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BKU vs BRK-B

BKU
BankUnited, Inc.
NEUTRAL
Price
$47.64
Market Cap
$3.58B
Sector
Financial Services
AI Confidence
68%
BRK-B
Berkshire Hathaway Inc.
NEUTRAL
Price
$479.75
Market Cap
$1.03T
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BKU
14.22
BRK-B
15.46
Forward P/E
BKU
10.73
BRK-B
22.06
P/B Ratio
BKU
1.16
BRK-B
0.0
P/S Ratio
BKU
3.49
BRK-B
2.79
EV/EBITDA
BKU
--
BRK-B
-2.12

Profitability

Gross Margin
BKU
0.0%
BRK-B
26.15%
Operating Margin
BKU
36.64%
BRK-B
32.96%
Profit Margin
BKU
26.17%
BRK-B
18.03%
ROE
BKU
9.15%
BRK-B
9.81%
ROA
BKU
0.76%
BRK-B
5.11%

Growth

Revenue Growth
BKU
3.6%
BRK-B
-0.7%
Earnings Growth
BKU
-0.3%
BRK-B
-2.5%

Financial Health

Debt/Equity
BKU
--
BRK-B
0.19
Current Ratio
BKU
--
BRK-B
7.07
Quick Ratio
BKU
--
BRK-B
6.62

Dividends

Dividend Yield
BKU
2.47%
BRK-B
--
Payout Ratio
BKU
34.56%
BRK-B
0.0%

AI Verdict

BKU NEUTRAL

BKU exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant balance sheet and profitability concerns, while the absence of an Altman Z-Score prevents a full distress risk assessment. Despite this, the stock shows strong profitability margins and consistent analyst buy recommendations, supported by a solid dividend yield and a valuation that appears reasonable relative to peers. Earnings growth is nearly flat year-over-year, and technical indicators suggest a weak short-term trend. The current price of $47.64 sits below the analyst target of $54.09 but above the conservative Graham Number of $55.72, indicating mixed value signals.

Strengths
High profit and operating margins (26.17% and 36.64%) outperform sector averages
Attractive dividend yield of 2.47% with a sustainable 34.56% payout ratio
Forward P/E of 10.73 is well below sector average of 30.67, suggesting value
Risks
Critically low Piotroski F-Score of 2/9 indicates deteriorating financial health
Missing key financial data (Debt/Equity, Cash, ROIC, Altman Z-Score) raises transparency concerns
Earnings growth is stagnant (YoY: -0.30%, Q/Q: -0.10%) despite revenue growth
BRK-B NEUTRAL

The deterministic health profile is weak, highlighted by a Piotroski F-Score of 3/9, indicating deteriorating operational efficiency and profitability trends. While the company maintains a fortress balance sheet with a Debt/Equity ratio of 0.19 and a Current Ratio of 7.07, the stock is trading at a significant premium to its growth-based intrinsic value of $217.21. Negative YoY revenue and earnings growth, coupled with a bearish technical trend, offset the positive analyst sentiment and long-term historical performance.

Strengths
Exceptional liquidity with a Current Ratio of 7.07
Very low leverage (Debt/Equity 0.19)
Strong operating margins at 32.96%
Risks
Significant overvaluation relative to intrinsic value ($479.75 vs $217.21)
Negative YoY earnings growth (-2.50%) and revenue growth (-0.70%)
Weak Piotroski F-Score (3/9) suggesting declining financial health trends

Compare Another Pair

BKU vs BRK-B: Head-to-Head Comparison

This page compares BankUnited, Inc. (BKU) and Berkshire Hathaway Inc. (BRK-B) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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