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BEN vs JPM

BEN
Franklin Resources, Inc.
NEUTRAL
Price
$25.31
Market Cap
$13.2B
Sector
Financial Services
AI Confidence
75%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BEN
28.44
JPM
14.69
Forward P/E
BEN
9.02
JPM
12.62
P/B Ratio
BEN
1.09
JPM
2.32
P/S Ratio
BEN
1.5
JPM
4.72
EV/EBITDA
BEN
9.15
JPM
--

Profitability

Gross Margin
BEN
37.4%
JPM
0.0%
Operating Margin
BEN
17.56%
JPM
41.06%
Profit Margin
BEN
5.99%
JPM
33.91%
ROE
BEN
3.82%
JPM
16.13%
ROA
BEN
2.25%
JPM
1.35%

Growth

Revenue Growth
BEN
6.0%
JPM
2.5%
Earnings Growth
BEN
--
JPM
-3.6%

Financial Health

Debt/Equity
BEN
0.24
JPM
--
Current Ratio
BEN
4.1
JPM
--
Quick Ratio
BEN
1.09
JPM
--

Dividends

Dividend Yield
BEN
5.12%
JPM
2.11%
Payout Ratio
BEN
140.66%
JPM
28.97%

AI Verdict

BEN NEUTRAL

Franklin Resources (BEN) shows a weak Piotroski F-Score of 4/9, indicating marginal financial health, and lacks an Altman Z-Score, limiting distress risk assessment. The stock trades above its Graham Number of $21.55 at a current price of $25.31, suggesting modest overvaluation for a defensive investor, though forward P/E of 9.02 implies improved earnings expectations. Strong dividend yield of 5.12% is offset by a concerning 140.66% payout ratio, raising sustainability questions. While recent earnings growth (YoY EPS +13.6%, Q/Q +36.7%) and beat rates are positive, weak profitability metrics like ROE (3.82%) and low insider activity temper optimism.

Strengths
High dividend yield of 5.12% provides attractive income potential
Low debt/equity ratio of 0.24 indicates conservative capital structure
Strong current ratio of 4.10 reflects robust short-term liquidity
Risks
Piotroski F-Score of 4/9 signals weak to stable financial health
Dividend payout ratio of 140.66% exceeds earnings, threatening dividend sustainability
ROE (3.82%) and ROA (2.26%) are low, indicating inefficient capital utilization
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BEN vs JPM: Head-to-Head Comparison

This page compares Franklin Resources, Inc. (BEN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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