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BEN vs V

BEN
Franklin Resources, Inc.
NEUTRAL
Price
$25.31
Market Cap
$13.2B
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BEN
28.44
V
28.35
Forward P/E
BEN
9.02
V
20.79
P/B Ratio
BEN
1.09
V
15.09
P/S Ratio
BEN
1.5
V
14.08
EV/EBITDA
BEN
9.15
V
20.06

Profitability

Gross Margin
BEN
37.4%
V
97.78%
Operating Margin
BEN
17.56%
V
68.3%
Profit Margin
BEN
5.99%
V
50.23%
ROE
BEN
3.82%
V
53.95%
ROA
BEN
2.25%
V
18.36%

Growth

Revenue Growth
BEN
6.0%
V
14.6%
Earnings Growth
BEN
--
V
17.4%

Financial Health

Debt/Equity
BEN
0.24
V
0.55
Current Ratio
BEN
4.1
V
1.11
Quick Ratio
BEN
1.09
V
0.72

Dividends

Dividend Yield
BEN
5.12%
V
0.89%
Payout Ratio
BEN
140.66%
V
22.91%

AI Verdict

BEN NEUTRAL

Franklin Resources (BEN) shows a weak Piotroski F-Score of 4/9, indicating marginal financial health, and lacks an Altman Z-Score, limiting distress risk assessment. The stock trades above its Graham Number of $21.55 at a current price of $25.31, suggesting modest overvaluation for a defensive investor, though forward P/E of 9.02 implies improved earnings expectations. Strong dividend yield of 5.12% is offset by a concerning 140.66% payout ratio, raising sustainability questions. While recent earnings growth (YoY EPS +13.6%, Q/Q +36.7%) and beat rates are positive, weak profitability metrics like ROE (3.82%) and low insider activity temper optimism.

Strengths
High dividend yield of 5.12% provides attractive income potential
Low debt/equity ratio of 0.24 indicates conservative capital structure
Strong current ratio of 4.10 reflects robust short-term liquidity
Risks
Piotroski F-Score of 4/9 signals weak to stable financial health
Dividend payout ratio of 140.66% exceeds earnings, threatening dividend sustainability
ROE (3.82%) and ROA (2.26%) are low, indicating inefficient capital utilization
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

BEN vs V: Head-to-Head Comparison

This page compares Franklin Resources, Inc. (BEN) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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