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BKU vs JPM

BKU
BankUnited, Inc.
NEUTRAL
Price
$47.64
Market Cap
$3.58B
Sector
Financial Services
AI Confidence
68%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BKU
14.22
JPM
14.69
Forward P/E
BKU
10.73
JPM
12.62
P/B Ratio
BKU
1.16
JPM
2.32
P/S Ratio
BKU
3.49
JPM
4.72
EV/EBITDA
BKU
--
JPM
--

Profitability

Gross Margin
BKU
0.0%
JPM
0.0%
Operating Margin
BKU
36.64%
JPM
41.06%
Profit Margin
BKU
26.17%
JPM
33.91%
ROE
BKU
9.15%
JPM
16.13%
ROA
BKU
0.76%
JPM
1.35%

Growth

Revenue Growth
BKU
3.6%
JPM
2.5%
Earnings Growth
BKU
-0.3%
JPM
-3.6%

Financial Health

Debt/Equity
BKU
--
JPM
--
Current Ratio
BKU
--
JPM
--
Quick Ratio
BKU
--
JPM
--

Dividends

Dividend Yield
BKU
2.47%
JPM
2.11%
Payout Ratio
BKU
34.56%
JPM
28.97%

AI Verdict

BKU NEUTRAL

BKU exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant balance sheet and profitability concerns, while the absence of an Altman Z-Score prevents a full distress risk assessment. Despite this, the stock shows strong profitability margins and consistent analyst buy recommendations, supported by a solid dividend yield and a valuation that appears reasonable relative to peers. Earnings growth is nearly flat year-over-year, and technical indicators suggest a weak short-term trend. The current price of $47.64 sits below the analyst target of $54.09 but above the conservative Graham Number of $55.72, indicating mixed value signals.

Strengths
High profit and operating margins (26.17% and 36.64%) outperform sector averages
Attractive dividend yield of 2.47% with a sustainable 34.56% payout ratio
Forward P/E of 10.73 is well below sector average of 30.67, suggesting value
Risks
Critically low Piotroski F-Score of 2/9 indicates deteriorating financial health
Missing key financial data (Debt/Equity, Cash, ROIC, Altman Z-Score) raises transparency concerns
Earnings growth is stagnant (YoY: -0.30%, Q/Q: -0.10%) despite revenue growth
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BKU vs JPM: Head-to-Head Comparison

This page compares BankUnited, Inc. (BKU) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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