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BNS vs JPM

BNS
The Bank of Nova Scotia
NEUTRAL
Price
$74.87
Market Cap
$93.29B
Sector
Financial Services
AI Confidence
65%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
BNS
18.17
JPM
15.68
Forward P/E
BNS
11.47
JPM
13.42
P/B Ratio
BNS
1.47
JPM
2.47
P/S Ratio
BNS
2.95
JPM
5.03
EV/EBITDA
BNS
--
JPM
--

Profitability

Gross Margin
BNS
0.0%
JPM
0.0%
Operating Margin
BNS
39.18%
JPM
41.06%
Profit Margin
BNS
24.62%
JPM
33.91%
ROE
BNS
8.99%
JPM
16.13%
ROA
BNS
0.54%
JPM
1.35%

Growth

Revenue Growth
BNS
-0.8%
JPM
2.5%
Earnings Growth
BNS
35.4%
JPM
-3.6%

Financial Health

Debt/Equity
BNS
--
JPM
--
Current Ratio
BNS
--
JPM
--
Quick Ratio
BNS
--
JPM
--

Dividends

Dividend Yield
BNS
4.28%
JPM
1.91%
Payout Ratio
BNS
76.19%
JPM
28.97%

AI Verdict

BNS NEUTRAL

The Bank of Nova Scotia (BNS) exhibits a weak financial health profile with a Piotroski F-Score of 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the stock shows strong recent earnings growth (YoY EPS +58.2%) and a robust dividend yield of 4.28%, supported by a high but sustainable payout ratio. Valuation metrics suggest the stock is trading slightly above analyst targets ($74.87 vs. $70.40) and above the Graham Number of $68.74, though below the growth-based intrinsic value of $121.54. Technical indicators are bearish (10/100), and insider sentiment is neutral, reflecting limited conviction despite solid dividend strength.

Strengths
High dividend yield of 4.28% provides strong income appeal
Recent earnings growth is robust, with YoY EPS up 58.2%
Profit margin of 24.62% and operating margin of 39.18% indicate strong profitability
Risks
Very low Piotroski F-Score of 2/9 indicates weak financial health
Revenue growth is negative YoY (-0.80%), suggesting top-line stagnation
ROA of only 0.54% reflects poor asset efficiency for a bank
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

BNS vs JPM: Head-to-Head Comparison

This page compares The Bank of Nova Scotia (BNS) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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