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BNS vs V

BNS
The Bank of Nova Scotia
NEUTRAL
Price
$74.87
Market Cap
$93.29B
Sector
Financial Services
AI Confidence
65%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
BNS
18.17
V
28.35
Forward P/E
BNS
11.47
V
20.79
P/B Ratio
BNS
1.47
V
15.09
P/S Ratio
BNS
2.95
V
14.08
EV/EBITDA
BNS
--
V
20.06

Profitability

Gross Margin
BNS
0.0%
V
97.78%
Operating Margin
BNS
39.18%
V
68.3%
Profit Margin
BNS
24.62%
V
50.23%
ROE
BNS
8.99%
V
53.95%
ROA
BNS
0.54%
V
18.36%

Growth

Revenue Growth
BNS
-0.8%
V
14.6%
Earnings Growth
BNS
35.4%
V
17.4%

Financial Health

Debt/Equity
BNS
--
V
0.55
Current Ratio
BNS
--
V
1.11
Quick Ratio
BNS
--
V
0.72

Dividends

Dividend Yield
BNS
4.28%
V
0.89%
Payout Ratio
BNS
76.19%
V
22.91%

AI Verdict

BNS NEUTRAL

The Bank of Nova Scotia (BNS) exhibits a weak financial health profile with a Piotroski F-Score of 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the stock shows strong recent earnings growth (YoY EPS +58.2%) and a robust dividend yield of 4.28%, supported by a high but sustainable payout ratio. Valuation metrics suggest the stock is trading slightly above analyst targets ($74.87 vs. $70.40) and above the Graham Number of $68.74, though below the growth-based intrinsic value of $121.54. Technical indicators are bearish (10/100), and insider sentiment is neutral, reflecting limited conviction despite solid dividend strength.

Strengths
High dividend yield of 4.28% provides strong income appeal
Recent earnings growth is robust, with YoY EPS up 58.2%
Profit margin of 24.62% and operating margin of 39.18% indicate strong profitability
Risks
Very low Piotroski F-Score of 2/9 indicates weak financial health
Revenue growth is negative YoY (-0.80%), suggesting top-line stagnation
ROA of only 0.54% reflects poor asset efficiency for a bank
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

BNS vs V: Head-to-Head Comparison

This page compares The Bank of Nova Scotia (BNS) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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