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BKU vs V

BKU
BankUnited, Inc.
NEUTRAL
Price
$47.64
Market Cap
$3.58B
Sector
Financial Services
AI Confidence
68%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BKU
14.22
V
28.35
Forward P/E
BKU
10.73
V
20.79
P/B Ratio
BKU
1.16
V
15.09
P/S Ratio
BKU
3.49
V
14.08
EV/EBITDA
BKU
--
V
20.06

Profitability

Gross Margin
BKU
0.0%
V
97.78%
Operating Margin
BKU
36.64%
V
68.3%
Profit Margin
BKU
26.17%
V
50.23%
ROE
BKU
9.15%
V
53.95%
ROA
BKU
0.76%
V
18.36%

Growth

Revenue Growth
BKU
3.6%
V
14.6%
Earnings Growth
BKU
-0.3%
V
17.4%

Financial Health

Debt/Equity
BKU
--
V
0.55
Current Ratio
BKU
--
V
1.11
Quick Ratio
BKU
--
V
0.72

Dividends

Dividend Yield
BKU
2.47%
V
0.89%
Payout Ratio
BKU
34.56%
V
22.91%

AI Verdict

BKU NEUTRAL

BKU exhibits weak financial health with a Piotroski F-Score of just 2/9, signaling significant balance sheet and profitability concerns, while the absence of an Altman Z-Score prevents a full distress risk assessment. Despite this, the stock shows strong profitability margins and consistent analyst buy recommendations, supported by a solid dividend yield and a valuation that appears reasonable relative to peers. Earnings growth is nearly flat year-over-year, and technical indicators suggest a weak short-term trend. The current price of $47.64 sits below the analyst target of $54.09 but above the conservative Graham Number of $55.72, indicating mixed value signals.

Strengths
High profit and operating margins (26.17% and 36.64%) outperform sector averages
Attractive dividend yield of 2.47% with a sustainable 34.56% payout ratio
Forward P/E of 10.73 is well below sector average of 30.67, suggesting value
Risks
Critically low Piotroski F-Score of 2/9 indicates deteriorating financial health
Missing key financial data (Debt/Equity, Cash, ROIC, Altman Z-Score) raises transparency concerns
Earnings growth is stagnant (YoY: -0.30%, Q/Q: -0.10%) despite revenue growth
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

BKU vs V: Head-to-Head Comparison

This page compares BankUnited, Inc. (BKU) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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