Operating Margin
BCS
34.43%
MA
57.73%
Profit Margin
BCS
26.57%
MA
45.65%
ROE
BCS
9.37%
MA
209.91%
ROA
BCS
0.44%
MA
23.72%

Growth

Revenue Growth
BCS
5.9%
MA
17.6%
Earnings Growth
BCS
-2.6%
MA
24.2%

Financial Health

Debt/Equity
BCS
--
MA
2.56
Current Ratio
BCS
--
MA
1.03
Quick Ratio
BCS
--
MA
0.68

Dividends

Dividend Yield
BCS
1.71%
MA
0.7%
Payout Ratio
BCS
21.31%
MA
18.4%

AI Verdict

BCS BEARISH

Barclays PLC (BCS) exhibits weak financial health with a Piotroski F-Score of just 2/9, indicating significant fundamental deterioration. Despite strong recent price performance and a low forward P/E of 8.96, the stock trades above both the Graham Number ($17.26) and intrinsic value estimate ($15.26), suggesting overvaluation. Profitability margins are strong, but ROA is extremely low at 0.44%, and earnings growth is negative both year-over-year and quarter-over-quarter. Combined with bearish insider activity and weak technical trend scores, the risk-reward profile is unattractive.

Strengths
High profit and operating margins (26.57% and 34.43%) indicate strong pricing power and cost control
Low forward P/E of 8.96 suggests potential value relative to earnings expectations
Conservative payout ratio of 21.31% supports dividend sustainability
Risks
Piotroski F-Score of 2/9 signals severe financial weakness and high risk of underperformance
Stock trades at a significant premium to Graham Number ($17.26) and intrinsic value ($15.26)
Negative earnings growth (YoY: -2.60%, Q/Q: -5.80%) raises concerns about profitability trajectory
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

BCS vs MA: Head-to-Head Comparison

This page compares Barclays PLC (BCS) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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