No connection

Search Results

CNA

NEUTRAL
$48.18 Live
CNA Financial Corporation · NYSE
Target $43.0 (-10.8%)
$43.29 52W Range $50.72

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026
Market cap
$13.04B
P/E
10.27
ROE
11.5%
Profit margin
8.5%
Debt/Equity
0.27
Dividend yield
3.99%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
CNA presents a classic deep-value profile with a Piotroski F-Score of 4/9 (Stable) and a current price ($48.18) trading significantly below both its Graham Number ($67.31) and Intrinsic Value ($138.36). While valuation metrics like the P/E (10.27) and PEG (0.92) are highly attractive, the stock is hampered by bearish insider sentiment and a negative technical trend. The massive YoY earnings growth is likely a statistical anomaly, as recent Q/Q and YoY EPS growth are actually negative. The company's stability is bolstered by its 92% ownership by Loews Corporation, but the lack of analyst conviction and insider selling suggest a lack of immediate catalysts.

Key Strengths

Significant undervaluation relative to Graham Number and Intrinsic Value
Low P/E ratio (10.27) compared to the broader financial services sector
Conservative Debt/Equity ratio (0.27) indicating strong solvency
Sustainable dividend profile with a 39.23% payout ratio
Strong institutional backing via majority ownership by Loews Corporation

Key Risks

Bearish insider activity with consistent selling and zero buying
Negative recent earnings momentum (Q/Q EPS growth of -22.7%)
Potential for insurance reserve insufficiency leading to earnings charges
Low analyst coverage and a 'underperform' recommendation
Limited float due to high concentration of ownership by Loews Corp
AI Fair Value Estimate
Based on comprehensive analysis
$65.5
+35.9% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
64
Strong
Value
90
Future
40
Past
65
Health
55
Dividend
70
AI Verdict
Value Trap Candidate
Key drivers: Deep valuation discount, Negative earnings momentum, Bearish insider/analyst sentiment
Confidence
80%
Value
90/100

P/E 10.27, PEG 0.92, Graham Number $67.31

Positives
  • Price < Graham Number
  • PEG < 1.0
  • Low P/E
Watchpoints
  • Low analyst target price ($43.00)
Future
40/100

Recent Q/Q EPS Growth -22.7%

Positives
  • Steady revenue growth (3.8%)
Watchpoints
  • Negative recent EPS growth
  • Bearish technical trend
Past
65/100

5Y Change +50.4%

Positives
  • Positive 5Y and 3Y price changes
  • Consistent earnings beats in previous years
Watchpoints
  • Recent decline in earnings surprise consistency
Health
55/100

Piotroski F-Score 4/9

Positives
  • Low Debt/Equity (0.27)
Watchpoints
  • Piotroski F-Score 4/9 (Stable but not strong)
  • Very low current ratio (0.37)
Dividend
70/100

Yield 3.99%, Payout 39.23%

Positives
  • Healthy payout ratio
  • Consistent yield
Watchpoints
  • Moderate dividend strength score (50/100)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$48.18
Analyst Target
$43.0
Upside/Downside
-10.8%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CNA and closest competitors.

Updated 2026-04-24
CNA
CNA Financial Corporation
Primary
5Y
+50.4%
3Y
+58.3%
1Y
+8.7%
6M
+12.8%
1M
+5.8%
1W
-0.0%
ALL
Ally Financial Inc.
Peer
5Y
+4.1%
3Y
+73.2%
1Y
+34.9%
6M
+8.0%
1M
+17.5%
1W
+1.3%
BNT
Brookfield Wealth Solutions Ltd.
Peer
5Y
+17.8%
3Y
+95.9%
1Y
+19.2%
6M
+4.4%
1M
+0.8%
1W
-0.6%
BEN
Franklin Resources, Inc.
Peer
5Y
+21.5%
3Y
-0.8%
1Y
+34.2%
6M
+4.8%
1M
+6.1%
1W
-2.6%
ERI
Erie Indemnity Company
Peer
5Y
+25.4%
3Y
+14.0%
1Y
-32.1%
6M
-21.8%
1M
-0.3%
1W
+3.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
10.27
Forward P/E
10.04
PEG Ratio
0.92
P/B Ratio
1.12
P/S Ratio
0.87
EV/Revenue
0.9
EV/EBITDA
7.39
Market Cap
$13.04B

Profitability

Profit margins and return metrics

Profit Margin 8.53%
Operating Margin 10.81%
Gross Margin 32.0%
ROE 11.55%
ROA 1.61%

Growth

Revenue and earnings growth rates

Revenue Growth +3.8%
Earnings Growth +1333.5%
Q/Q Revenue Growth +3.99%
Q/Q Earnings Growth +1338.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.27
Low debt
Current Ratio
0.37
Weak
Quick Ratio
0.18
Poor
Cash/Share
$10.14

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$3.8B
Net Margin
8.0%
Total Assets
$69.4B
Liabilities
$57.8B
Equity
$11.6B
Debt/Equity
4.98x
Operating CF
$0.6B
CapEx
$-0.0B
Free Cash Flow
$0.5B
FCF Yield
95%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-04
$N/A
2026-02-09
$1.16
-13.4% surprise
2025-11-03
$1.5
+13.6% surprise
2025-08-04
$1.23
+39.8% surprise

Financial Services Sector Comparison

Comparing CNA against 653 companies in the Financial Services sector (117 bullish, 269 neutral, 267 bearish)
P/E Ratio
10.27
This Stock
vs
38.75
Sector Avg
-73.5% (Discount)
Return on Equity (ROE)
11.55%
This Stock
vs
-0.94%
Sector Avg
-1333.2% (Below Avg)
Profit Margin
8.53%
This Stock
vs
58.65%
Sector Avg
-85.5% (Weaker)
Debt to Equity
0.27
This Stock
vs
1.52
Sector Avg
-81.9% (Less Debt)
Revenue Growth
3.8%
This Stock
vs
42.21%
Sector Avg
-91.0% (Slower)
Current Ratio
0.37
This Stock
vs
3.58
Sector Avg
-89.7% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

NEUENSCHWANDER JEFFREY JOHN
General Counsel
Sell
2026-03-19
3,287 shares · $151,103
FRANZETTI DANIEL PAUL
Officer
Stock Award
2026-03-13
33,094 shares
HOPPER ROBERT JOSEPH
Officer
Stock Award
2026-03-13
19,888 shares
SMITH AMY MARIE
Officer
Stock Award
2026-03-13
4,773 shares
JAMES MARK STEVEN
Officer
Stock Award
2026-03-13
14,451 shares
POSSELL JANE ELIZABETH
Chief Technology Officer
Stock Award
2026-03-13
19,888 shares
NEUENSCHWANDER JEFFREY JOHN
General Counsel
Stock Award
2026-03-13
3,540 shares
LINDQUIST SCOTT R.
Chief Financial Officer
Stock Award
2026-03-13
37,232 shares
WORMAN DOUGLAS MERLE
Chief Executive Officer
Stock Award
2026-03-13
106,075 shares
AGUINAGA ELIZABETH ANN
Officer
Stock Award
2026-03-13
19,888 shares
ROBUSTO DINO E
Officer and Director
Sell
2026-01-02
6,250 shares · $297,625
ROBUSTO DINO E
Officer and Director
Sell
2025-12-01
6,250 shares · $293,250
SMITH AMY MARIE
Officer
Gift
2025-11-12
900 shares
ROBUSTO DINO E
Officer and Director
Sell
2025-11-03
6,250 shares · $283,000
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A
DEF 14A
2026-03-20

CNA filed a definitive proxy statement on March 20, 2026, providing shareholders with necessary information and voting materials for the company's annual meeting.

10-K
10-K
2026-02-10

CNA Financial Corporation is a commercial property and casualty insurance holding company majority-owned by Loews Corporation, which held approximately 92% of outstanding common stock as of December 31, 2025. A primary financial risk is the potential for insufficient insurance reserves, which would necessitate charges to earnings and could adversely affect the company's financial condition and debt ratings.

8-K
8-K
2026-02-09

CNA filed an 8-K on February 9, 2026, likely to report its year-end financial results.

10-Q
10-Q
2025-11-03

CNA monitors its primary operations using "core income (loss)," a non-GAAP financial measure that excludes the after-tax effects of net investment gains or losses and pension settlement transactions. Detailed financial highlights and risk factors are incorporated by reference from the company's Annual Report on Form 10-K for the year ended December 31, 2024.

8-K
8-K
2025-11-03

CNA filed an 8-K on November 3, 2025, likely to announce its third-quarter financial results.

8-K
8-K
2025-11-03

CNA filed an 8-K on November 3, 2025, likely to announce its third-quarter financial results.

8-K
FORM 8-K
2025-08-12

CNA Financial Corporation likely reported its second-quarter financial results for 2025.

8-K
FORM 8-K
2025-08-11

CNA Financial Corporation likely reported its second-quarter financial results for 2025.

10-Q
10-Q
2025-08-04

CNA utilizes a non-GAAP "core income (loss)" measure to evaluate primary operations by excluding the after-tax effects of net investment gains or losses and pension settlement transactions. Detailed financial highlights and risk factors are not provided in this filing and are incorporated by reference from the company's Annual Report on Form 10-K for the year ended December 31, 2024.

8-K
8-K
2025-08-04

CNA Financial Corporation likely reported its second-quarter financial results for 2025.

8-K
8-K
2025-07-07
10-Q
10-Q
2025-05-05
8-K
8-K
2025-05-05
8-K
8-K
2025-04-30
DEF 14A
FORM DEF14A
2025-03-21
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning CNA from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI Chat
Markets
Profile