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BFST vs JPM

BFST
Business First Bancshares, Inc.
NEUTRAL
Price
$27.26
Market Cap
$894.5M
Sector
Financial Services
AI Confidence
72%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BFST
10.53
JPM
14.69
Forward P/E
BFST
8.27
JPM
12.62
P/B Ratio
BFST
1.0
JPM
2.32
P/S Ratio
BFST
2.95
JPM
4.72
EV/EBITDA
BFST
--
JPM
--

Profitability

Gross Margin
BFST
0.0%
JPM
0.0%
Operating Margin
BFST
38.63%
JPM
41.06%
Profit Margin
BFST
27.0%
JPM
33.91%
ROE
BFST
10.39%
JPM
16.13%
ROA
BFST
1.1%
JPM
1.35%

Growth

Revenue Growth
BFST
19.2%
JPM
2.5%
Earnings Growth
BFST
12.0%
JPM
-3.6%

Financial Health

Debt/Equity
BFST
--
JPM
--
Current Ratio
BFST
--
JPM
--
Quick Ratio
BFST
--
JPM
--

Dividends

Dividend Yield
BFST
2.02%
JPM
2.11%
Payout Ratio
BFST
21.62%
JPM
28.97%

AI Verdict

BFST NEUTRAL

The Advanced Deterministic Scorecard reveals a mixed financial profile with a Piotroski F-Score of 4/9 indicating stable but not robust financial health, and no available Altman Z-Score limits distress risk assessment. Despite solid profitability metrics including a 27% profit margin and strong earnings surprises historically, weak technical trends and negative insider sentiment weigh on momentum. The stock trades below the analyst target of $32.50 and intrinsic value estimate of $64.75, suggesting potential undervaluation, but limited balance sheet transparency and insider selling raise caution. Revenue and earnings growth remain positive, yet the lack of key financial data hinders a stronger bullish stance.

Strengths
Consistent earnings beat record with 3 out of last 4 quarters exceeding estimates and an average surprise of 7.42%
Strong profitability: 27.00% profit margin and 38.63% operating margin well above sector average
Attractive valuation relative to peers with P/E of 10.53 vs sector average of 22.39
Risks
Piotroski F-Score of 4/9 indicates only stable financial health, not strong, limiting confidence in balance sheet strength
Missing Altman Z-Score prevents proper assessment of bankruptcy risk despite sector volatility
Negative insider sentiment with 3 sell transactions totaling $0.22M and no buys in last 6 months
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BFST vs JPM: Head-to-Head Comparison

This page compares Business First Bancshares, Inc. (BFST) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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