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BMA vs JPM

BMA
Banco Macro S.A.
BEARISH
Price
$96.63
Market Cap
$6.81B
Sector
Financial Services
AI Confidence
78%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
BMA
38.35
JPM
14.69
Forward P/E
BMA
9.81
JPM
12.62
P/B Ratio
BMA
18.56
JPM
2.32
P/S Ratio
BMA
0.0
JPM
4.72
EV/EBITDA
BMA
--
JPM
--

Profitability

Gross Margin
BMA
0.0%
JPM
0.0%
Operating Margin
BMA
-4.96%
JPM
41.06%
Profit Margin
BMA
8.58%
JPM
33.91%
ROE
BMA
5.47%
JPM
16.13%
ROA
BMA
1.32%
JPM
1.35%

Growth

Revenue Growth
BMA
-28.7%
JPM
2.5%
Earnings Growth
BMA
--
JPM
-3.6%

Financial Health

Debt/Equity
BMA
--
JPM
--
Current Ratio
BMA
--
JPM
--
Quick Ratio
BMA
--
JPM
--

Dividends

Dividend Yield
BMA
2.55%
JPM
2.11%
Payout Ratio
BMA
42.03%
JPM
28.97%

AI Verdict

BMA BEARISH

The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of just 2/9, indicating significant operational and profitability concerns. Despite a bullish analyst recommendation and strong long-term price appreciation, the company faces deteriorating fundamentals, including negative operating margins, a steep decline in year-over-year revenue and earnings, and extremely stretched valuation metrics. The stock trades at a massive premium to both the Graham Number ($17.18) and intrinsic value estimate ($17.64), with a current price of $96.63, suggesting substantial overvaluation. While dividend yield and recent technical rebound offer some support, the underlying financial deterioration and lack of transparency in key leverage and liquidity metrics amplify downside risk.

Strengths
Analyst consensus supports a 'buy' rating with a high target price of $112.81, implying 16.7% upside.
Recent technical performance shows strong recovery: +34.8% over 6 months and +6.2% in the last month.
Dividend yield of 2.55% is supported by a reasonable payout ratio of 42.03%.
Risks
Critically low Piotroski F-Score of 2/9 signals weak financial health, particularly in profitability and leverage trends.
Operating margin is deeply negative at -4.96%, indicating core business unprofitability.
Revenue growth has collapsed YoY by -28.70%, reflecting severe top-line contraction.
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

BMA vs JPM: Head-to-Head Comparison

This page compares Banco Macro S.A. (BMA) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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