BEN
NEUTRAL
$25.31
Live
Franklin Resources, Inc. · NYSE
Target $25.73
(+1.6%)
$16.25
52W Range
$26.25
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$13.2B
P/E
28.44
ROE
3.8%
Profit margin
6.0%
Debt/Equity
0.24
Dividend yield
5.12%
AI Analysis
AI-powered fundamental assessment
Confidence
75%
Franklin Resources (BEN) shows a weak Piotroski F-Score of 4/9, indicating marginal financial health, and lacks an Altman Z-Score, limiting distress risk assessment. The stock trades above its Graham Number of $21.55 at a current price of $25.31, suggesting modest overvaluation for a defensive investor, though forward P/E of 9.02 implies improved earnings expectations. Strong dividend yield of 5.12% is offset by a concerning 140.66% payout ratio, raising sustainability questions. While recent earnings growth (YoY EPS +13.6%, Q/Q +36.7%) and beat rates are positive, weak profitability metrics like ROE (3.82%) and low insider activity temper optimism.
Key Strengths
High dividend yield of 5.12% provides attractive income potential
Low debt/equity ratio of 0.24 indicates conservative capital structure
Strong current ratio of 4.10 reflects robust short-term liquidity
Recent earnings momentum with 13.6% YoY EPS growth and strong recent beats
Forward P/E of 9.02 suggests favorable future earnings expectations
Key Risks
Piotroski F-Score of 4/9 signals weak to stable financial health
Dividend payout ratio of 140.66% exceeds earnings, threatening dividend sustainability
ROE (3.82%) and ROA (2.26%) are low, indicating inefficient capital utilization
Technical trend score of 10/100 indicates strong bearish momentum
Missing key financial data (Altman Z-Score, ROIC, cash/debt figures) limits risk assessment
AI Fair Value Estimate
Based on comprehensive analysis
$21.55
-14.9% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
55
65
50
48
52
AI Verdict
Neutral with mixed signals across value, growth, and health dimensions
Key drivers: Attractive forward valuation but weak profitability, High dividend yield offset by unsustainable payout ratio, Solid liquidity but low Piotroski score, Recent earnings growth strength vs. weak historical consistency
Confidence
78%
Value
55/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 9.02 is below current P/E of 28.44
- Price/Book of 1.09 is reasonable for financial services
Watchpoints
- Current P/E of 28.44 is high relative to sector average of 21.29
- Stock trades above Graham Number ($21.55) at $25.31
Future
65/100
Ref Growth rates
Positives
- 13.6% YoY EPS growth indicates strong recent profitability
- Q/Q EPS growth of +36.7% shows accelerating earnings
- Forward P/E of 9.02 implies improving earnings outlook
Watchpoints
- Revenue growth of 6.00% is below sector average of 38.87%
- No PEG ratio available limits growth-adjusted valuation
Past
50/100
Ref Historical trends
Positives
- History of earnings surprises, including several >10%
- 1Y price return of +34.2% outperforms peers
Watchpoints
- Only 1 of last 4 quarters beat estimates
- Earnings volatility evident in surprise swings (from -17.8% to +45.9%)
Health
48/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Debt/Equity of 0.24 is very low, indicating conservative leverage
- Current ratio of 4.10 shows strong liquidity
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- ROE of 3.82% is below cost of equity and sector average
- Altman Z-Score not available, creating blind spot in distress risk
Dividend
52/100
Ref Yield, Payout
Positives
- Dividend yield of 5.12% is high and attractive in current market
- Dividend strength score of 40/100 suggests moderate reliability
Watchpoints
- Payout ratio of 140.66% is unsustainable long-term
- No 5-year average yield data to assess consistency
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$25.31
Analyst Target
$25.73
Upside/Downside
+1.6%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BEN and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BEN
Franklin Resources, Inc.
Primary
|
+21.5% | -0.8% | +34.2% | +4.8% | +6.1% | -2.6% |
|
ERIE
Erie Indemnity Company
Peer
|
+25.4% | +14.0% | -32.1% | -21.8% | -0.3% | +3.2% |
|
ALLY
Ally Financial Inc.
Peer
|
+4.1% | +73.2% | +34.9% | +8.0% | +17.5% | +1.3% |
|
CNA
CNA Financial Corporation
Peer
|
+50.4% | +58.3% | +8.7% | +12.8% | +5.8% | -0.0% |
|
ARCC
Ares Capital Corporation
Peer
|
+53.5% | +33.5% | -3.8% | -3.7% | +6.7% | -2.7% |
BEN
Franklin Resources, Inc.
Primary
5Y
+21.5%
3Y
-0.8%
1Y
+34.2%
6M
+4.8%
1M
+6.1%
1W
-2.6%
ERI
Erie Indemnity Company
Peer
5Y
+25.4%
3Y
+14.0%
1Y
-32.1%
6M
-21.8%
1M
-0.3%
1W
+3.2%
ALL
Ally Financial Inc.
Peer
5Y
+4.1%
3Y
+73.2%
1Y
+34.9%
6M
+8.0%
1M
+17.5%
1W
+1.3%
CNA
CNA Financial Corporation
Peer
5Y
+50.4%
3Y
+58.3%
1Y
+8.7%
6M
+12.8%
1M
+5.8%
1W
-0.0%
ARC
Ares Capital Corporation
Peer
5Y
+53.5%
3Y
+33.5%
1Y
-3.8%
6M
-3.7%
1M
+6.7%
1W
-2.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
28.44
Forward P/E
9.02
PEG Ratio
N/A
P/B Ratio
1.09
P/S Ratio
1.5
EV/Revenue
1.77
EV/EBITDA
9.15
Market Cap
$13.2B
Profitability
Profit margins and return metrics
Profit Margin
5.99%
Operating Margin
17.56%
Gross Margin
37.4%
ROE
3.82%
ROA
2.25%
Growth
Revenue and earnings growth rates
Revenue Growth
+6.0%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.24
Low debt
Current Ratio
4.1
Strong
Quick Ratio
1.09
Good
Cash/Share
$5.93
Quarterly Earnings History
EPS performance vs analyst estimates
2026-01-30
$N/A
2025-11-07
$0.67
+14.0% surprise
2025-08-01
$0.49
-2.3% surprise
2025-05-02
$0.47
-0.6% surprise
Financial Services Sector Comparison
Comparing BEN against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
28.44
This Stock
vs
36.01
Sector Avg
-21.0%
(Discount)
Return on Equity (ROE)
3.82%
This Stock
vs
-0.73%
Sector Avg
-621.0%
(Below Avg)
Profit Margin
5.99%
This Stock
vs
91.62%
Sector Avg
-93.5%
(Weaker)
Debt to Equity
0.24
This Stock
vs
1.36
Sector Avg
-82.6%
(Less Debt)
Revenue Growth
6.0%
This Stock
vs
35.27%
Sector Avg
-83.0%
(Slower)
Current Ratio
4.1
This Stock
vs
3.18
Sector Avg
+28.9%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BEN
Franklin Resources, Inc.
|
NEUTRAL | $13.2B | 28.44 | 3.8% | 6.0% | $25.31 | |
|
ERIE
Erie Indemnity Company
|
NEUTRAL | $13.25B | 23.25 | 26.2% | 13.8% | $253.38 | Compare |
|
ALLY
Ally Financial Inc.
|
BULLISH | $13.06B | 17.97 | 5.8% | 11.6% | $42.24 | Compare |
|
CNA
CNA Financial Corporation
|
NEUTRAL | $13.04B | 10.27 | 11.5% | 8.5% | $48.18 | Compare |
|
ARCC
Ares Capital Corporation
|
NEUTRAL | $13.36B | 10.06 | 9.4% | 42.6% | $18.61 | Compare |
BEN
Franklin Resources, Inc.
NEUTRAL
Mkt Cap
$13.2B
P/E
28.4
ROE
3.8%
Price
$25.31
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-05 | JOHNSON JENNIFER M | Chief Executive Officer | Gift | 6,272 | - |
| 2025-12-26 | JOHNSON CHARLES B | Beneficial Owner of more than 10% of a Class of Security | Gift | 25,440 | - |
| 2025-12-17 | JOHNSON CHARLES B | Beneficial Owner of more than 10% of a Class of Security | Gift | 3,816 | - |
| 2025-11-20 | JOHNSON CHARLES B | Beneficial Owner of more than 10% of a Class of Security | Purchase | 50,000 | $1,060,000 |
| 2025-11-18 | JOHNSON CHARLES B | Beneficial Owner of more than 10% of a Class of Security | Purchase | 50,000 | $1,074,475 |
| 2025-11-04 | JOHNSON JENNIFER M | Chief Executive Officer | Stock Award | 414,814 | $6,925,010 |
| 2025-11-04 | JOHNSON GREGORY E | Officer and Director | Stock Award | 41,668 | $565,021 |
| 2025-11-04 | MERCHANT THOMAS C | General Counsel | Stock Award | 39,182 | $512,522 |
| 2025-11-04 | NICHOLLS MATTHEW | President | Stock Award | 201,409 | $2,490,005 |
| 2025-11-04 | MURPHY TERRENCE J | Officer | Stock Award | 46,730 | $1,055,631 |
| 2025-10-15 | GAMBA DANIEL | President | Stock Award | 442,870 | $10,093,007 |
| 2025-10-14 | OSHITA LINDSEY HARUMI | Officer | Stock Award | 7,637 | $175,040 |
JOHNSON JENNIFER M
Chief Executive Officer
2026-01-05
6,272 shares
JOHNSON CHARLES B
Beneficial Owner of more than 10% of a Class of Security
2025-12-26
25,440 shares
JOHNSON CHARLES B
Beneficial Owner of more than 10% of a Class of Security
2025-12-17
3,816 shares
JOHNSON CHARLES B
Beneficial Owner of more than 10% of a Class of Security
2025-11-20
50,000 shares
·
$1,060,000
JOHNSON CHARLES B
Beneficial Owner of more than 10% of a Class of Security
2025-11-18
50,000 shares
·
$1,074,475
JOHNSON JENNIFER M
Chief Executive Officer
2025-11-04
414,814 shares
·
$6,925,010
JOHNSON GREGORY E
Officer and Director
2025-11-04
41,668 shares
·
$565,021
MERCHANT THOMAS C
General Counsel
2025-11-04
39,182 shares
·
$512,522
NICHOLLS MATTHEW
President
2025-11-04
201,409 shares
·
$2,490,005
MURPHY TERRENCE J
Officer
2025-11-04
46,730 shares
·
$1,055,631
GAMBA DANIEL
President
2025-10-15
442,870 shares
·
$10,093,007
OSHITA LINDSEY HARUMI
Officer
2025-10-14
7,637 shares
·
$175,040
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
11 analysts
Barclays
2026-01-15
Underweight
Underweight
TD Cowen
2026-01-14
Buy
Buy
Barclays
2025-12-12
Underweight
Underweight
JP Morgan
2025-11-10
Neutral
Neutral
Barclays
2025-10-21
Underweight
Underweight
Evercore ISI Group
2025-10-09
Underperform
Underperform
BMO Capital
2025-10-03
Outperform
B of A Securities
2025-10-02
Underperform
Underperform
Morgan Stanley
2025-08-12
Underweight
Underweight
JP Morgan
2025-08-04
Neutral
Neutral
Past News Coverage
Recent headlines mentioning BEN from our newsroom.
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